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      <sshPrnamt>24185</sshPrnamt>
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      <Sole>23735</Sole>
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    <nameOfIssuer>CARNIVAL CORP PAIRED CTF</nameOfIssuer>
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    <value>4266</value>
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    <nameOfIssuer>TRANSCANADA CORP COM</nameOfIssuer>
    <titleOfClass>FGN</titleOfClass>
    <cusip>89353D107</cusip>
    <value>3415</value>
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      <sshPrnamt>77730</sshPrnamt>
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    <votingAuthority>
      <Sole>77280</Sole>
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      <None>450</None>
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    <nameOfIssuer>ISHARES INC EM MKT MIN VOL</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464286533</cusip>
    <value>1602</value>
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      <sshPrnamt>27280</sshPrnamt>
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    <votingAuthority>
      <Sole>27280</Sole>
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      <None>0</None>
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    <nameOfIssuer>ISHARES TR DJ INTL SEL DIVD</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464288448</cusip>
    <value>821</value>
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      <sshPrnamt>22645</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>22645</Sole>
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      <None>0</None>
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    <nameOfIssuer>ISHARES TR EAFE MIN VOLAT</nameOfIssuer>
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    <cusip>46429B689</cusip>
    <value>517</value>
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      <sshPrnamt>8480</sshPrnamt>
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      <Sole>8480</Sole>
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    <nameOfIssuer>NUVEEN MUN VALUE FD COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>670928100</cusip>
    <value>96</value>
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      <Sole>10500</Sole>
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    <nameOfIssuer>GOLDMAN SACHS GROUP INC SHS D</nameOfIssuer>
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    <value>3303</value>
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      <Sole>164051</Sole>
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      <None>1500</None>
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    <nameOfIssuer>SPDR GOLD TRUST GOLD SHS</nameOfIssuer>
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    <cusip>78463V107</cusip>
    <value>1384</value>
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      <Sole>10600</Sole>
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      <None>200</None>
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    <nameOfIssuer>SPDR SERIES TRUST S&amp;P HOMEBUIL</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>78464A888</cusip>
    <value>2755</value>
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    <cusip>00162Q866</cusip>
    <value>3098</value>
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    <nameOfIssuer>CONSUMER DISCRETIONARY SELECT</nameOfIssuer>
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    <cusip>81369Y407</cusip>
    <value>318</value>
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    <nameOfIssuer>MARKET VECTORS ETF TR OIL SVCS</nameOfIssuer>
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    <cusip>57060U191</cusip>
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    <nameOfIssuer>SELECT SECTOR SPDR TR SBI INT-</nameOfIssuer>
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    <cusip>81369Y605</cusip>
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    <votingAuthority>
      <Sole>40040</Sole>
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    <nameOfIssuer>VANGUARD INDEX FDS REIT ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>922908553</cusip>
    <value>438</value>
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      <sshPrnamt>6625</sshPrnamt>
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      <Sole>6625</Sole>
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</informationTable>
