NOVATION

                                       OF

                             PARTICIPATION AGREEMENT


     This Novation Agreement dated as of September 1, 2005 is by and among PRUCO
LIFE INSURANCE COMPANY (the "Company"), an Arizona corporation, on its own
behalf and on behalf of each separate account of the Company named in Schedule 1
to Participation Agreement (as defined below), PREMIER VIT, an open-end
diversified management investment company organized under the laws of the State
of Massachusetts (the "Fund"), OCC DISTRIBUTORS LLC, a Delaware limited
liability company ("OCC Distributors"), and ALLIANZ GLOBAL INVESTORS
DISTRIBUTORS LLC, a Delaware limited liability company ("AGI Distributors").

     WHEREAS, the Company, the Fund and OCC Distributors entered into a
Participation Agreement on July 1, 1996 ("Participation Agreement");

     WHEREAS, each of AGI Distributors and OCC Distributors is registered as a
broker-dealer with the SEC under the Securities Exchange Act of 1934, as
amended, and is a member in good standing of the National Association of
Securities Dealers, Inc.;

     WHEREAS, the Company, the Fund and OCC Distributors desire that OCC
Distributors be replaced as the Fund's principal underwriter by AGI
Distributors; and

     WHEREAS, the Company and the Fund desire to affect a novation of the
Participation Agreement so that AGI Distributors is substituted for OCC
Distributors as a party to such agreement and OCC Distributors is released from
its obligations under such agreement, AGI Distributors desires to accept the
novation thereof, and OCC Distributors desires to consent to such novation.

     NOW, THEREFORE, in consideration of the mutual covenants contained herein,
the parties hereto agree as follows:

     1. Novation and Acceptance. Subject to the terms and conditions contained
herein, the Company and the Fund hereby affect a novation of the Participation
Agreement to substitute AGI Distributors for OCC Distributors as party to such
agreement (the "Novation"), AGI Distributors hereby accepts such novation and
agrees to undertake all of OCC Distributors' duties and obligations under the
Participation Agreement. The Company and AGI Distributors hereby release OCC
Distributors from all of its duties and obligations under the Participation
Agreement and OCC Distributors hereby consents to such novation.

     2. Term. The novation shall become effective on the September 15, 2005 and
shall extend for so long as the terms specified in Section 10 of the
Participation Agreement are satisfied or until terminated in accordance with
said Section 10.






     3. No Termination. The parties agree that the novation shall not constitute
a termination of the Participation Agreement for purposes of Section 10 of the
Participation Agreement, and that the Participation Agreement, as so novated,
shall remain in full force and effect after the novation.

     IN WITNESS WHEREOF, the parties hereto have caused this Novation Agreement
to be executed by a duly authorized representative as of the day and year first
above written.




PRUCO LIFE INSURANCE COMPANY                     PREMIER VIT


By: /s/ Daniel O. Kane                           By: /s/ Brian S. Shlissel
    ---------------------------                      ---------------------------
Name: Daniel O. Kane                             Name: Brian S. Shlissel
Title: Vice President                            Title: President & CEO


OCC DISTRIBUTORS                                 ALLIANZ GLOBAL INVESTORS
                                                 DISTRIBUTORS LLC


By: /s/ Francis C. Poli                          By: /s/ E. Blake Moore, Jr.
    ---------------------------                      ---------------------------
Name: Francis C. Poli                            Name: E. Blake Moore, Jr.
Title: CEO                                       Title: Managing Director & CEO