-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, OJMbvzxR7NT3Gq8y073rdeuSQZsWVISVTaHptxVUv/ylVEvom5jTAWRB30qVQFWF qQrbTCX/Rbr/jG2rYjt+9w== 0000893220-96-001593.txt : 19960921 0000893220-96-001593.hdr.sgml : 19960921 ACCESSION NUMBER: 0000893220-96-001593 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 19960709 ITEM INFORMATION: Other events ITEM INFORMATION: Financial statements and exhibits FILED AS OF DATE: 19960919 SROS: NONE FILER: COMPANY DATA: COMPANY CONFORMED NAME: ADVANTA CREDIT CARD MASTER TRUST II CENTRAL INDEX KEY: 0000924992 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-20973 FILM NUMBER: 96632088 BUSINESS ADDRESS: STREET 1: FIVE HORSHAM BUSINESS CENTER CITY: HORSHAM STATE: PA ZIP: 19044-2209 BUSINESS PHONE: 2156574000 8-K 1 FORM 8-K DATED SEPTEMBER 18, 1996 1 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): September 18, 1996 ADVANTA CREDIT CARD MASTER TRUST II (Exact name of Registrant as specified in its charter) New York Reg. No. 333-05433 Not Required (State or other (Commission File (I.R.S. Employer jurisdiction Number) Identification of incorporation) Number) Advanta National Bank USA Attention: Gene S. Schneyer Brandywine Corporate Center 650 Naamans Road, Claymont, Delaware 19703 (Address of Owner/Servicer) (Address of principal executive offices) (302)791-4400 (Telephone Number of Owner/Servicer) (Registrant's Telephone Number) Advanta National Bank 501 Carr Road Wilmington Delaware 19809 (302) 791-4400 2 Items 1-4. Inapplicable. Item 5. Other Events. Information relating to the distributions to Certificateholders for the August 1996 Monthly Period of the Trust in respect of the following Floating Rate Asset Backed Certificates: Series 1994-B, Series 1994-D, Series 1995-A, Series 1995-C, Series 1995-D, Series 1995-F, of which Class A-1 is a Fixed Rate, Series 1995-G, Series 1996-A, of which Class A-1 is a Fixed Rate, Series 1996-B, Series 1996-C, and Series 1996-D (the "Certificates") issued by the Registrants and to the performance of the Trust (including collections of Principal Receivables and Finance Charge Receivables, Principal Receivables in the Trust, delinquent balances in Accounts, the Investor Default Amounts, the amount of Investor Charge Offs, and the Investor Servicing Fees), together with certain other information relating to the Certificates, is contained in the Monthly Report for the Monthly Period provided to Certificateholders pursuant to the Pooling and Servicing Agreement (the "Agreement") dated as of December 1, 1993 as amended, between Advanta National Bank USA and Bankers Trust Company, as trustee. Capitalized terms not otherwise defined herein have the meanings assigned in the Agreement. In August 1996, the Owner/Servicer adopted a new charge-off methodology related to bankrupt credit card accounts. Under the previous methodology, when the Owner/Servicer received notification that a credit cardholder had filed a bankruptcy petition, the account was written off within 30 days of notification. Under the new methodology, the Owner/Servicer utilizes an investigative period of up to 90 days from the date of such notification. The receivable, if not paid during such investigative period, will be charged off unless the investigation shows that the cardholder's obligation to the Owner/Servicer should not be discharged as the result of the bankruptcy proceeding. In no event will the receivable be charged off at later than 186 days contractual delinquency. As the result of this new methodology, charge-offs of receivables held by the Trust were lower in August 1996 than they would have been under the previous methodology and, conversely, delinquent Receivables were higher by a like amount. Item 6. Inapplicable. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits. 1. Monthly Reports for the August 1996 Monthly Period relating to the following Floating Rate Asset Backed Certificates: Series 1994-B, Series 1994-D, Series 1995-A, Series 1995-C, Series 1995-D, Series 1995-F, of which Class A-1 is a Fixed Rate, Series 1995-G, Series 1996-A, of which Class A-1 is a Fixed Rate, Series 1996-B, Series 1996-C and Series 1996-D issued by the Advanta Credit Card Master Trust II. 3 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. ADVANTA CREDIT CARD MASTER TRUST II (Registrant) BY: ADVANTA NATIONAL BANK USA (Owner/Servicer) Date: September 18, 1996 By: /s/Michael Coco -------------------- Name: Michael Coco Title: Vice President 4 EXHIBIT INDEX
Sequential Exhibit Page Number 1. Monthly Reports for the August 1996 Monthly Period relating to the 5 Asset Backed Certificates Series 1994-B, Series 1994-D, Series 1995-A, Series 1995-C, Series 1995-D, Series 1995-F, Series 1995-G, Series 1996-A, Series 1996-B, Series 1996-C and Series 1996-D issued by the ADVANTA Credit Card Master Trust II.
(sec-mtII.doc) August, 1996 MONTHLY CERTIFICATEHOLDER'S STATEMENT Advanta National Bank USA --------------------------------------- ADVANTA CREDIT CARD MASTER TRUST II EX-1 2 MONTHLY REPORTS FOR AUGUST 1996 1 August, 1996 MONTHLY CERTIFICATEHOLDER'S STATEMENT Advanta National Bank USA ------------------------------------------ Master Trust 11 SERIES 1994-B - ------------------------------------------------------------------------------- Under the Amended and Restated Master Pooling and Servicing Agreement dated as of December 1, 1993, as amended and restated on May 23, 1994, and as amended by Amendment Number 1 dated as of July 1, 1994 between Advanta National Bank USA ("AUS") as Seller and Servicer and Bankers Trust Company, as trustee (the "Trustee"), and as amended by Amendment Number 2 dated October 6, 1995 among AUS, as Seller and Servicer, Advanta National Bank ("ANB") as Seller and the Trustee (the "Master Agreement"), as supplemented by the Series 1994-B Supplement dated as of July 19, 1994 (the "Supplement") and together with the Master Agreement between AUS, ANB and the Trustee, AUS, as Servicer, is required to prepare certain information each month regarding current distributions to all 1994-B Certificateholders. This statement relates to the September 16, 1996 Distribution Date (the "Distribution Date") and the performance of the Advanta Credit Card Master Trust II (the "Trust") during the prior Monthly Period (the "Monthly Period"). Certain of the information is presented on the basis of an original principal amount of $1,000 per Series 1994-B Certificate. Certain other information is presented based on the aggregate amounts for the Trust as a whole. All capitalized terms used herein shall have the respective meanings set forth in the Master Agreement. 1. The total amount of the distribution on the Payment Date per $1000 original principal amount of Class A Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $5.082222 2. The total amount of the distribution on the Payment Date per $1000 original principal amount of Class B Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $5.304444 3. The amount of the distribution set forth in paragraph 1 above in respect of principal, per $1,000 original principal amount of the Class A Certificates . . . . . . . . . . . . . . . . . . . . . $0.000000 4. The amount of the distribution set forth in paragraph 2 above in respect of principal, per $1,000 original principal amount of the Class B Certificates . . . . . . . . . . . . . . . . . . . . . $0.000000 5. The amount of distribution set forth in paragraph 1 above in respect of interest, per $1,000 principal principal amount of the Class A Certificate . . . . . . . . . . . . . . . . . . . . . $5.082222 6. The amount of distribution set forth in paragraph 2 above in respect of interest, per $1,000 principal principal amount of the Class B Certificate . . . . . . . . . . . . . . . . . . . . . $5.304444
2 7. The aggregate amount of Collections of Receivables processed for the prior Monthly Period which were allocated in respect of the Series 1994-B Certificates . . . . . . . . . . . . . . $72,626,692.08 8. The aggregate amount of Collections of Principal Receivables processed during the prior Monthly Period and allocated in respect of the Series 1994-B Certificates . . . . . . . . . . . $62,299,856.82 9. The aggregate amount of Reallocated Principal Collections with respect to the prior Monthly Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 10. The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class A Certificates . . . . . . . . . . . . . $9,083,158.60 11. The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class B Certificates . . . . . . . . . . . . . . . $417,935 12. The Class A Investor Default Amount for the prior Monthly Period is . . . . . . . . . . . . . . . . . . $2,012,776.53 13. The Class B Investor Default Amount for the prior Monthly Period is . . . . . . . . . . . . . . . . . . . $92,778.43 14. The aggregate amount of Class A Investor Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . $0.00 15. The aggregate amount of Class B Investor Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . $0.00 16. The aggregate amount of Class A Investor Charge-offs reimbursed on the Distribution Date is . . . . . . . . . . $0.00 17. The aggregate amount of Class B Investor Charge-offs reimbursed on the Distribution Date is . . . . . . . . . . $0.00 18. The amount of the Class A Servicing Fee for the prior Monthly Period is . . . . . . . . . . . . . . . . $1,100,000.00 19. The amount of the Class B Servicing Fee for the prior Monthly Period is . . . . . . . . . . . . . . . . . $50,000.00 20. The Class A Pool Factor as of the Record Date for the Distribution Date is . . . . . . . . . . . . . . . . . 1.00000 21. The Class B Pool Factor as of the Record Date for the Distribution Date is . . . . . . . . . . . . . . . . . 1.00000
3 22. The Class A Investor Amount after giving effect to any payments on the Distribution Date is . . . . . $660,000,000.00 23. The Class A Invested Amount after giving effect to any payments on the Distribution Date is . . . . . $660,000,000.00 24. The Class B Investor Amount after giving effect to any payments on the Distribution Date is . . . . . $30,000,000.00 25. The Class B Invested Amount after giving effect to any payments on the Distribution Date is . . . . . $30,000,000.00 26. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Investor Amount after giving effect to any activity on the Distribution Date is . . . . . . $0.00 27. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Investor Amount after giving effect to any activity on the Distribution Date is . . . . . . $0.00 28. The Available Cash Collateral Amount as of the close of business on the Distribution Date is . . . . $15,000,000.00 29. The Collateral Investor Amount as of the close of business on the Distribution Date is . . . . . . . $60,000,000.00 30. The Available Enhancement Amount as of the close of business on the Distribution Date . . . . . . . . $75,000,000.00 31. The amount of Interchange with respect to the prior Monthly Period is . . . . . . . . . . . . . . . . . . $937,500.00 32. The Deficit Controlled Amortization Amount (after giving effect to any activity on the Distribution Date) is . $0.00 33. The percentage by which the Net Portfolio Yield for the prior Monthly Period exceeds the Base Rate for such Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4.72%
Advanta National Bank USA (formerly Colonial) as Servicer By: /s/ MICHAEL COCO -------------------------- Michael Coco Vice President 4 Series 1994-B daily percentages during the prior Monthly Period
Floating Principal Allocation Allocation Percentage Percentage 08/01 - 08/31 1994-B 8.88% 8.88%
DELINQUENT BALANCES The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150 and 180 or more days delinquent as of the end of the prior Monthly Period for such Payment Date is:
AGGREGATE ACCOUNT BALANCE (a) 30-59 days: . . . . . . . . . . . . . . . . . . $117,544,877.01 (b) 60-89 days: . . . . . . . . . . . . . . . . . . $61,202,523.14 (c) 90-119 days: . . . . . . . . . . . . . . . . . . $42,069,086.20 (d) 120-149 days: . . . . . . . . . . . . . . . . . $32,751,558.58 (e) 150-179 days: . . . . . . . . . . . . . . . . . $23,826,600.36 (f) 180 or more days: . . . . . . . . . . . . . . . $4,875,392.57
5 August, 1996 MONTHLY CERTIFICATEHOLDER'S STATEMENT Advanta National Bank USA --------------------------------------- Master Trust II SERIES 1994-D - ------------------------------------------------------------------------------- Under the Amended and Restated Master Pooling and Servicing Agreement dated as of December 1, 1993, as amended and restated on May 23, 1994, and as amended by Amendment Number 1 dated as of July 1, 1994 between Advanta National Bank USA ("AUS") as Seller and Servicer and Bankers Trust Company, as trustee (the "Trustee"), and as amended by Amendment Number 2 dated October 6, 1995 among AUS, as Seller and Servicer, Advanta National Bank ("ANB") as Seller and the Trustee (the "Master Agreement"), as supplemented by the Series 1994-D Supplement dated as of October 11, 1994 (the "Supplement") and together with the Master Agreement between AUS, ANB and the Trustee, AUS, as Servicer, is required to prepare certain information each month regarding current distributions to all 1994-D Certificateholders. This statement relates to the September 16, 1996 Distribution Date (the "Distribution Date") and the performance of the Advanta Credit Card Master Trust II (the "Trust") during the prior Monthly Period (the "Monthly Period"). Certain of the information is presented on the basis of an original principal amount of $1,000 per Series 1994-D Certificate. Certain other information is presented based on the aggregate amounts for the Trust as a whole. All capitalized terms used herein shall have the respective meanings set forth in the Master Agreement. 1. The total amount of the distribution on the Payment Date per $1000 original principal amount of Class A Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $4.975556 2. The total amount of the distribution on the Payment Date per $1000 original principal amount of Class B Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $5.153333 3. The amount of the distribution set forth in paragraph 1 above in respect of principal, per $1,000 original principal amount of the Class A Certificates . . . . . . . . . . . . . . . . . . . . . $0.000000 4. The amount of the distribution set forth in paragraph 2 above in respect of principal, per $1,000 original principal amount of the Class B Certificates . . . . . . . . . . . . . . . . . . . . . $0.000000 5. The amount of distribution set forth in paragraph 1 above in respect of interest, per $1,000 principal principal amount of the Class A Certificate . . . . . . . . . . . . . . . . . . . . . . . $4.975556 6. The amount of distribution set forth in paragraph 2 above in respect of interest, per $1,000 principal principal amount of the Class B Certificate . . . . . . . . . . . . . . . . . . . . . . . $5.153333
6 7. The aggregate amount of Collections of Receivables processed for the prior Monthly Period which were allocated in respect of the Series 1994-D Certificates . . . . . . . . . . . . . . . . . . $96,835,589.55 8. The aggregate amount of Collections of Principal Receivables processed during the prior Monthly Period and allocated in respect of the Series 1994-D Certificates . . . . . . . . . . . . . . $83,066,475.81 9. The aggregate amount of Reallocated Principal Collections with respect to the prior Monthly Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 10. The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class A Certificates . . . . . . . . . . . . . . . . . $11,769,351.18 11. The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class B Certificates . . . . . . . . . . . . . . . . . . . . $686,430 12. The Class A Investor Default Amount for the prior Monthly Period is . . . . . . . . . . . . . . . . . . $2,608,104.80 13. The Class B Investor Default Amount for the prior Monthly Period is . . . . . . . . . . . . . . . . . . . $152,053.54 14. The aggregate amount of Class A Investor Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . $0.00 15. The aggregate amount of Class B Investor Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . $0.00 16. The aggregate amount of Class A Investor Charge-offs reimbursed on the Distribution Date is . . . . . . . . . . $0.00 17. The aggregate amount of Class B Investor Charge-offs reimbursed on the Distribution Date is . . . . . . . . . . $0.00 18. The amount of the Class A Servicing Fee for the prior Monthly Period is . . . . . . . . . . . . . . . . $1,425,000.00 19. The amount of the Class B Servicing Fee for the prior Monthly Period is . . . . . . . . . . . . . . . . . $83,333.33 20. The Class A Pool Factor as of the Record Date for the Distribution Date is . . . . . . . . . . . . . . . . . 1.00000 21. The Class B Pool Factor as of the Record Date for the Distribution Date is . . . . . . . . . . . . . . . . . 1.00000
7 22. The Class A Investor Amount after giving effect to any payments on the Distribution Date is . . . . . $855,000,000.00 23. The Class A Invested Amount after giving effect to any payments on the Distribution Date is . . . . . $855,000,000.00 24. The Class B Investor Amount after giving effect to any payments on the Distribution Date is . . . . . $50,000,000.00 25. The Class B Invested Amount after giving effect to any payments on the Distribution Date is . . . . . $50,000,000.00 26. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Investor Amount after giving effect to any activity on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 27. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Investor Amount after giving effect to any activity on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 28. The Available Cash Collateral Amount as of the close of business on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $10,000,000.00 29. The Collateral Investor Amount as of the close of business on the Distribution Date is . . . . . . . $95,000,000.00 30. The Available Enhancement Amount as of the close of business on the Distribution Date . . . . . . . . $105,000,000.00 31. The amount of Interchange with respect to the prior Monthly Period is . . . . . . . . . . . . . . . . . $1,250,000.00 32. The Deficit Controlled Amortization Amount (after giving effect to any activity on the Distribution Date) is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 33. The percentage by which the Net Portfolio Yield for the prior Monthly Period exceeds the Base Rate for such Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4.85%
Advanta National Bank USA (formerly Colonial) as Servicer By: /s/ MICHAEL COCO -------------------------- Michael Coco Vice President 8 Series 1994-D daily percentages during the prior Monthly Period
Floating Principal Allocation Allocation Percentage Percentage ---------- ---------- 08/01 - 08/31 1994-D 11.84% 11.84%
DELINQUENT BALANCES The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150 and 180 or more days delinquent as of the end of the prior Monthly Period for such Payment Date is:
AGGREGATE ACCOUNT BALANCE (a) 30-59 days: . . . . . . . . . . . . . . . . . . $117,544,877.01 (b) 60-89 days: . . . . . . . . . . . . . . . . . . $61,202,523.14 (c) 90-119 days: . . . . . . . . . . . . . . . . . . $42,069,086.20 (d) 120-149 days: . . . . . . . . . . . . . . . . . $32,751,558.58 (e) 150-179 days: . . . . . . . . . . . . . . . . . $23,826,600.36 (f) 180 or more days: . . . . . . . . . . . . . . . $4,875,392.57
9 August, 1996 MONTHLY CERTIFICATEHOLDER'S STATEMENT Advanta National Bank USA --------------------------------------- Master Trust II SERIES 1995-A - ------------------------------------------------------------------------------- Under the Amended and Restated Master Pooling and Servicing Agreement dated as of December 1, 1993, as amended and restated on May 23, 1994, and as amended by Amendment Number 1 dated as of July 1, 1994 between Advanta National Bank USA ("AUS") as Seller and Servicer and Bankers Trust Company, as trustee (the "Trustee"), and as amended by Amendment Number 2 dated October 6, 1995 among AUS, as Seller and Servicer, Advanta National Bank ("ANB") as Seller and the Trustee (the "Master Agreement"), as supplemented by the Series 1995-A Supplement dated as of January 18, 1995 (the "Supplement") and together with the Master Agreement between AUS, ANB and the Trustee, AUS, as Servicer, is required to prepare certain information each month regarding current distributions to all 1995-A Certificateholders. This statement relates to the September 16, 1996 Distribution Date (the "Distribution Date") and the performance of the Advanta Credit Card Master Trust II (the "Trust") during the prior Monthly Period (the "Monthly Period"). Certain of the information is presented on the basis of an original principal amount of $1,000 per Series 1995-A Certificate. Certain other information is presented based on the aggregate amounts for the Trust as a whole. All capitalized terms used herein shall have the respective meanings set forth in the Master Agreement. 1. The total amount of the distribution on the Payment Date per $1000 original principal amount of Class A Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $4.993333 2. The total amount of the distribution on the Payment Date per $1000 original principal amount of Class B Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $5.166667 3. The amount of the distribution set forth in paragraph 1 above in respect of principal, per $1,000 original principal amount of the Class A Certificates . . . . . . . . . . . . . . . . . . . . . $0.000000 4. The amount of the distribution set forth in paragraph 2 above in respect of principal, per $1,000 original principal amount of the Class B Certificates . . . . . . . . . . . . . . . . . . . . . $0.000000 5. The amount of distribution set forth in paragraph 1 above in respect of interest, per $1,000 principal principal amount of the Class A Certificate . . . . . . . . . . . . . . . . . . . . . . . $4.993333 6. The amount of distribution set forth in paragraph 2 above in respect of interest, per $1,000 principal principal amount of the Class B Certificate . . . . . . . . . . . . . . . . . . . . . $5.166667
10 7. The aggregate amount of Collections of Receivables processed for the prior Monthly Period which were allocated in respect of the Series 1995-A Certificates . . . . . . . . . . . . . . . . . . $67,655,136.45 8. The aggregate amount of Collections of Principal Receivables processed during the prior Monthly Period and allocated in respect of the Series 1995-A Certificates . . . . . . . . . . . . . . $58,160,564.58 9. The aggregate amount of Reallocated Principal Collections with respect to the prior Monthly Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 10. The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class A Certificates . . . . . . . . . . . . . . . . . . $8,119,935.28 11. The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class B Certificates . . . . . . . . . . . . . . . . . . . . $470,171 12. The Class A Investor Default Amount for the prior Monthly Period is . . . . . . . . . . . . . . . . . . $1,827,219.67 13. The Class B Investor Default Amount for the prior Monthly Period is . . . . . . . . . . . . . . . . . . . $105,664.32 14. The aggregate amount of Class A Investor Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . $0.00 15. The aggregate amount of Class B Investor Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . $0.00 16. The aggregate amount of Class A Investor Charge-offs reimbursed on the Distribution Date is . . . . . . . . . . $0.00 17. The aggregate amount of Class B Investor Charge-offs reimbursed on the Distribution Date is . . . . . . . . . . $0.00 18. The amount of the Class A Servicing Fee for the prior Monthly Period is . . . . . . . . . . . . . . . . . $997,500.00 19. The amount of the Class B Servicing Fee for the prior Monthly Period is . . . . . . . . . . . . . . . . . $58,333.33 20. The Class A Pool Factor as of the Record Date for the Distribution Date is . . . . . . . . . . . . . . . . . 1.00000 21. The Class B Pool Factor as of the Record Date for the Distribution Date is . . . . . . . . . . . . . . . . . 1.00000
11 22. The Class A Investor Amount after giving effect to any payments on the Distribution Date is . . . . . $598,500,000.00 23. The Class A Invested Amount after giving effect to any payments on the Distribution Date is . . . . . $598,500,000.00 24. The Class B Investor Amount after giving effect to any payments on the Distribution Date is . . . . . $35,000,000.00 25. The Class B Invested Amount after giving effect to any payments on the Distribution Date is . . . . . $35,000,000.00 26. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Investor Amount after giving effect to any activity on the Distribution Date is . . . . . . $0.00 27. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Investor Amount after giving effect to any activity on the Distribution Date is . . . . . . . . . . $0.00 28. The Available Cash Collateral Amount as of the close of business on the Distribution Date is . . . . . $7,000,000.00 29. The Collateral Investor Amount as of the close of business on the Distribution Date is . . . . . . . $66,500,000.00 30. The Available Enhancement Amount as of the close of business on the Distribution Date . . . . . . . . $73,500,000.00 31. The amount of Interchange with respect to the prior Monthly Period is . . . . . . . . . . . . . . . . . . $729,166.66 32. The Deficit Controlled Amortization Amount (after giving effect to any activity on the Distribution Date) is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 33. The percentage by which the Net Portfolio Yield for the prior Monthly Period exceeds the Base Rate for such Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4.57%
12 34. The Net Portfolio Yield for the prior Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . 12.61% 35. The Base Rate for the Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8.04% 36. The aggregate amount of Principal Receivables as of the last day of the prior Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $8,286,411,488.77 37. The Excess Funding Amount as of the last day of the prior Monthly Period is . . . . . . . . . . . . . . . . . . $0.00 38. The aggregate amount of Finance Charge Receivables as of the last day of the prior Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $92,928,937.88
Advanta National Bank USA (formerly Colonial) as Servicer By: /s/ MICHAEL COCO -------------------------- Michael Coco Vice President 13 Series 1995-A daily percentages during the prior Monthly Period
Floating Principal Allocation Allocation Percentage Percentage ---------- ---------- 08/01 - 08/31 1995-A 8.29% 8.29%
DELINQUENT BALANCES The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150 and 180 or more days delinquent as of the end of the prior Monthly Period for such Payment Date is:
AGGREGATE ACCOUNT BALANCE (a) 30-59 days: . . . . . . . . . . . . . . . . . . $117,544,877.01 (b) 60-89 days: . . . . . . . . . . . . . . . . . . $61,202,523.14 (c) 90-119 days: . . . . . . . . . . . . . . . . . . $42,069,086.20 (d) 120-149 days: . . . . . . . . . . . . . . . . . $32,751,558.58 (e) 150-179 days: . . . . . . . . . . . . . . . . . $23,826,600.36 (f) 180 or more days: . . . . . . . . . . . . . . . $4,875,392.57
14 August, 1996 MONTHLY CERTIFICATEHOLDER'S STATEMENT Advanta National Bank USA ----------------------------------------- Master Trust II SERIES 1995-C - ------------------------------------------------------------------------------- Under the Amended and Restated Master Pooling and Servicing Agreement dated as of December 1, 1993, as amended and restated on May 23, 1994, and as amended by Amendment Number 1 dated as of July 1, 1994 between Advanta National Bank USA ("AUS") as Seller and Servicer and Bankers Trust Company, as Trustee (the "Trustee"), and as amended by Amendment Number 2 dated October 6, 1995 among AUS, as Seller and Servicer, Advanta National Bank ("ANB") as Seller and the Trustee (the "Master Agreement"), as supplemented by the Series 1995-C Supplement dated as of April 27, 1995 (the "Supplement") and together with the Master Agreement between AUS, ANB and the Trustee, AUS, as Servicer, is required to prepare certain information each month regarding current distributions to all 1995-C Certificateholders. This statement relates to the September 16, 1996 Distribution Date (the "Distribution Date") and the performance of the Advanta Credit Card Master Trust II (the "Trust") during the prior Monthly Period (the "Monthly Period"). Certain of the information is presented on the basis of an original principal amount of $1,000 per Series 1995-C Certificate. Certain other information is presented based on the aggregate amounts for the Trust as a whole. All capitalized terms used herein shall have the respective meanings set forth in the Master Agreement. 1. The total amount of the distribution on the Payment Date per $1000 original principal amount of Class A Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $14.694680 2. The total amount of the distribution on the Payment Date per $1000 original principal amount of Class B Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $15.048569 3. The amount of the distribution set forth in paragraph 1 above in respect of principal, per $1,000 original principal amount of the Class A Certificates . . . . . . . . . . . . . . . . . . . . . $0.000000 4. The amount of the distribution set forth in paragraph 2 above in respect of principal, per $1,000 original principal amount of the Class B Certificates . . . . . . . . . . . . . . . . . . . . . $0.000000 5. The amount of distribution set forth in paragraph 1 above in respect of interest, per $1,000 principal principal amount of the Class A Certificate . . . . . . . . . . . . . . . . . . . . . . $14.694680 6. The amount of distribution set forth in paragraph 2 above in respect of interest, per $1,000 principal principal amount of the Class B Certificate . . . . . . . . . . . . . . . . . . . . . . $15.048569
15 7. The aggregate amount of Collections of Receivables processed for the prior Monthly Period which were allocated in respect of the Series 1995-C Certificates . . . . . . . . . . . . . . . . . . . . . $55,594,049.98 8. The aggregate amount of Collections of Principal Receivables processed during the prior Monthly Period and allocated in respect of the Series 1995-C Certificates . . . . . . . . . . . . . . . . . . $47,777,255.07 9. The aggregate amount of Reallocated Principal Collections with respect to the prior Monthly Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 10. The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class A Certificates . . . . . . . . . . . . . . . . . $6,645,794.95 11. The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class B Certificates . . . . . . . . . . . . . . . . . . . . $470,426 12. The Class A Investor Default Amount for the prior Monthly Period is . . . . . . . . . . . . . . . . . . $1,492,186.44 13. The Class B Investor Default Amount for the prior Monthly Period is . . . . . . . . . . . . . . . . . . . $105,664.32 14. The aggregate amount of Class A Investor Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . $0.00 15. The aggregate amount of Class B Investor Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . $0.00 16. The aggregate amount of Class A Investor Charge-offs reimbursed on the Distribution Date is . . . . . . . . . . $0.00 17. The aggregate amount of Class B Investor Charge-offs reimbursed on the Distribution Date is . . . . . . . . . . $0.00 18. The amount of the Class A Servicing Fee for the prior Monthly Period is . . . . . . . . . . . . . . . . . $814,583.33 19. The amount of the Class B Servicing Fee for the prior Monthly Period is . . . . . . . . . . . . . . . . . $57,500.00 20. The Class A Pool Factor as of the Record Date for the Distribution Date is . . . . . . . . . . . . . . . . . 1.00000 21. The Class B Pool Factor as of the Record Date for the Distribution Date is . . . . . . . . . . . . . . . . . 1.00000
16 22. The Class A Investor Amount after giving effect to any payments on the Distribution Date is . . . . . $488,750,000.00 23. The Class A Invested Amount after giving effect to any payments on the Distribution Date is . . . . . $488,750,000.00 24. The Class B Investor Amount after giving effect to any payments on the Distribution Date is . . . . . $34,500,000.00 25. The Class B Invested Amount after giving effect to any payments on the Distribution Date is . . . . . $34,500,000.00 26. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Investor Amount after giving effect to any activity on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 27. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Investor Amount after giving effect to any activity on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 28. The Available Cash Collateral Amount as of the close of business on the Distribution Date is . . . . . $8,625,000.00 29. The Collateral Investor Amount as of the close of business on the Distribution Date is . . . . . . . $51,750,000.00 30. The Available Enhancement Amount as of the close of business on the Distribution Date . . . . . . . . $60,375,000.00 31. The amount of Interchange with respect to the prior Monthly Period is . . . . . . . . . . . . . . . . . . $598,958.33 32. The Deficit Controlled Amortization Amount (after giving effect to any activity on the Distribution Date) is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 33. The percentage by which the Net Portfolio Yield for the prior Monthly Period exceeds the Base Rate for such Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4.43%
17 34. The Net Portfolio Yield for the prior Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . 12.65% 35. The Base Rate for the Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8.22% 36. The aggregate amount of Principal Receivables as of the last day of the prior Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $8,286,411,488.77 37. The Excess Funding Amount as of the last day of the prior Monthly Period is . . . . . . . . . . . . . . . . . . $0.00 38. The aggregate amount of Finance Charge Receivables as of the last day of the prior Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $92,928,937.88 39. The amount on deposit in the Pre-Funding Account as of the close of business on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 40. The amount on deposit in the Principal Funding Account as of the close of business on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 41. The amount on deposit in the Interest Funding Account as of the close of business on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 42. The amount on deposit in the Reserve Account as of the close of business on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00
Advanta National Bank USA (formerly Colonial) as Servicer By: /s/ MICHAEL COCO -------------------------- Michael Coco Vice President 18 Series 1995-C daily percentages during the prior Monthly Period
Floating Principal Allocation Allocation Percentage Percentage 08/01 - 08/31 1995-C 6.81% 6.81%
DELINQUENT BALANCES The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150 and 180 or more days delinquent as of the end of the prior Monthly Period for such Payment Date is:
AGGREGATE ACCOUNT BALANCE (a) 30-59 days: . . . . . . . . . . . . . . . . . . $117,544,877.01 (b) 60-89 days: . . . . . . . . . . . . . . . . . . $61,202,523.14 (c) 90-119 days: . . . . . . . . . . . . . . . . . . $42,069,086.20 (d) 120-149 days: . . . . . . . . . . . . . . . . . $32,751,558.58 (e) 150-179 days: . . . . . . . . . . . . . . . . . $23,826,600.36 (f) 180 or more days: . . . . . . . . . . . . . . . $4,875,392.57
19 August, 1996 MONTHLY CERTIFICATEHOLDER'S STATEMENT ------------------------------------------ SERIES 1996-C - ------------------------------------------------------------------------------- Under the Amended and Restated Master Pooling and Servicing Agreement dated as of December 1, 1993, as amended and restated on May 23, 1994, and as amended by Amendment Number 1 dated as of July 1, 1994 between Advanta National Bank USA ("AUS") as Seller and Servicer and Bankers Trust Company, as trustee (the "Trustee"), and as amended by Amendment Number 2 dated October 6, 1995 among AUS, as Seller and Servicer, Advanta National Bank ("ANB") as Seller and the Trustee (the "Master Agreement"), as supplemented by the Series 1996-C Supplement dated as of May 13, 1996 (the "Supplement") and together with the Master Agreement between AUS, ANB and the Trustee, AUS, as Servicer, is required to prepare certain information each month regarding current distributions to all 1996-C Certificateholders. This statement relates to the September 16, 1996 Distribution Date (the "Distribution Date") and the performance of the Advanta Credit Card Master Trust II (the "Trust") during the prior Monthly Period (the "Monthly Period"). Certain of the information is presented on the basis of an original principal amount of $1,000 per Series 1996-C Certificate. Certain other information is presented based on the aggregate amounts for the Trust as a whole. All capitalized terms used herein shall have the respective meanings set forth in the Master Agreement. 1. The total amount of the distribution on the Payment Date per $1000 original principal amount of Class A Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $19.839093 2. The total amount of the distribution on the Payment Date per $1000 original principal amount of Class B Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $20.289085 3. The amount of the distribution set forth in paragraph 1 above in respect of principal, per $1,000 original principal amount of the Class A Certificates . . . . . . . . . . . . . . . . . . . . . $0.000000 4. The amount of the distribution set forth in paragraph 2 above in respect of principal, per $1,000 original principal amount of the Class B Certificates . . . . . . . . . . . . . . . . . . . . . $0.000000 5. The amount of distribution set forth in paragraph 1 above in respect of interest, per $1,000 principal principal amount of the Class A Certificate . . . . . . . . . . . . . . . . . . . . . $19.839093 6. The amount of distribution set forth in paragraph 2 above in respect of interest, per $1,000 principal principal amount of the Class B Certificate . . . . . . . . . . . . . . . . . . . . . $20.289085
20 7. The aggregate amount of Collections of Receivables processed for the prior Monthly Period which were allocated in respect of the Series 1996-C Certificates . . . . . . . . . . . $67,695,128.79 8. The aggregate amount of Collections of Principal Receivables processed during the prior Monthly Period and allocated in respect of the Series 1996-C Certificates . . . . . . . . . . $58,160,564.53 9. The aggregate amount of Reallocated Principal Collections with respect to the prior Monthly Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 10. The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class A Certificates . . . . . . . . . . . . . $8,246,537.21 11. The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class B Certificates . . . . . . . . . . . . . . $528,502.98 12. The Class A Investor Default Amount for the prior Monthly Period is . . . . . . . . . . . . . . . . . . $1,847,837.10 13. The Class B Investor Default Amount for the prior Monthly Period is . . . . . . . . . . . . . . . . . . . $118,550.22 14. The Collateral Default Amount for the prior Monthly Period . . . . . . . . . . . . . . . . . . . . . . . $170,093.79 15. The aggregate amount of Class A Investor Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . $0.00 16. The aggregate amount of Class B Investor Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . $0.00 17. The aggregate amount of Collateral Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . . . . $0.00 18. The aggregate amount of Class A Investor Charge-offs reimbursed on such Payment Date is . . . . . . . . . . . . $0.00 19. The aggregate amount of Class B Investor Charge-offs reimbursed on such Payment Date is . . . . . . . . . . . . $0.00 20. The aggregate amount of Collateral Charge-offs reimbursed on such Payment Date is . . . . . . . . . . . . . . . $0.00
21 21. The amount of the Class A Servicing Fee for the prior Monthly Period is . . . . . . . . $252,266.44 22. The amount of the Class B Servicing Fee for the prior Monthly Period is . . . . . . . . $16,040.06 23. The amount of the Collateral Servicing Fee for the prior Monthly Period is. . . . . . . $23,331.00 24. The Class A Pool Factor as of the Record Date for the Distribution Date is. . . . . . . . $1.00000 25. The Class B Pool Factor as of the Record Date for the Distribution Date is. . . . . . . . $1.00000 26. The Class A Investor Amount after giving effect to any payments on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $605,500,000.00 27. The Class A Invested Amount after giving effect to any payments on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $605,500,000.00 28. The Class B Investor Amount after giving effect to any payments on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $38,500,000.00 29. The Class B Invested Amount after giving effect to any payments on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $38,500,000.00 30. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Investor Amount after giving effect to any activity on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 31. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Investor Amount after giving effect to any activity on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 32. The Available Cash Collateral Amount as of the close of business on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $14,000,000.00 33. The Collateral Investor Amount as of the close of business on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $56,000,000.00
22 34. The amount on deposit in the Cash Collateral Account as of the close of business on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $14,000,000.00 35. The amount of Interchange with respect to the prior Monthly Period is . . . . . . . . . . . . . . . . . . . $729,166.67 36. The amount of Servicer Interchange for the prior Monthly Period is . . . . . . . . . . . . . . . . . . . . . $583,333.34 37. The Deficit Controlled Amortization Amount (after giving effect to any activity on the Distribution Date) is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 38. The percentage by which the Net Portfolio Yield for the prior Monthly Period exceeds the Base Rate for such Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.10% 39. The Net Portfolio Yield for the prior Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12.68% 40. The Base Rate for the Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7.58% 41. The amount on deposit in the Principal Funding Account as of the close of business on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 42. The amount on deposit in the Interest Funding Account as of the close of business on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 43. The amount on deposit in the Reserve Account as of the close of business on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00
Advanta National Bank USA (formerly Colonial) as Servicer By: /s/ MICHAEL COCO ---------------------------------- Michael Coco Vice President 23 Series 1996-C daily percentages during the prior Monthly Period
Floating Principal Allocation Allocation Percentage Percentage ---------- ---------- 08/-1 - 08/31 1996-C 8.29% 8.29%
DELINQUENT BALANCES The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150 and 180 or more days delinquent as of the end of the prior Monthly Period for such Payment Date is:
AGGREGATE ACCOUNT BALANCE (a) 30-59 days: . . . . . . . . . . . . . . . $117,544,877.01 (b) 60-89 days: . . . . . . . . . . . . . . . $61,202,523.14 (c) 90-119 days: . . . . . . . . . . . . . . . $42,069,086.20 (d) 120-149 days: . . . . . . . . . . . . . . $32,751,558.58 (e) 150-179 days: . . . . . . . . . . . . . . $23,826,600.36 (f) 180 or more days: . . . . . . . . . . . . $4,875,392.57
24 August, 1996 MONTHLY CERTIFICATEHOLDER'S STATEMENT Advanta National Bank USA ------------------------------------------ Master Trust II SERIES 1995-D - ------------------------------------------------------------------------------- Under the Amended and Restated Master Pooling and Servicing Agreement dated as of December 1, 1993, as amended and restated on May 23, 1994, and as amended by Amendment Number 1 dated as of July 1, 1994 between Advanta National Bank USA ("AUS") as Seller and Servicer and Bankers Trust Company, as trustee (the "Trustee"), and as amended by Amendment Number 2 dated October 6, 1995 among AUS, as Seller and Servicer, Advanta National Bank ("ANB") as Seller and the Trustee (the "Master Agreement"), as supplemented by the Series 1995-D Supplement dated as of July 25, 1995 (the "Supplement") and together with the Master Agreement between AUS, ANB and the Trustee, AUS, as Servicer, is required to prepare certain information each month regarding current distributions to all 1995-D Certificateholders. This statement relates to the September 16, 1996 Distribution Date (the "Distribution Date") and the performance of the Advanta Credit Card Master Trust II (the "Trust") during the prior Monthly Period (the "Monthly Period"). Certain of the information is presented on the basis of an original principal amount of $1,000 per Series 1995-D Certificate. Certain other information is presented based on the aggregate amounts for the Trust as a whole. All capitalized terms used herein shall have the respective meanings set forth in the Master Agreement. 1. The total amount of the distribution on the Payment Date per $1000 original principal amount of Class A Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $4.988338 2. The total amount of the distribution on the Payment Date per $1000 original principal amount of Class B Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $5.103893 3. The amount of the distribution set forth in paragraph 1 above in respect of principal, per $1,000 original principal amount of the Class A Certificates . . . . . . . . . . . . . . . . . . . . . $0.000000 4. The amount of the distribution set forth in paragraph 2 above in respect of principal, per $1,000 original principal amount of the Class B Certificates . . . . . . . . . . . . . . . . . . . . . $0.000000 5. The amount of distribution set forth in paragraph 1 above in respect of interest, per $1,000 principal principal amount of the Class A Certificate . . . . . . . . . . . . . . . . . . . . . . . $4.988338 6. The amount of distribution set forth in paragraph 2 above in respect of interest, per $1,000 principal principal amount of the Class B Certificate . . . . . . . . . . . . . . . . . . . . . . . $5.103893
25 7. The aggregate amount of Collections of Receivables processed for the prior Monthly Period which were allocated in respect of the Series 1995-D Certificates . . . . . . . . . . . . . . $57,944,239.38 8. The aggregate amount of Collections of Principal Receivables processed during the prior Monthly Period and allocated in respect of the Series 1995-D Certificates . . . . . . . . . . . . . . $49,811,822.48 9. The aggregate amount of Reallocated Principal Collections with respect to the prior Monthly Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 10. The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class A Certificates . . . . . . . . . . . . . $7,730,860.21 11. The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class B Certificates . . . . . . . . . . . . . . $401,556.69 12. The Class A Investor Default Amount for the prior Monthly Period is . . . . . . . . . . . . . . . . . . $1,739,595.59 13. The Class B Investor Default Amount for the prior Monthly Period is . . . . . . . . . . . . . . . . . . . $90,201.25 14. The aggregate amount of Class A Investor Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . $0.00 15. The aggregate amount of Class B Investor Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . $0.00 16. The aggregate amount of Class A Investor Charge-offs reimbursed on such Payment Date is . . . . . . . . . . . . $0.00 17. The aggregate amount of Class B Investor Charge-offs reimbursed on such Payment Date is . . . . . . . . . . . . $0.00 18. The amount of the Class A Servicing Fee for the prior Monthly Period is . . . . . . . . . . . . . . . . . $950,000.00 19. The amount of the Class B Servicing Fee for the prior Monthly Period is . . . . . . . . . . . . . . . . . $50,000.00 20. The Class A Pool Factor as of the Record Date for the Distribution Date is . . . . . . . . . . . . . . . . . 1.00000 21. The Class B Pool Factor as of the Record Date for the Distribution Date is . . . . . . . . . . . . . . . . . 1.00000
26 22. The Class A Investor Amount after giving effect to any payments on the Distribution Date is . . . . . $570,000,000.00 23. The Class A Invested Amount after giving effect to any payments on the Distribution Date is . . . . . $570,000,000.00 24. The Class A-1 Invested Amount after giving effect to any payments on the Distribution Date is . . . . $519,000,000.00 25. The Class A-2 Invested Amount after giving effect to any payments on the Distribution Date is . . . . $51,000,000.00 25. The Class B Investor Amount after giving effect to any payments on the Distribution Date is . . . . . $30,000,000.00 26. The Class B Invested Amount after giving effect to any payments on the Distribution Date is . . . . . $30,000,000.00 27. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Investor Amount after giving effect to any activity on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 28. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Investor Amount after giving effect to any activity on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 29. The Available Cash Collateral Amount as of the close of business on the Distribution Date is . . . . $63,000,000.00 29. The amount on deposit in the Cash Collateral Account (including the principal balance of the Class A-2 Certificates as of the close of business on the Distribution Date . . . . . . . . . . . $63,000,000.00 30. The amount of Interchange with respect to the prior Monthly Period is . . . . . . . . . . . . . . . . . $625,000.00 31. The Deficit Controlled Amortization Amount (after giving effect to any activity on the Distribution Date) is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 32. The percentage by which the Net Portfolio Yield for the prior Monthly Period exceeds the Base Rate for such Monthly Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4.61%
Advanta National Bank USA (formerly named Colonial) as Servicer By: /s/ MICHAEL COCO -------------------------- Michael Coco Vice President 27 Series 1995-D daily percentages during the prior Monthly Period
Floating Principal Allocation Allocation Percentage Percentage ---------- ---------- 08/01 - 08/31 1995-D 7.10% 7.10%
DELINQUENT BALANCES The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150 and 180 or more days delinquent as of the end of the prior Monthly Period for such Payment Date is:
AGGREGATE ACCOUNT BALANCE (a) 30-59 days: . . . . . . . . . . . . . . . . . . $117,544,877.01 (b) 60-89 days: . . . . . . . . . . . . . . . . . . $61,202,523.14 (c) 90-119 days . . . . . . . . . . . . . . . . . . $42,069,086.20 (d) 120-149 days: . . . . . . . . . . . . . . . . . $32,751,558.58 (e) 150-179 days: . . . . . . . . . . . . . . . . . $23,826,600.36 (f) 180 or more days: . . . . . . . . . . . . . . . $4,875,392.57
28 August, 1996 MONTHLY CERTIFICATEHOLDER'S STATEMENT ----------------------------------------- SERIES 1995-F - ------------------------------------------------------------------------------- Under the Amended and Restated Master Pooling and Servicing Agreement dated as of December 1, 1993, as amended and restated on May 23, 1994, and as amended by Amendment Number 1 dated as of July 1, 1994 between Advanta National Bank USA ("AUS") as Seller and Servicer and Bankers Trust Company, as trustee (the "Trustee"), and as amended by Amendment Number 2 dated October 6, 1995 among AUS, as Seller and Servicer, Advanta National Bank ("ANB") as Seller and the Trustee (the "Master Agreement"), as supplemented by the Series 1995-F Supplement dated as of November 21, 1995 (the "Supplement") and together with the Master Agreement between AUS, ANB and the Trustee, AUS, as Servicer, is required to prepare certain information each month regarding current distributions to all 1995-F Certificateholders. This statement relates to the September 16, 1996 Distribution Date (the "Distribution Date") and the performance of the Advanta Credit Card Master Trust II (the "Trust") during the prior Monthly Period (the "Monthly Period"). Certain of the information is presented on the basis of an original principal amount of $1,000 per Series 1995-F Certificate. Certain other information is presented based on the aggregate amounts for the Trust as a whole. All capitalized terms used herein shall have the respective meanings set forth in the Master Agreement. 1. The total amount of the distribution on the Payment Date per $1000 original principal amount of Class A-1 Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $5.041667 2. The total amount of the distribution on the Payment Date per $1000 original principal amount of Class A-2 Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $4.988338 3. The total amount of the distribution on the Payment Date per $1000 original principal amount of Class B Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $5.086116 4. The amount of the distribution set forth in paragraph 1 above in respect of principal, per $1,000 original principal amount of the Class A-1 Certificates . . . . . . . . . . . . . . . . . . . . $0.000000 5. The amount of the distribution set forth in paragraph 1 above in respect of principal, per $1,000 original principal amount of the Class A-2 Certificates . . . . . . . . . . . . . . . . . . . . $0.000000 6. The amount of the distribution set forth in paragraph 2 above in respect of principal, per $1,000 original principal amount of the Class B Certificates . . . . . . . . . . . . . . . . . . . . . $0.000000
29 7. The amount of distribution set forth in paragraph 1 above in respect of interest, per $1,000 principal principal amount of the Class A-1 Certificate . . . . . . . . . . . . . . . . . . . . . . $5.041667 8. The amount of distribution set forth in paragraph 1 above in respect of interest, per $1,000 principal principal amount of the Class A-2 Certificate . . . . . . . . . . . . . . . . . . . . . . $4.988338 9. The amount of distribution set forth in paragraph 2 above in respect of interest, per $1,000 principal principal amount of the Class B Certificate . . . . . . . . . . . . . . . . . . . . . . . $5.086116 10. The aggregate amount of Collections of Receivables processed for the prior Monthly Period which were allocated in respect of the Series 1995-F Certificates . . . . . . . . . . . . . . $82,101,053.55 11. The aggregate amount of Collections of Principal Receivables processed during the prior Monthly Period and allocated in respect of the Series 1995-F Certificates . . . . . . . . . . . $70,578,441.43 12. The aggregate amount of Reallocated Principal Collections with respect to the prior Monthly Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 13. The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class A Certificates . . . . . . . . . . . . $10,261,809.44 14. The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class B Certificates . . . . . . . . . . . . . . $596,682.58 15. The Class A Investor Default Amount for the prior Monthly Period is . . . . . . . . . . . . . . . . . . $2,309,152.08 16. The Class B Investor Default Amount for the prior Monthly Period is . . . . . . . . . . . . . . . . . . . $134,013.29 17. The aggregate amount of Class A Investor Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . $0.00 18. The aggregate amount of Class B Investor Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . $0.00 19. The aggregate amount of Class A Investor Charge-offs reimbursed on such Payment Date is . . . . . . . . . . . . $0.00 20. The aggregate amount of Class B Investor Charge-offs reimbursed on such Payment Date is . . . . . . . . . . . . $0.00
30 21. The amount of the Class A Servicing Fee for the prior Monthly Period is . . . . . . . . . . . . . . . . $1,260,833.33 22. The amount of the Class B Servicing Fee for the prior Monthly Period is . . . . . . . . . . . . . . . . . $74,375.00 23. The Class A Pool Factor as of the Record Date for the Distribution Date is . . . . . . . . . . . . . . . . . 1.00000 24. The Class B Pool Factor as of the Record Date for the Distribution Date is . . . . . . . . . . . . . . . . . 1.00000 25. The Class A-1 Investor Amount after giving effect to any payments on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $378,250,000.00 26. The Class A-2 Investor Amount after giving effect to any payments on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $378,250,000.00 27. The Class A-1 Invested Amount after giving effect to any payments on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $378,250,000.00 28. The Class A-2 Invested Amount after giving effect to any payments on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $378,250,000.00 29. The Class B Investor Amount after giving effect to any payments on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $44,625,000.00 30. The Class B Invested Amount after giving effect to any payments on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $44,625,000.00 31. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Investor Amount after giving effect to any activity on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 32. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Investor Amount after giving effect to any activity on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 33. The Available Cash Collateral Amount as of the close of business on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $17,000,000.00 34. The Collateral Investor Amount as of the close of business on the Distribution Date is . . . . . . . $48,875,000.00
31 35. The amount on deposit in the Cash Collateral Account as of the close of business on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $17,000,000.00 36. The Available Enhancement Amount as of the close of business on the Distribution Date is . . . . . . $65,875,000.00 37. The amount of Interchange with respect to the prior Monthly Period is . . . . . . . . . . . . . . . . . . $885,416.68 38. The amount of Servicer Interchange with respect to the prior Monthly Period is . . . . . . . . . . . . . $708,333.34 39. The Deficit Controlled Amortization Amount (after giving effect to any activity on the Distribution Date) is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 40. The percentage by which the Net Portfolio Yield for the prior Monthly Period exceeds the Base Rate for such Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4.57% 41. The Net Portfolio Yield for the prior Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . 12.61% 42. The Base Rate for the Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8.04% 43. The aggregate amount of Principal Receivables as of the last day of the prior Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $8,286,411,488.77 44. The Excess Funding Amount as of the last day of the prior Monthly Period is . . . . . . . . . . . . . . . . . . $0.00 45. The aggregate amount of Finance Charge Receivables as of the last day of the prior Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $92,928,937.88
Advanta National Bank USA (formerly named Colonial) as Servicer By: /s/ MICHAEL COCO -------------------------- Michael Coco Vice President 32 Series 1995-F daily percentages during the prior Monthly Period
Floating Principal Allocation Allocation Percentage Percentage ---------- ---------- 08/01 - 08/31 1995-F 10.06% 10.06%
DELINQUENT BALANCES The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150 and 180 or more days delinquent as of the end of the prior Monthly Period for such Payment Date is:
AGGREGATE ACCOUNT BALANCE (a) 30-59 days: . . . . . . . . . . . . . . . . . . $117,544,877.01 (b) 60-89 days: . . . . . . . . . . . . . . . . . . $61,202,523.14 (c) 90-119 days: . . . . . . . . . . . . . . . . . . $42,069,086.20 (d) 120-149 days: . . . . . . . . . . . . . . . . . $32,751,558.58 (e) 150-179 days: . . . . . . . . . . . . . . . . . $23,826,600.36 (f) 180 or more days: . . . . . . . . . . . . . . . $4,875,392.57
33 August, 1996 MONTHLY CERTIFICATEHOLDER'S STATEMENT -------------------------------------------- SERIES 1995-G - ------------------------------------------------------------------------------- Under the Amended and Restated Master Pooling and Servicing Agreement dated as of December 1, 1993, as amended and restated on May 23, 1994, and as amended by Amendment Number 1 dated as of July 1, 1994 between Advanta National Bank USA ("AUS") as Seller and Servicer and Bankers Trust Company, as trustee (the "Trustee"), and as amended by Amendment Number 2 dated October 6, 1995 among AUS, as Seller and Servicer, Advanta National Bank ("ANB") as Seller and the Trustee (the "Master Agreement"), as supplemented by the Series 1995-G Supplement dated as of December 15, 1995 (the "Supplement") and together with the Master Agreement between AUS, ANB and the Trustee, AUS, as Servicer, is required to prepare certain information each month regarding current distributions to all 1995-G Certificateholders. This statement relates to the September 16, 1996 Distribution Date (the "Distribution Date") and the performance of the Advanta Credit Card Master Trust II (the "Trust") during the prior Monthly Period (the "Monthly Period"). Certain of the information is presented on the basis of an original principal amount of $1,000 per Series 1995-G Certificate. Certain other information is presented based on the aggregate amounts for the Trust as a whole. All capitalized terms used herein shall have the respective meanings set forth in the Master Agreement. 1. The total amount of the distribution on the Payment Date per $1000 original principal amount of Class A Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $4.943893 2. The total amount of the distribution on the Payment Date per $1000 original principal amount of Class B Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $5.077227 3. The amount of the distribution set forth in paragraph 1 above in respect of principal, per $1,000 original principal amount of the Class A Certificates . . . . . . . . . . . . . . . . . . . . . $0.000000 4. The amount of the distribution set forth in paragraph 2 above in respect of principal, per $1,000 original principal amount of the Class B Certificates . . . . . . . . . . . . . . . . . . . . . $0.000000 5. The amount of distribution set forth in paragraph 1 above in respect of interest, per $1,000 principal principal amount of the Class A Certificate . . . . . . . . . . . . . . . . . . . . . $4.943893 6. The amount of distribution set forth in paragraph 2 above in respect of interest, per $1,000 principal principal amount of the Class B Certificate . . . . . . . . . . . . . . . . . . . . . . . $5.077227
34 7. The aggregate amount of Collections of Receivables processed for the prior Monthly Period which were allocated in respect of the Series 1995-G Certificates . . . . . . . . . . . . . . . . . . $48,313,628.09 8. The aggregate amount of Collections of Principal Receivables processed during the prior Monthly Period and allocated in respect of the Series 1995-G Certificates . . . . . . . . . . . . . . $41,533,237.86 9. The aggregate amount of Reallocated Principal Collections with respect to the prior Monthly Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 10. The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class A Certificates . . . . . . . . . . . . . . . $5,864,227.26 11. The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class B Certificates . . . . . . . . . . . . . . $377,377.91 12. The Class A Investor Default Amount for the prior Monthly Period is . . . . . . . . . . . . . . . . . . $1,319,515.47 13. The Class B Investor Default Amount for the prior Monthly Period is . . . . . . . . . . . . . . . . . . . $85,046.90 14. The Collateral Default Amount for the prior Monthly Period . . . . . . . . . . . . . . . . . . . . . . . $121,127.40 15. The aggregate amount of Class A Investor Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . $0.00 16. The aggregate amount of Class B Investor Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . $0.00 17. The aggregate amount of Collateral Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . . . . $0.00 18. The aggregate amount of Class A Investor Charge-offs reimbursed on such Payment Date is . . . . . . . . . . . . $0.00 19. The aggregate amount of Class B Investor Charge-offs reimbursed on such Payment Date is . . . . . . . . . . . . $0.00 20. The aggregate amount of Collateral Charge-offs reimbursed on such Payment Date is . . . . . . . . . . . . . . . $0.00
35 21. The amount of the Class A Servicing Fee for the prior Monthly Period is . . . . . . . . . . . . . . . . . $360,416.66 22. The amount of the Class B Servicing Fee for the prior Monthly Period is . . . . . . . . . . . . . . . . . $22,916.66 23. The amount of the Collateral Servicing Fee for the prior Monthly Period is . . . . . . . . . . . . . . . $66,666.67 24. The Class A Pool Factor as of the Record Date for the Distribution Date is . . . . . . . . . . . . . . . . . 1.00000 25. The Class B Pool Factor as of the Record Date for the Distribution Date is . . . . . . . . . . . . . . . . . 1.00000 26. The Class A Investor Amount after giving effect to any payments on the Distribution Date is . . . . . $432,500,000.00 27. The Class A Invested Amount after giving effect to any payments on the Distribution Date is . . . . . $432,500,000.00 28. The Class B Investor Amount after giving effect to any payments on the Distribution Date is . . . . . $27,500,000.00 29. The Class B Invested Amount after giving effect to any payments on the Distribution Date is . . . . . $27,500,000.00 30. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Investor Amount after giving effect to any activity on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0.00 31. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Investor Amount after giving effect to any activity on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0.00 32. The Available Cash Collateral Amount as of the close of business on the Distribution Date is . . . . $10,000,000.00 33. The Collateral Investor Amount as of the close of business on the Distribution Date is . . . . . . . $40,000,000.00
36 34. The amount on deposit in the Cash Collateral Account as of the close of business on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $10,000,000.00 35. The amount of Interchange with respect to the prior Monthly Period is . . . . . . . . . . . . . . . . . . $520,833.33 36. The amount of Servicer Interchange for the prior Monthly Period is . . . . . . . . . . . . . . . . . . . $416,666.66 37. The Deficit Controlled Amortization Amount (after giving effect to any activity on the Distribution Date) is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 38. The percentage by which the Net Portfolio Yield for the prior Monthly Period exceeds the Base Rate for such Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4.64% 39. The Net Portfolio Yield for the prior Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . 12.61% 40. The Base Rate for the Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7.97%
Advanta National Bank USA (formerly Colonial) as Servicer By: /s/ MICHAEL COCO -------------------------- Michael Coco Vice President 37 Series 1995-G daily percentages during the prior Monthly Period
Floating Principal Allocation Allocation Percentage Percentage ---------- ---------- 08/01 - 08/31 1995-G 5.92% 5.92%
DELINQUENT BALANCES The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150 and 180 or more days delinquent as of the end of the prior Monthly Period for such Payment Date is:
AGGREGATE ACCOUNT BALANCE (a) 30-59 days: . . . . . . . . . . . . . . . . . . $117,544,877.01 (b) 60-89 days: . . . . . . . . . . . . . . . . . . $61,202,523.14 (c) 90-119 days: . . . . . . . . . . . . . . . . . . $42,069,086.20 (d) 120-149 days: . . . . . . . . . . . . . . . . . $32,751,558.58 (e) 150-179 days: . . . . . . . . . . . . . . . . . $23,826,600.36 (f) 180 or more days: . . . . . . . . . . . . . . . $4,875,392.57
38 August, 1996 MONTHLY CERTIFICATEHOLDER'S STATEMENT ------------------------------------------- SERIES 1996-A - ------------------------------------------------------------------------------- Under the Amended and Restated Master Pooling and Servicing Agreement dated as of December 1, 1993, as amended and restated on May 23, 1994, and as amended by Amendment Number 1 dated as of July 1, 1994 between Advanta National Bank USA ("AUS") as Seller and Servicer and Bankers Trust Company, as trustee (the "Trustee"), and as amended by Amendment Number 2 dated October 6, 1995 among AUS, as Seller and Servicer, Advanta National Bank ("ANB") as Seller and the Trustee (the "Master Agreement"), as supplemented by the Series 1996-A Supplement dated as of January 18, 1996 (the "Supplement") and together with the Master Agreement between AUS, ANB and the Trustee, AUS, as Servicer, is required to prepare certain information each month regarding current distributions to all 1996-A Certificateholders. This statement relates to the September 16, 1996 Distribution Date (the "Distribution Date") and the performance of the Advanta Credit Card Master Trust II (the "Trust") during the prior Monthly Period (the "Monthly Period"). Certain of the information is presented on the basis of an original principal amount of $1,000 per Series 1996-A Certificate. Certain other information is presented based on the aggregate amounts for the Trust as a whole. All capitalized terms used herein shall have the respective meanings set forth in the Master Agreement. 1. The total amount of the distribution on the Payment Date per $1000 original principal amount of Class A-1 Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $5.000000 2. The total amount of the distribution on the Payment Date per $1000 original principal amount of Class A-2 Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $5.023893 3. The total amount of the distribution on the Payment Date per $1000 original principal amount of Class B Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $5.130560 4. The amount of the distribution set forth in paragraph 1 above in respect of principal, per $1,000 original principal amount of the Class A-1 Certificates . . . . . . . . . . . . . . . . . . . . $0.000000 5. The amount of the distribution set forth in paragraph 1 above in respect of principal, per $1,000 original principal amount of the Class A-2 Certificates . . . . . . . . . . . . . . . . . . . . $0.000000 6. The amount of the distribution set forth in paragraph 2 above in respect of principal, per $1,000 original principal amount of the Class B Certificates . . . . . . . . . . . . . . . . . . . . . $0.000000
39 7. The amount of distribution set forth in paragraph 1 above in respect of interest, per $1,000 principal principal amount of the Class A-1 Certificate . . . . . . . . . . . . . . . . . . . . . . $5.000000 8. The amount of distribution set forth in paragraph 1 above in respect of interest, per $1,000 principal principal amount of the Class A-2 Certificate . . . . . . . . . . . . . . . . . . . . . . $5.023893 9. The amount of distribution set forth in paragraph 2 above in respect of interest, per $1,000 principal principal amount of the Class B Certificate . . . . . . . . . . . . . . . . . . . . . . . $5.130560 10. The aggregate amount of Collections of Receivables processed for the prior Monthly Period which were allocated in respect of the Series 1996-A Certificates . . . . . . . . . . . . . . $48,313,628.13 11. The aggregate amount of Collections of Principal Receivables processed during the prior Monthly Period and allocated in respect of the Series 1996-A Certificates . . . . . . . . . . . . . . $41,533,237.90 12. The aggregate amount of Reallocated Principal Collections with respect to the prior Monthly Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 13. The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class A Certificates . . . . . . . . . . . . . . . $5,967,148.52 14. The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class B Certificates . . . . . . . . . . . . . . . . $355,160.25 15. The Class A Investor Default Amount for the prior Monthly Period is . . . . . . . . . . . . . . . . . . $1,342,710.08 16. The Class B Investor Default Amount for the prior Monthly Period is . . . . . . . . . . . . . . . . . . . $79,892.54 17. The Collateral Default Amount for the prior Monthly Period is . . . . . . . . . . . . . . . . . . . . . . $103,087.15 18. The aggregate amount of Class A Investor Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . $0.00 19. The aggregate amount of Class B Investor Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . $0.00 20. The aggregate amount of Collateral Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . . . . $0.00 21. The aggregate amount of Class A Investor Charge-offs reimbursed on such Payment Date is . . . . . . . . . . . . $0.00 22. The aggregate amount of Class B Investor Charge-offs reimbursed on such Payment Date is . . . . . . . . . . . . $0.00
40 23. The aggregate amount of Collateral Charge-offs reimbursed on such Payment Date is . . . . . . . . . . . . . . . $0.00 24. The amount of the Class A Servicing Fee for the prior Monthly Period is . . . . . . . . . . . . . . . . . $183,333.33 25. The amount of the Class B Servicing Fee for the prior Monthly Period is . . . . . . . . . . . . . . . . . $10,937.50 26. The amount of the Collateral Servicing Fee for the prior Monthly Period is . . . . . . . . . . . . . . . $14,062.50 27. The Class A Pool Factor as of the Record Date for the Distribution Date is . . . . . . . . . . . . . . . . . 1.00000 28. The Class B Pool Factor as of the Record Date for the Distribution Date is . . . . . . . . . . . . . . . . . 1.00000 29. The Class A-1 Investor Amount after giving effect to any payments on the Distribution Date is . . . . $220,000,000.00 30. The Class A-2 Investor Amount after giving effect to any payments on the Distribution Date is . . . . $220,000,000.00 31. The Class A-1 Invested Amount after giving effect to any payments on the Distribution Date is . . . . $220,000,000.00 32. The Class A-2 Invested Amount after giving effect to any payments on the Distribution Date is . . . . $220,000,000.00 33. The Class B Investor Amount after giving effect to any payments on the Distribution Date is . . . . . $26,250,000.00 34. The Class B Invested Amount after giving effect to any payments on the Distribution Date is . . . . . $26,250,000.00 35. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Investor Amount after giving effect to any activity on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 36. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Investor Amount after giving effect to any activity on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 37. The Available Cash Collateral Amount as of the close of business on the Distribution Date is . . . . $10,000,000.00 38. The Collateral Investor Amount as of the close of business on the Distribution Date is . . . . . . . $33,750,000.00
41 39. The amount on deposit in the Cash Collateral Account as of the close of business on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $10,000,000.00 40. The amount of Interchange with respect to the prior Monthly Period is . . . . . . . . . . . . . . . . . . . $520,833.34 41. The amount of Servicer Interchange with respect to the prior Monthly Period is . . . . . . . . . . . . . . $416,666.67 42. The Deficit Controlled Amortization Amount (after giving effect to any activity on the Distribution Date) is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 43. The percentage by which the Net Portfolio Yield for the prior Monthly Period exceeds the Base Rate for such Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.06%
Advanta National Bank USA (formerly named Colonial) as Servicer By: /s/ MICHAEL COCO -------------------------- Michael Coco Vice President 42 Series 1996-A daily percentages during the prior Monthly Period
Floating Principal Allocation Allocation Percentage Percentage ---------- ---------- 08/01 - 08/31 1996-A 5.92% 5.92%
DELINQUENT BALANCES The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150 and 180 or more days delinquent as of the end of the prior Monthly Period for such Payment Date is:
AGGREGATE ACCOUNT BALANCE (a) 30-59 days: . . . . . . . . . . . . . . . . . . $117,544,877.01 (b) 60-89 days: . . . . . . . . . . . . . . . . . . $61,202,523.14 (c) 90-119 days: . . . . . . . . . . . . . . . . . . $42,069,086.20 (d) 120-149 days: . . . . . . . . . . . . . . . . . $32,751,558.58 (e) 150-179 days: . . . . . . . . . . . . . . . . . $23,826,600.36 (f) 180 or more days: . . . . . . . . . . . . . . . $4,875,392.57
43 August, 1996 MONTHLY CERTIFICATEHOLDER'S STATEMENT -------------------------------------------- SERIES 1996-B - ------------------------------------------------------------------------------- Under the Amended and Restated Master Pooling and Servicing Agreement dated as of December 1, 1993, as amended and restated on May 23, 1994, and as amended by Amendment Number 1 dated as of July 1, 1994 between Advanta National Bank USA ("AUS") as Seller and Servicer and Bankers Trust Company, as trustee (the "Trustee"), and as amended by Amendment Number 2 dated October 6, 1995 among AUS, as Seller and Servicer, Advanta National Bank ("ANB") as Seller and the Trustee (the "Master Agreement"), as supplemented by the Series 1996-B Supplement dated as of March 26, 1996 (the "Supplement") and together with the Master Agreement between AUS, ANB and the Trustee, AUS, as Servicer, is required to prepare certain information each month regarding current distributions to all 1996-B Certificateholders. This statement relates to the September 16, 1996 Distribution Date (the "Distribution Date") and the performance of the Advanta Credit Card Master Trust II (the "Trust") during the prior Monthly Period (the "Monthly Period"). Certain of the information is presented on the basis of an original principal amount of $1,000 per Series 1996-B Certificate. Certain other information is presented based on the aggregate amounts for the Trust as a whole. All capitalized terms used herein shall have the respective meanings set forth in the Master Agreement. 1. The total amount of the distribution on the Payment Date per $1000 original principal amount of Class A Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $14.770513 2. The total amount of the distribution on the Payment Date per $1000 original principal amount of Class B Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $15.137041 3. The amount of the distribution set forth in paragraph 1 above in respect of principal, per $1,000 original principal amount of the Class A Certificates . . . . . . . . . . . . . . . . . . . . . $0.000000 4. The amount of the distribution set forth in paragraph 2 above in respect of principal, per $1,000 original principal amount of the Class B Certificates . . . . . . . . . . . . . . . . . . . . . $0.000000 5. The amount of distribution set forth in paragraph 1 above in respect of interest, per $1,000 principal principal amount of the Class A Certificate . . . . . . . . . . . . . . . . . . . . $14.770513 6. The amount of distribution set forth in paragraph 2 above in respect of interest, per $1,000 principal principal amount of the Class B Certificate . . . . . . . . . . . . . . . . . . . . $15.137041
44 7. The aggregate amount of Collections of Receivables processed for the prior Monthly Period which were allocated in respect of the Series 1996-B Certificates . . . . . . . . . . . . . . . . . . $72,493,397.67 8. The aggregate amount of Collections of Principal Receivables processed during the prior Monthly Period and allocated in respect of the Series 1996-B Certificates . . . . . . . . . . . . . . $62,299,856.87 9. The aggregate amount of Reallocated Principal Collections with respect to the prior Monthly Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 10. The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class A Certificates . . . . . . . . . . . . . . . . . . $8,816,197.40 11. The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class B Certificates . . . . . . . . . . . . . . . . . . . $562,265.28 12. The Class A Investor Default Amount for the prior Monthly Period is . . . . . . . . . . . . . . . . . . $1,979,273.21 13. The Class B Investor Default Amount for the prior Monthly Period is . . . . . . . . . . . . . . . . . . . $126,281.75 14. The Collateral Default Amount for the prior Monthly Period . . . . . . . . . . . . . . . . . . . . . . . $182,979.68 15. The aggregate amount of Class A Investor Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . $0.00 16. The aggregate amount of Class B Investor Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . $0.00 17. The aggregate amount of Collateral Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . . . . $0.00 18. The aggregate amount of Class A Investor Charge-offs reimbursed on such Payment Date is . . . . . . . . . . . . $0.00 19. The aggregate amount of Class B Investor Charge-offs reimbursed on such Payment Date is . . . . . . . . . . . . $0.00 20. The aggregate amount of Collateral Charge-offs reimbursed on such Payment Date is . . . . . . . . . . . . . . . $0.00
45 21. The amount of the Class A Servicing Fee for the prior Monthly Period is . . . . . . . . . . . . . . . . . $270,285.47 22. The amount of the Class B Servicing Fee for the prior Monthly Period is . . . . . . . . . . . . . . . . . $17,185.78 23. The amount of the Collateral Servicing Fee for the prior Monthly Period is . . . . . . . . . . . . . . . $24,997.50 24. The Class A Pool Factor as of the Record Date for the Distribution Date is . . . . . . . . . . . . . . . . . 1.00000 25. The Class B Pool Factor as of the Record Date for the Distribution Date is . . . . . . . . . . . . . . . . . 1.00000 26. The Class A Investor Amount after giving effect to any payments on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $648,750,000.00 27. The Class A Invested Amount after giving effect to any payments on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $648,750,000.00 28. The Class B Investor Amount after giving effect to any payments on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $41,250,000.00 29. The Class B Invested Amount after giving effect to any payments on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $41,250,000.00 30. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Investor Amount after giving effect to any activity on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0.00 31. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Investor Amount after giving effect to any activity on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0.00 32. The Available Cash Collateral Amount as of the close of business on the Distribution Date is . . . . $15,000,000.00 33. The Collateral Investor Amount as of the close of business on the Distribution Date is . . . . . . . $60,000,000.00
46 34. The amount on deposit in the Cash Collateral Account as of the close of business on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $15,000,000.00 35. The amount of Interchange with respect to the prior Monthly Period is . . . . . . . . . . . . . . . . . . $781,250.00 36. The amount of Servicer Interchange for the prior Monthly Period is . . . . . . . . . . . . . . . . . . . $625,000.00 37. The Deficit Controlled Amortization Amount (after giving effect to any activity on the Distribution Date) is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 38. The percentage by which the Net Portfolio Yield for the prior Monthly Period exceeds the Base Rate for such Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4.88% 39. The Net Portfolio Yield for the prior Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . 12.65% 40. The Base Rate for the Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7.77% 41. The amount on deposit in the Principal Funding Account as of the close of business on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 42. The amount on deposit in the Interest Funding Account as of the close of business on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 43. The amount on deposit in the Reserve Account as of the close of business . . . . . . . . . . . . . . . . . . . $0.00 on the Distribution Date is
Advanta National Bank USA (formerly Colonial) as Servicer By: /s/ MICHAEL COCO -------------------------- Michael Coco Vice President 47 Series 1996-B daily percentages during the prior Monthly Period
Floating Principal Allocation Allocation Percentage Percentage ---------- ---------- 08/01 - 08/31 1996-B 8.88% 8.88%
DELINQUENT BALANCES The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150 and 180 or more days delinquent as of the end of the prior Monthly Period for such Payment Date is:
AGGREGATE ACCOUNT BALANCE (a) 30-59 days: . . . . . . . . . . . . . . . . . . $117,544,877.01 (b) 60-89 days: . . . . . . . . . . . . . . . . . . $61,202,523.14 (c) 90-119 days: . . . . . . . . . . . . . . . . . . $42,069,086.20 (d) 120-149 days: . . . . . . . . . . . . . . . . . $32,751,558.58 (e) 150-179 days: . . . . . . . . . . . . . . . . . $23,826,600.36 (f) 180 or more days: . . . . . . . . . . . . . . . $4,875,392.57
48 August, 1996 MONTHLY CERTIFICATEHOLDER'S STATEMENT -------------------------------------------- SERIES 1996-D - ------------------------------------------------------------------------------- Under the Amended and Restated Master Pooling and Servicing Agreement dated as of December 1, 1993, as amended and restated on May 23, 1994, and as amended by Amendment Number 1 dated as of July 1, 1994 between Advanta National Bank USA ("AUS") as Seller and Servicer and Bankers Trust Company, as trustee (the "Trustee"), and as amended by Amendment Number 2 dated October 6, 1995 among AUS, as Seller and Servicer, Advanta National Bank ("ANB") as Seller and the Trustee (the "Master Agreement"), as supplemented by the Series 1996-D Supplement dated as of June 18, 1996 (the "Supplement") and together with the Master Agreement between AUS, ANB and the Trustee, AUS, as Servicer, is required to prepare certain information each month regarding current distributions to all 1996-D Certificateholders. This statement relates to the September 16, 1996 Distribution Date (the "Distribution Date") and the performance of the Advanta Credit Card Master Trust II (the "Trust") during the prior Monthly Period (the "Monthly Period"). Certain of the information is presented on the basis of an original principal amount of $1,000 per Series 1996-D Certificate. Certain other information is presented based on the aggregate amounts for the Trust as a whole. All capitalized terms used herein shall have the respective meanings set forth in the Master Agreement. 1. The total amount of the distribution on the Payment Date per $1000 original principal amount of Class A Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $4.952782 2. The total amount of the distribution on the Payment Date per $1000 original principal amount of Class B Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $5.086116 3. The amount of the distribution set forth in paragraph 1 above in respect of principal, per $1,000 original principal amount of the Class A Certificates . . . . . . . . . . . . . . . . . . . . . $0.000000 4. The amount of the distribution set forth in paragraph 2 above in respect of principal, per $1,000 original principal amount of the Class B Certificates . . . . . . . . . . . . . . . . . . . . . $0.000000 5. The amount of distribution set forth in paragraph 1 above in respect of interest, per $1,000 principal principal amount of the Class A Certificate . . . . . . . . . . . . . . . . . . . . $4.952782 6. The amount of distribution set forth in paragraph 2 above in respect of interest, per $1,000 principal principal amount of the Class B Certificate . . . . . . . . . . . . . . . . . . . . $5.086116
49 7. The aggregate amount of Collections of Receivables processed for the prior Monthly Period which were allocated in respect of the Series 1996-D Certificates . . . . . . . . . . . . . . . . . . $67,655,135.75 8. The aggregate amount of Collections of Principal Receivables processed during the prior Monthly Period and allocated in respect of the Series 1996-D Certificates . . . . . . . . . . . . . . $58,160,564.53 9. The aggregate amount of Reallocated Principal Collections with respect to the prior Monthly Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 10. The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class A Certificates . . . . . . . . . . . . . . . . . . $8,211,943.64 11. The aggregate amount of Collections of Finance Charge Receivables processed during the prior Monthly Period and allocated in respect of the Class B Certificates . . . . . . . . . . . . . . . . . . . $526,303.23 12. The Class A Investor Default Amount for the prior Monthly Period is . . . . . . . . . . . . . . . . . . $1,847,837.10 13. The Class B Investor Default Amount for the prior Monthly Period is . . . . . . . . . . . . . . . . . . . $118,550.22 14. The Collateral Default Amount for the prior Monthly Period . . . . . . . . . . . . . . . . . . . . . . . $170,093.79 15. The aggregate amount of Class A Investor Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . $0.00 16. The aggregate amount of Class B Investor Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . $0.00 17. The aggregate amount of Collateral Charge-offs for the prior Monthly Period is . . . . . . . . . . . . . . . . $0.00 18. The aggregate amount of Class A Investor Charge-offs reimbursed on such Payment Date is . . . . . . . . . . . . $0.00 19. The aggregate amount of Class B Investor Charge-offs reimbursed on such Payment Date is . . . . . . . . . . . . $0.00 20. The aggregate amount of Collateral Charge-offs reimbursed on such Payment Date is . . . . . . . . . . . . . . . $0.00
50 21. The amount of the Class A Servicing Fee for the prior Monthly Period is . . . . . . . . . . . . . . . . . $252,266.44 22. The amount of the Class B Servicing Fee for the prior Monthly Period is . . . . . . . . . . . . . . . . . $16,040.06 23. The amount of the Collateral Servicing Fee for the prior Monthly Period is . . . . . . . . . . . . . . . $23,331.00 24. The Class A Pool Factor as of the Record Date for the Distribution Date is . . . . . . . . . . . . . . . . . 1.00000 25. The Class B Pool Factor as of the Record Date for the Distribution Date is . . . . . . . . . . . . . . . . . 1.00000 26. The Class A Investor Amount after giving effect to any payments on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $605,500,000.00 27. The Class A Invested Amount after giving effect to any payments on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $605,500,000.00 28. The Class B Investor Amount after giving effect to any payments on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $38,500,000.00 29. The Class B Invested Amount after giving effect to any payments on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $38,500,000.00 30. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Investor Amount after giving effect to any activity on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0.00 31. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Investor Amount after giving effect to any activity on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0.00 32. The Available Cash Collateral Amount as of the close of business on the Distribution Date is . . . . $14,000,000.00 33. The Collateral Investor Amount as of the close of business on the Distribution Date is . . . . . . . $56,000,000.00
51 34. The amount on deposit in the Cash Collateral Account as of the close of business on the Distribution Date is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $14,000,000.00 35. The amount of Interchange with respect to the prior Monthly Period is . . . . . . . . . . . . . . . . . . $729,166.00 36. The amount of Servicer Interchange for the prior Monthly Period is . . . . . . . . . . . . . . . . . . . $583,332.80 37. The Deficit Controlled Amortization Amount (after giving effect to any activity on the Distribution Date) is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.00 38. The percentage by which the Net Portfolio Yield for the prior Monthly Period exceeds the Base Rate for such Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.12% 39. The Net Portfolio Yield for the prior Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . 12.61% 40. The Base Rate for the Monthly Period is . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7.50%
Advanta National Bank USA (formerly Colonial) as Servicer By: /s/ MICHAEL COCO -------------------------- Michael Coco Vice President 52 Series 1996-D daily percentages during the prior Monthly Period
Floating Principal Allocation Allocation Percentage Percentage ---------- ---------- 08/01 - 08/31 1996-D 8.29% 8.29%
DELINQUENT BALANCES The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150 and 180 or more days delinquent as of the end of the prior Monthly Period for such Payment Date is:
AGGREGATE ACCOUNT BALANCE (a) 30-59 days: . . . . . . . . . . . . . . . . . . $117,544,877.01 (b) 60-89 days: . . . . . . . . . . . . . . . . . . $61,202,523.14 (c) 90-119 days: . . . . . . . . . . . . . . . . . . $42,069,086.20 (d) 120-149 days: . . . . . . . . . . . . . . . . . $32,751,558.58 (e) 150-179 days: . . . . . . . . . . . . . . . . . $23,826,600.36 (f) 180 or more days: . . . . . . . . . . . . . . . $4,875,392.57
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