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                         CONSENT OF INDEPENDENT AUDITORS

We consent to the reference made to our firm under the caption "Auditors" and
"Experts" and to the use of our report dated February 5, 2001 on the Stock Index
Account of TIAA Separate Account VA-1 included in this Registration Statement
(Form N-3 file No. 33-79124) of TIAA Separate Account VA-1.

We also consent to the use of our report on Teachers Insurance and Annuity
Association of America ("TIAA") dated February 15, 2001 included in this
Registration Statement. Such report expresses our opinion that TIAA's
statutory-basis financial statements present fairly, in all material respects,
the financial position of TIAA at December 31, 2000 and December 31, 1999,
respectively, and the results of its operations and its cash flows for each of
the three years in the period ended December 31, 2000 in conformity with
statutory accounting practices prescribed or permitted by the New York State
Insurance Department and not in conformity with accounting principles generally
accepted in the United States.


                                                           /s/ Ernst & Young LLP
                                                           ERNST & YOUNG LLP

New York, New York
March 26, 2001