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    <nameOfIssuer>SIRIUS XM RADIO INC.</nameOfIssuer>
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      <Sole>15170</Sole>
      <Shared>0</Shared>
      <None>500</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BP PLC SPONSORED ADR</nameOfIssuer>
    <titleOfClass>ADR</titleOfClass>
    <cusip>055622104</cusip>
    <value>2991</value>
    <shrsOrPrnAmt>
      <sshPrnamt>71665</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>71465</Sole>
      <Shared>0</Shared>
      <None>200</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NATIONAL GRID PLC SPON ADR NEW</nameOfIssuer>
    <titleOfClass>ADR</titleOfClass>
    <cusip>636274300</cusip>
    <value>1114</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19651</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>19026</Sole>
      <Shared>0</Shared>
      <None>625</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VODAFONE GROUP PLC NEW SPONS A</nameOfIssuer>
    <titleOfClass>ADR</titleOfClass>
    <cusip>92857W209</cusip>
    <value>6775</value>
    <shrsOrPrnAmt>
      <sshPrnamt>235701</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>234701</Sole>
      <Shared>0</Shared>
      <None>1000</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BANK MONTREAL QUE COM</nameOfIssuer>
    <titleOfClass>FGN</titleOfClass>
    <cusip>063671101</cusip>
    <value>3266</value>
    <shrsOrPrnAmt>
      <sshPrnamt>56279</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>55829</Sole>
      <Shared>0</Shared>
      <None>450</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CARNIVAL CORP PAIRED CTF</nameOfIssuer>
    <titleOfClass>FGN</titleOfClass>
    <cusip>143658300</cusip>
    <value>2267</value>
    <shrsOrPrnAmt>
      <sshPrnamt>66100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>66100</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHLUMBERGER LTD COM</nameOfIssuer>
    <titleOfClass>FGN</titleOfClass>
    <cusip>806857108</cusip>
    <value>3582</value>
    <shrsOrPrnAmt>
      <sshPrnamt>49980</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>49980</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TRANSCANADA CORP COM</nameOfIssuer>
    <titleOfClass>FGN</titleOfClass>
    <cusip>89353D107</cusip>
    <value>3325</value>
    <shrsOrPrnAmt>
      <sshPrnamt>77130</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>77130</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES INC EM MKT MIN VOL</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464286533</cusip>
    <value>1232</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21580</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>21580</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR DJ INTL SEL DIVD</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464288448</cusip>
    <value>729</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22895</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>22895</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR EAFE MIN VOLAT</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>46429B689</cusip>
    <value>494</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8630</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8630</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NUVEEN MUN VALUE FD COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>670928100</cusip>
    <value>100</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GOLDMAN SACHS GROUP INC SHS D</nameOfIssuer>
    <titleOfClass>PFD</titleOfClass>
    <cusip>38144g804</cusip>
    <value>3946</value>
    <shrsOrPrnAmt>
      <sshPrnamt>178451</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>177951</Sole>
      <Shared>0</Shared>
      <None>500</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR GOLD TRUST GOLD SHS</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>78463V107</cusip>
    <value>1332</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11185</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10985</Sole>
      <Shared>0</Shared>
      <None>200</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SERIES TRUST S&amp;P HOMEBUIL</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>78464A888</cusip>
    <value>3991</value>
    <shrsOrPrnAmt>
      <sshPrnamt>135650</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>134450</Sole>
      <Shared>0</Shared>
      <None>1200</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ALPS ETF TR ALERIAN MLP</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>00162Q866</cusip>
    <value>2844</value>
    <shrsOrPrnAmt>
      <sshPrnamt>159300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>159300</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>CONSUMER DISCRETIONARY SELECT</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>81369Y407</cusip>
    <value>459</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8145</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7745</Sole>
      <Shared>0</Shared>
      <None>400</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>MARKET VECTORS ETF TR OIL SVCS</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>57060U191</cusip>
    <value>1014</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23694</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>23469</Sole>
      <Shared>0</Shared>
      <None>225</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR SBI INT-</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>81369Y605</cusip>
    <value>947</value>
    <shrsOrPrnAmt>
      <sshPrnamt>48680</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>47430</Sole>
      <Shared>0</Shared>
      <None>1250</None>
    </votingAuthority>
  </infoTable>
</informationTable>
