2.4.0.8012 - Disclosure - Note 5 - Loanstruefalsefalse1false
falsefalsec22_From1Jan2013To30Jun2013http://www.sec.gov/CIK0000923139duration2013-01-01T00:00:002013-06-30T00:00:001true
1us-gaap_ReceivablesAbstractus-gaap_truenadurationfalsefalsefalsefalsefalsefalsefalsefalse| 1falsefalsefalse00falsefalsefalse | xbrli:stringItemTypestringfalse0
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2us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlockus-gaap_truenadurationfalsefalsefalsefalsefalsefalsefalsefalseterseLabel| 1falsefalsefalse00<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent-17" width="100%" style="">
<tr valign="top">
<td style="WIDTH: 36pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">5.</font></font>
</div>
</td>
<td>
<div align="left">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans</font>
</div>
</td>
</tr>
</table><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Loans
are reported at their outstanding principal balance, net of
any unearned income, charge-offs, deferred loan fees and
costs on originated loans and unamortized premiums or
discounts on purchased loans. Interest on loans is recognized
on the accrual basis. The accrual of income on loans is
generally discontinued when certain factors, such as
contractual delinquency of 90 days or more, indicate
reasonable doubt as to the timely collectability of such
income. Uncollected interest previously recognized on
non-accrual loans is reversed from interest income at the
time the loan is placed on non-accrual status. A non-accrual
loan can be returned to accrual status when contractual
delinquency returns to less than 90 days delinquent.
Subsequent cash payments received on non-accrual loans that
do not bring the loan to less than 90 days delinquent are
recorded on a cash basis. Subsequent cash payments can also
be applied first as a reduction of principal until all
principal is recovered and then subsequently to interest, if
in management’s opinion, it is evident that recovery of
all principal due is unlikely to occur. Net loan origination
costs and premiums or discounts on loans purchased are
amortized into interest income over the contractual life of
the loans using the level-yield method. Prepayment penalties
received on loans which pay in full prior to their scheduled
maturity are included in interest income in the period they
are collected.</font>
</div><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
Company maintains an allowance for loan losses at an amount,
which in management’s judgment, is adequate to absorb
probable estimated losses inherent in the loan portfolio.
Management’s judgment in determining the adequacy of
the allowance is based on evaluations of the collectability
of loans. This evaluation is inherently subjective, as it
requires estimates that are susceptible to significant
revisions as more information becomes available. In assessing
the adequacy of the Company's allowance for loan losses,
management considers various factors such as, the current
fair value of collateral for collateral dependent loans, the
Company's historical loss experience, recent trends in
losses, collection policies and collection experience, trends
in the volume of non-performing and classified loans, changes
in the composition and volume of the gross loan portfolio and
local and national economic conditions. The Company’s
Board of Directors (the “Board of Directors”)
reviews and approves management’s evaluation of the
adequacy of the allowance for loan losses on a quarterly
basis.</font>
</div><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
allowance for loan losses is established through charges to
earnings in the form of a provision for loan losses.
Increases and decreases in the allowance for loan losses
other than charge-offs and recoveries are included in the
provision for loan losses. When a loan or a portion of a loan
is determined to be uncollectible, the portion deemed
uncollectible is charged against the allowance and subsequent
recoveries, if any, are credited to the allowance.</font>
</div><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
Company recognizes a loan as non-performing when the borrower
has indicated the inability to bring the loan current, or due
to other circumstances which, in the Company’s opinion,
indicate the borrower will be unable to bring the loan
current within a reasonable time. All loans classified as
non-performing, which includes all loans past due 90 days or
more, are classified as non-accrual unless there is, in the
Company’s opinion, compelling evidence the borrower
will bring the loan current in the immediate future.
Appraisals and/or updated internal evaluations are obtained
as soon as practical and before the loan become 90 days
delinquent. The loan balances of collateral dependent
impaired loans are compared to the loan’s updated fair
value. The balance which exceeds fair value is generally
charged-off.</font>
</div><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">A
loan is considered impaired when, based upon the most current
information, the Company believes it is probable that it will
be unable to collect all amounts due, both principal and
interest, according to the contractual terms of the loan.
Impaired loans are measured based on the present value of the
expected future cash flows discounted at the loan’s
effective interest rate, or at the loan’s observable
market price, or the fair value of the collateral if the loan
is collateral dependent. The Company considers fair value of
collateral dependent loans to be 85% of the appraised or
internally estimated value of the property. Interest income
on impaired loans is recorded on a cash basis. The
Company’s management considers all non-accrual loans
impaired.</font>
</div><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
Company reviews each impaired loan to determine if a
charge-off is to be recorded or if a valuation allowance is
to be allocated to the loan. The Company does not allocate a
valuation allowance to loans for which we have concluded the
current value of the underlying collateral will allow for
recovery of the loan balance either through the sale of the
loan or by foreclosure and sale of the property.</font>
</div><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
Company evaluates the underlying collateral through a third
party appraisal, or when a third party appraisal is not
available, the Company will use an internal evaluation. The
internal evaluations are performed using an income approach
or a sales approach. The income approach is used for income
producing properties and uses current revenues less operating
expenses to determine the net cash flow of the property. Once
the net cash flow is determined, the value of the property is
calculated using an appropriate capitalization rate for the
property. The sales approach uses comparable sales prices in
the market.  When an internal evaluation is used,
we place greater reliance on the income approach to value the
collateral.</font>
</div><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In
preparing internal evaluations of property values, the
Company seeks to obtain current data on the subject property
from various sources, including: (1) the borrower; (2) copies
of existing leases; (3) local real estate brokers and
appraisers; (4) public records (such as for real estate taxes
and water and sewer charges); (5) comparable sales and rental
data in the market; (6) an inspection of the property; and
(7) interviews with tenants. These internal evaluations
primarily focus on the income approach and comparable sales
data to value the property.</font>
</div><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As
of June 30, 2013, the Company utilized recent third party
appraisals of the collateral to measure impairment for $78.4
million, or 73.6%, of collateral dependent impaired loans and
used internal evaluations of the property’s value for
$28.6 million, or 26.4%, of collateral dependent impaired
loans.</font>
</div><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
Company may restructure a loan to enable a borrower to
continue making payments when it is deemed to be in the
Company’s best long-term interest. This restructure may
include reducing the interest rate or amount of the monthly
payment for a specified period of time, after which the
interest rate and repayment terms revert to the original
terms of the loan. We classify these loans as Troubled Debt
Restructured (“TDR”) when the Bank grants a
concession to a borrower who is experiencing financial
difficulties.</font>
</div><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">These
restructurings have not included a reduction of principal
balance. The Company believes that restructuring these loans
in this manner will allow certain borrowers to become and
remain current on their loans. All loans classified as TDR
are considered impaired, however TDR loans which have been
current for six consecutive months at the time they are
restructured as TDR remain on accrual status and are not
included as part of non-performing loans. Loans which were
delinquent at the time they are restructured as a TDR are
placed on non-accrual status and reported as non-performing
loans until they have made timely payments for six
consecutive months. Loans that are restructured as TDR but
are not performing in accordance with the restructured terms
are placed on non-accrual status and reported as
non-performing loans.</font>
</div><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
allocation of a portion of the allowance for loan losses for
a performing TDR loan is based upon the present value of the
future expected cash flows discounted at the loan’s
original effective rate, or for a non-performing TDR which is
collateral dependent, the fair value of the collateral. At
June 30, 2013, there were no commitments to lend additional
funds to borrowers whose loans were modified as TDRs. The
modification of loans to a TDR did not have a significant
effect on our operating results, nor did it require a
significant allocation of the allowance for loan
losses.</font>
</div><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
following table shows loans modified and classified as TDR
during the three months ended June 30, 2013 and 2012:</font>
</div><br/><table cellpadding="0" cellspacing="0" width="100%" style="">
<tr>
<td valign="bottom" width="24%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="8" nowrap="nowrap" valign="bottom" width="37%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">For
the three months ended</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">June
30, 2013</font>
</div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="8" nowrap="nowrap" valign="bottom" width="37%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">For
the three months ended</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">June
30, 2012</font>
</div>
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="24%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Dollars
in thousands)</font>
</div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Number</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="18%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Modification
description</font>
</div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Number</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="18%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Modification
description</font>
</div>
</td>
</tr>
<tr>
<td valign="bottom" width="24%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="18%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="18%">
 
</td>
</tr>
<tr>
<td valign="bottom" width="24%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="18%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="18%">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="top" width="24%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
real estate</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="top" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="top" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="top" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="top" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">488</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="left" valign="bottom" width="18%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Received
a below market interest rate, loan amortization
term extended and loan term extended</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="top" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="top" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="top" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,920</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="left" valign="bottom" width="18%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Received
a below market interest rate, loan amortization
term extended and loan term extended</font>
</div>
</td>
</tr>
<tr>
<td align="left" valign="top" width="24%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family - mixed-use property</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="top" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="top" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">390</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="left" valign="bottom" width="18%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Received
a below market interest rate, loan amortization
term extended and loan term extended</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="top" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="top" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">759</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="left" valign="top" width="18%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Received
a below market interest rate</font>
</div>
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="24%" style="PADDING-BOTTOM: 2.25pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">878</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="18%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,679</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="18%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
</tr>
</table><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
following table shows loans modified and classified as TDR
during the six months ended June 30, 2013 and 2012:</font>
</div><br/><table cellpadding="0" cellspacing="0" width="100%" style="">
<tr>
<td valign="bottom" width="22%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="8" nowrap="nowrap" valign="bottom" width="38%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">For
the six months ended</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">June
30, 2013</font>
</div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="8" nowrap="nowrap" valign="bottom" width="38%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">For
the six months ended</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">June
30, 2012</font>
</div>
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="22%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Dollars
in thousands)</font>
</div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Number</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="19%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Modification
description</font>
</div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Number</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="19%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Modification
description</font>
</div>
</td>
</tr>
<tr>
<td valign="bottom" width="22%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="19%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="19%">
 
</td>
</tr>
<tr>
<td valign="bottom" width="22%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="19%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="19%">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="top" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family
residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="top" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="top" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="top" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">413</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="left" valign="bottom" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Received
a below market interest rate and the loan
amortization was extended</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="top" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="top" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="top" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="19%">
 
</td>
</tr>
<tr>
<td align="left" valign="top" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
real estate</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="top" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2</font>
</td>
<td nowrap="nowrap" valign="top" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="top" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">761</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="left" valign="bottom" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Received
a below market interest rate and the loan
amortization was extended</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="top" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="top" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,307</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="left" valign="bottom" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Received
a below market interest rate, loan amortization
term extended and loan term extended</font>
</div>
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="top" width="22%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family - mixed-use property</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="top" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="top" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">390</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="left" valign="bottom" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Received
a below market interest rate and the loan
amortization was extended</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="top" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="top" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,222</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="left" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Received
a below market interest rate</font>
</div>
</td>
</tr>
<tr>
<td align="left" valign="top" width="22%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
business and other</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="top" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="top" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">615</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="left" valign="bottom" width="19%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Received
a below market interest rate and the loan term was
extended</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="top" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="top" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="19%" style="PADDING-BOTTOM: 2px">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="22%" style="PADDING-BOTTOM: 2.25pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,179</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="19%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,529</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="19%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
</tr>
</table><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
recorded investment of each of the loans modified and
classified to a TDR, presented in the table above, was
unchanged as there was no principal forgiven in any of these
modifications.</font>
</div><br/><div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<br />
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
following table shows our recorded investment for loans
classified as TDR that are performing according to their
restructured terms at the periods indicated:</font>
</div><br/><table cellpadding="0" cellspacing="0" width="100%" style="">
<tr>
<td valign="bottom" width="60%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="7" nowrap="nowrap" valign="bottom" width="19%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">June
30, 2013</font>
</div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="7" nowrap="nowrap" valign="bottom" width="19%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">December
31, 2012</font>
</div>
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="60%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Dollars
in thousands)</font>
</div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Number</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">of
contracts</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Recorded</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">investment</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Number</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">of
contracts</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Recorded</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">investment</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom" width="60%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family
residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,822</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,347</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
real estate</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,327</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,499</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family - mixed-use property</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,712</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,336</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family - residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">369</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">374</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Construction</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,916</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,805</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
business and other</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,109</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,540</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td valign="bottom" width="60%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 2.25pt; PADDING-LEFT: 4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total
performing troubled debt restructured</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">20,255</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,901</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
</tr>
</table><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
following table shows our recorded investment for loans
classified as TDR that are not performing according to their
restructured terms at the periods indicated:</font>
</div><br/><table cellpadding="0" cellspacing="0" width="100%" style="">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td valign="bottom" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="7" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">June
30, 2013</font>
</div>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="7" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">December
31, 2012</font>
</div>
</td>
</tr>
<tr>
<td align="left" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Dollars
in thousands)</font>
</div>
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left; PADDING-BOTTOM: 1pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Number</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">of
contracts</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Recorded</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">investment</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Number</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">of
contracts</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Recorded</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">investment</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family
residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">323</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
real estate</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,899</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,075</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family - mixed-use property</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">340</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">816</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Construction</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,296</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,368</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td valign="bottom" width="60%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom" width="60%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.25pt; TEXT-INDENT: 0pt; PADDING-LEFT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total
troubled debt restructurings</font> that
subsequently defaulted</font>
</div>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,535</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,582</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
</tr>
</table><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">During
the six months ended June 30, 2013, there were no loans
classified as performing TDR transferred to non-performing
TDR not accruing interest.</font>
</div><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
following table shows our non-performing loans at the periods
indicated:</font>
</div><br/><table cellpadding="0" cellspacing="0" width="100%" style="">
<tr>
<td align="left" valign="bottom" width="80%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Dollars
in thousands)</font>
</div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">June
30,</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2013</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">December
31,</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2012</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom" width="80%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom" width="80%" style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; PADDING-LEFT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans
ninety days or more past due</font> and still
accruing:</font>
</div>
</div>
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family - residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="80%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
Business and other</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">558</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">644</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td valign="bottom" width="80%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 0.75pt; TEXT-INDENT: 0pt; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">573</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">644</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom" width="80%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Non-accrual
mortgage loans:</font>
</div>
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family
residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,273</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,095</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
real estate</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,676</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,640</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family - mixed-use property</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,937</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16,553</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family - residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,158</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,726</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Co-operative
apartments</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">160</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">234</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="80%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Construction</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,326</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,695</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom" width="80%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 0.75pt; TEXT-INDENT: 0pt; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">62,530</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">66,943</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td valign="bottom" width="80%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Non-accrual
non-mortgage loans:</font>
</div>
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Small
Business Administration</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">445</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">283</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="80%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
Business and other</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,999</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16,860</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td valign="bottom" width="80%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 0.75pt; TEXT-INDENT: 0pt; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,444</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17,143</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom" width="80%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td valign="bottom" width="80%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 0.75pt; TEXT-INDENT: 0pt; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total
non-accrual loans</font>
</div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font size="2">72,974</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font size="2">84,086</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom" width="80%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td valign="bottom" width="80%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom" width="80%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.25pt; TEXT-INDENT: 0pt; PADDING-LEFT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total
non-accrual loans and loans ninety</font> days or
more past due and still accruing</font>
</div>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">73,547</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">84,730</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
</tr>
</table><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
table above does not include $0.3 million and $5.3 million of
Substandard loans held for sale at June 30, 2013 and December
31, 2012, respectively.</font>
</div><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
following is a summary of interest foregone on non-accrual
loans and loans classified as TDR for the periods
indicated:</font>
</div><br/><table cellpadding="0" cellspacing="0" width="100%" style="">
<tr>
<td valign="bottom" width="60%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="7" nowrap="nowrap" valign="bottom" width="19%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">For
the three months ended</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">June
30,</font>
</div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="7" nowrap="nowrap" valign="bottom" width="19%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">For
the six months ended</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">June
30,</font>
</div>
</td>
</tr>
<tr>
<td valign="bottom" width="60%" style="PADDING-BOTTOM: 1.5pt">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2013</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2012</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2013</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2012</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom" width="60%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="7" nowrap="nowrap" valign="bottom" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(In
thousands)</font>
</div>
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td valign="bottom" width="60%" style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; PADDING-LEFT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest
income that would have been recognized had the
loans</font> performed in accordance with their
original terms</font>
</div>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,697</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,295</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,510</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,733</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Less:
Interest income included in the results of
operations</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">220</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">218</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">496</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">492</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 2.25pt; PADDING-LEFT: 2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total
foregone interest</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,477</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,077</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,014</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,241</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
</tr>
</table><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
following table shows an aged analysis of our recorded
investment in loans at June 30, 2013:</font>
</div><br/><table cellpadding="0" cellspacing="0" width="100%" style="">
<tr>
<td align="left" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(in
thousands)</font>
</div>
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">30
- 59 Days</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Past
Due</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">60
- 89 Days</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Past
Due</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Greater</font></font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">than</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">90
Days</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total
Past</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Due</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Current</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total
Loans</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family
residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17,221</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,739</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,273</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">38,233</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,568,857</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,607,090</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
real estate</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,693</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">686</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,676</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">20,055</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">506,008</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">526,063</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family - mixed-use property</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,345</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,499</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,447</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">33,291</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">571,963</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">605,254</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family - residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,568</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,564</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,945</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17,077</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">179,241</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">196,318</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Co-operative
apartments</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">160</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">160</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,175</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,335</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Construction
loans</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,326</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,326</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,124</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,450</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Small
Business Administration</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">114</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">445</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">559</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,006</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,565</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Taxi
medallion</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,114</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,114</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 0.75pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
business and other</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">501</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,775</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,277</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">297,620</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">306,897</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2.25pt; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46,942</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,989</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">72,047</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">125,978</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,150,108</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,276,086</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
</tr>
</table><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
following table shows an aged analysis of our recorded
investment in loans at December 31, 2012:</font>
</div><br/><table cellpadding="0" cellspacing="0" width="100%" style="">
<tr>
<td align="left" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(in
thousands)</font>
</div>
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">30
- 59 Days</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Past
Due</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">60
- 89 Days</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Past
Due</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Greater</font></font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">than</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">90
Days</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total
Past</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Due</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Current</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total
Loans</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="23" nowrap="nowrap" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(in
thousands)</font>
</div>
</td>
</tr>
<tr>
<td valign="bottom">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family
residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24,059</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,828</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,095</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">41,982</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,492,456</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,534,438</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
real estate</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,764</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,622</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,639</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,025</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">486,413</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">515,438</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family - mixed-use property</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,012</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,368</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16,554</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">40,934</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">596,419</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">637,353</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family - residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,407</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,010</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,602</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,019</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">179,949</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">198,968</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Co-operative
apartments</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">234</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">234</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,069</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,303</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Construction
loans</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,462</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,695</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,157</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,224</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,381</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Small
Business Administration</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">404</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">283</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">687</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,809</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,496</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Taxi
medallion</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,922</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,922</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 0.75pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
business and other</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,601</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,608</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">279,468</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">295,076</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2.25pt; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">61,110</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,833</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">82,703</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">157,646</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,063,729</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,221,375</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
</tr>
</table><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
following table shows the activity in the allowance for loan
losses for the six months ended June 30, 2013:</font>
</div><br/><table cellpadding="0" cellspacing="0" width="100%" style="">
<tr>
<td align="left" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(in
thousands)</font>
</div>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 0.75pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">residential</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 0.75pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">real
estate</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 0.75pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">family
-</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">mixed-use</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">property</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 0.75pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">family
-</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">residential</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 0.75pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Co-operative</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">apartments</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 0.75pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Construction</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">loans</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 0.75pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Small
Business</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Administration</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 0.75pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Taxi</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">medallion</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 0.75pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">business
and</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">other</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 0.75pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
</tr>
<tr>
<td valign="bottom">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Allowance
for credit losses:</font>
</div>
</td>
<td valign="bottom">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Beginning
balance</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,001</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,705</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,960</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,999</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">66</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">505</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,815</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31,104</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="20%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Charge-off's</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,749</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">734</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,135</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">691</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">74</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">304</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">337</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">864</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,888</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="20%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Recoveries</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">65</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">293</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">111</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">106</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">60</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">639</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 0.75pt; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Provision</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,641</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">620</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,498</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">685</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">123</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">434</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">269</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,230</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,500</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 2.25pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending
balance</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,958</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,884</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,434</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,099</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">99</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">196</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">497</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,181</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32,355</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 2.25pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending
balance: individually evaluated for
impairment</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">272</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">290</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">693</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">60</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">34</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">377</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,726</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 2.25pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending
balance: collectively evaluated for
impairment</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,080</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,549</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,121</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,117</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">141</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">163</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">463</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,911</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">30,552</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
</tr>
<tr>
<td valign="bottom" width="20%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Financing
Receivables:</font>
</div>
</td>
<td valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="1%">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> </font>
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 2.25pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending
balance</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,607,090</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">526,063</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">605,254</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">196,318</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,335</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,450</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,565</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,114</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">306,897</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,276,086</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 2.25pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending
balance: individually evaluated for
impairment</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">26,012</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">34,895</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,146</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,530</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">266</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,710</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">483</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,551</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">112,593</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 2.25pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending
balance: collectively evaluated for
impairment</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,581,078</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">491,168</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">586,108</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">181,788</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,069</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,740</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,082</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,114</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">299,346</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,163,493</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> </font>
</td>
</tr>
</table><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
following table shows the activity in the allowance for loan
losses for the year ended December 31, 2012:</font>
</div><br/><table cellpadding="0" cellspacing="0" width="100%" style="">
<tr>
<td align="left" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(in
thousands)</font>
</div>
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">residential</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">real
estate</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">family
-</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">mixed-use</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">property</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">family
-</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">residential</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Co-operative</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">apartments</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Construction</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">loans</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Small
Business</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Administration</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Taxi</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">medallion</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">business
and</font>
</div>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">other</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Allowance
for credit losses:</font>
</div>
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Beginning
balance</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,267</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,210</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,314</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,649</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">80</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">668</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">987</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">41</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,128</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">30,344</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="20%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Charge-off's</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,016</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,746</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,286</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,583</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">62</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,591</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">324</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,661</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,269</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="20%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Recoveries</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">144</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">307</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">358</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">87</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">104</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,029</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Provision</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,606</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,934</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,574</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,904</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">28</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,989</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(245</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font>
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(34</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font>
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">244</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,000</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left; PADDING-BOTTOM: 2px">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 2.25pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending
balance</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,001</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,705</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,960</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,999</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">66</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">505</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,815</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31,104</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 2.25pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending
balance: individually evaluated for
impairment</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">183</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">359</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">571</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">94</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">38</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">249</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,494</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 2.25pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending
balance: collectively evaluated for
impairment</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,818</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,346</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,389</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,905</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">28</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">505</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,566</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,610</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom" width="20%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Financing
Receivables:</font>
</div>
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 2.25pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending
balance</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,534,438</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">515,438</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">637,353</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">198,968</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,303</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,381</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,496</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,922</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">295,076</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,221,375</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 2.25pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending
balance: individually evaluated for
impairment</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,675</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23,525</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">26,368</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,702</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">237</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,232</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">850</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">26,021</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">128,610</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 2.25pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending
balance: collectively evaluated for
impairment</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,512,763</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">491,913</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">610,985</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">183,266</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,066</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">149</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,646</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,922</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">269,055</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,092,765</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
</tr>
</table><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
following table shows our recorded investment, unpaid
principal balance and allocated allowance for loan losses,
average recorded investment and interest income recognized
for loans that were considered impaired at or for the six
month period ended June 30, 2013:</font>
</div><br/><table cellpadding="0" cellspacing="0" width="100%" style="">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td valign="bottom" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Recorded</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Investment</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unpaid</font></font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Principal</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Related</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Allowance</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Average</font></font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Recorded</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Investment</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest</font></font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Income</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Recognized</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="19" nowrap="nowrap" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Dollars
in thousands)</font>
</div>
</td>
</tr>
<tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">With
no related allowance recorded:</font>
</div>
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" style="PADDING-LEFT: 1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> Mortgage
loans:</font>
</div>
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family
residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,976</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">26,127</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23,307</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">43</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
real estate</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">26,950</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,728</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,913</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">203</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family mixed-use property</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,529</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17,301</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,852</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">82</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,161</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">18,272</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,669</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">49</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Co-operative
apartments</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">266</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">384</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">267</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Construction</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,794</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,518</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,815</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> Non-mortgage
loans:</font>
</div>
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Small
Business Administration</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">483</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">554</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">494</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Taxi
Medallion</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
Business and other</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,547</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,008</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,991</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td valign="bottom" width="50%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left; PADDING-BOTTOM: 2px">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-BOTTOM: 0.75pt; PADDING-LEFT: 5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total
loans with no related allowance recorded</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">89,706</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">106,892</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">92,308</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">403</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td valign="bottom" width="50%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">With
an allowance recorded:</font>
</div>
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> Mortgage
loans:</font>
</div>
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family
residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,036</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,037</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">272</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,747</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">84</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
real estate</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,945</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,011</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">290</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,308</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">174</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family mixed-use property</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,617</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,616</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">693</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,102</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">115</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">369</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">369</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">60</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">371</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Co-operative
apartments</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Construction</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,916</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,916</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">34</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,527</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> Non-mortgage
loans:</font>
</div>
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Small
Business Administration</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Taxi
Medallion</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
Business and other</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,004</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,004</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">377</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,720</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">127</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom" width="50%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left; PADDING-BOTTOM: 2px">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-BOTTOM: 0.75pt; PADDING-LEFT: 5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total
loans with an allowance recorded</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,887</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,953</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,726</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,775</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">539</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom" width="50%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total
Impaired Loans:</font>
</div>
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-BOTTOM: 2.25pt; PADDING-LEFT: 5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total
mortgage loans</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">104,559</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">120,279</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,349</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">100,878</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">793</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td valign="bottom" width="50%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-BOTTOM: 2.25pt; PADDING-LEFT: 5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total
non-mortgage loans</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,034</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,566</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">377</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,205</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">149</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
</tr>
</table><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
following table shows our recorded investment, unpaid
principal balance and allocated allowance for loan losses,
average recorded investment and interest income recognized
for loans that were considered impaired at or for the year
ended December 31, 2012:</font>
</div><br/><table cellpadding="0" cellspacing="0" width="100%" style="">
<tr>
<td valign="bottom" width="50%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Recorded</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Investment</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unpaid</font></font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Principal</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Related</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Allowance</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Average</font></font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Recorded</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Investment</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest</font></font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Income</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Recognized</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom" width="50%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="19" nowrap="nowrap" valign="bottom" width="49%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Dollars
in thousands)</font>
</div>
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">With
no related allowance recorded:</font>
</div>
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> Mortgage
loans:</font>
</div>
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family
residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,753</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,889</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,720</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">429</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
real estate</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">34,672</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">38,594</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">43,976</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">536</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family mixed-use property</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23,054</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">25,825</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,018</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">485</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,328</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">18,995</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,047</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">186</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Co-operative
apartments</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">237</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">299</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">174</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Construction</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,598</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,182</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,689</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">173</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> Non-mortgage
loans:</font>
</div>
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Small
Business Administration</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">850</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,075</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,042</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">25</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Taxi
Medallion</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
Business and other</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,391</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,741</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,102</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">53</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td valign="bottom" width="50%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left; PADDING-BOTTOM: 2px">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-BOTTOM: 0.75pt; PADDING-LEFT: 5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total
loans with no related allowance recorded</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">108,883</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">128,600</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">134,768</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,889</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td valign="bottom" width="50%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">With
an allowance recorded:</font>
</div>
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> Mortgage
loans:</font>
</div>
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family
residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,922</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,937</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">183</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,174</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">124</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
real estate</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,773</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,839</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">359</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,530</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">400</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family mixed-use property</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,314</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,313</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">571</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,385</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">205</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">374</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">374</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">94</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">188</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Co-operative
apartments</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">101</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Construction</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,805</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,805</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">38</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,275</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">140</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> Non-mortgage
loans:</font>
</div>
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Small
Business Administration</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Taxi
Medallion</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
Business and other</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,539</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,540</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">249</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,273</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">116</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom" width="50%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left; PADDING-BOTTOM: 2px">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-BOTTOM: 0.75pt; PADDING-LEFT: 5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total
loans with an allowance recorded</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,727</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,808</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,494</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">20,926</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,004</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom" width="50%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total
Impaired Loans:</font>
</div>
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-BOTTOM: 2.25pt; PADDING-LEFT: 5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total
mortgage loans</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">120,830</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">139,052</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,245</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">147,277</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,699</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td valign="bottom" width="50%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-BOTTOM: 2.25pt; PADDING-LEFT: 5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total
non-mortgage loans</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,780</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,356</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">249</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,417</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">194</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
</tr>
</table><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In
accordance with our policy and the current regulatory
guidelines, we designate loans as “Special
Mention,” which is considered “Criticized
Loans,” and “Substandard,”
“Doubtful,” or “Loss,” which are
considered “Classified Loans”.  If a
loan does not fall within one of the previous mentioned
categories then the loan would be considered
“Pass.” We designate a loan as Substandard when a
well-defined weakness is identified that jeopardizes the
orderly liquidation of the debt. We designate a loan as
Doubtful when it displays the inherent weakness of a
Substandard loan with the added provision that collection of
the debt in full, on the basis of existing facts, is highly
improbable. We designate a loan as Loss if it is deemed the
debtor is incapable of repayment.  Loans that are
designated as Loss are charged to the Allowance for Loan
Losses. Loans that are non-accrual are designated as
Substandard, Doubtful or Loss. We designate a loan as Special
Mention if the asset does not warrant classification within
one of the other classifications, but does contain a
potential weakness that deserves closer attention.</font>
</div><br/><pre>
The following table sets forth the recorded investment in loans designated as Criticized or Classified at June 30, 2013:
</pre><br/><table cellpadding="0" cellspacing="0" width="100%" style="">
<tr>
<td align="left" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(In
thousands)</font>
</div>
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Special
Mention</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Substandard
<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Doubtful</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Loss</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family
residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,523</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23,600</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">34,123</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
real estate</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,578</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24,638</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32,216</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family - mixed-use property</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,829</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17,089</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,918</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family - residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,133</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,161</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16,294</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Co-operative
apartments</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">266</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">266</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Construction
loans</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,916</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,794</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,710</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Small
Business Administration</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">323</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">108</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">431</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
business and other</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,206</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,093</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">425</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17,724</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-BOTTOM: 2.25pt; PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total
loans</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">35,508</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">102,749</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">425</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">138,682</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
</tr>
</table><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
following table sets forth the recorded investment in loans
designated as Criticized or Classified at December 31,
2012:</font>
</div><br/><table cellpadding="0" cellspacing="0" width="100%" style="">
<tr>
<td align="left" valign="bottom" width="50%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(In
thousands)</font>
</div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Special
Mention</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Substandard
<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Doubtful</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Loss</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom" width="50%">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" width="8%">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family
residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16,345</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,327</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">35,672</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
real estate</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,097</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,877</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">38,974</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family - mixed-use property</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,104</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24,635</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">37,739</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family - residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,223</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,328</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">20,551</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Co-operative
apartments</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">103</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">237</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">340</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Construction
loans</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,805</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,598</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,403</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Small
Business Administration</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">323</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">212</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">244</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">779</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="50%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
business and other</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,044</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">18,419</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,080</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,543</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="50%" style="PADDING-BOTTOM: 2.25pt; PADDING-LEFT: 3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total
loans</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">53,044</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">116,633</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,324</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">171,001</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
</tr>
</table><br/><table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent-18" width="100%" style="">
<tr valign="top">
<td style="WIDTH: 27pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(1)</font>
</div>
</td>
<td>
<div align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
tables above do not include $0.3 million and $5.3
million of Substandard loans held for sale at June
30, 2013 and December 31, 2012, respectively.</font>
</div>
</td>
</tr>
</table><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
following table shows the changes in the allowance for loan
losses for the periods indicated:</font>
</div><br/><table cellpadding="0" cellspacing="0" width="100%" style="">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td valign="bottom" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="7" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">For
the six months</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">ended
June 30</font>
</div>
</td>
</tr>
<tr>
<td align="left" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(In
thousands)</font>
</div>
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2013</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2012</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td valign="bottom">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom">
 
</td>
<td nowrap="nowrap" valign="bottom" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance,
beginning of period</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31,104</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">30,344</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Provision
for loan losses</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,500</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,000</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Charge-off's</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(8,888</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(10,883</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font>
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Recoveries</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">639</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">438</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td valign="bottom" width="80%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
 
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="80%" style="PADDING-BOTTOM: 2.25pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance,
end of period</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32,355</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">30,899</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
</tr>
</table><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The
following table shows net loan charge-offs (recoveries) for
the periods indicated:</font>
</div><br/><table cellpadding="0" cellspacing="0" width="100%" style="">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td valign="bottom" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td colspan="6" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Three
Months Ended</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td colspan="6" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Six
Months Ended</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(In
thousands)</font>
</div>
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">June
30,</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2013</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">June
30,</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2012</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">June
30,</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2013</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; PADDING-BOTTOM: 1.5pt">
 
</td>
<td colspan="2" nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">June
30,</font></font>
</div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2012</font>
</div>
</td>
<td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family
residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,207</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,078</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,684</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,082</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
real estate</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(160</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">387</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">441</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,097</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family – mixed-use property</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">471</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">838</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,024</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,250</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">One-to-four
family – residential</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(75</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">44</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">585</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">869</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Co-operative
apartments</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(4</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">70</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">43</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Construction</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">70</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,207</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">304</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,441</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Small
Business Administration</font>
</div>
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">103</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">138</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">277</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%">
 
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">242</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="TEXT-ALIGN: left">
 
</td>
</tr>
<tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 0.75pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial
business and other</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 0.75pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">560</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">26</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">864</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">421</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 0.75pt solid; TEXT-ALIGN: left">
 
</td>
</tr>
<tr style="background-color: #CCEEFF;">
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 2.25pt; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total
net loan charge-offs</font>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2.25pt">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,172</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,719</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,249</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double">
 
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font>
</td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: right">
<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,445</font>
</td>
<td nowrap="nowrap" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2.25pt double; TEXT-ALIGN: left">
 
</td>
</tr>
</table><br/><div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Commitments
to extend credit (principally real estate mortgage loans) and
lines of credit (principally home equity lines of credit and
business lines of credit) amounted to $50.2 million and
$227.4 million, respectively, at June 30, 2013.</font>
</div><br/>falsefalsefalse | nonnum:textBlockItemTypenaThe entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.Reference 1: http://www.xbrl.org/2003/role/presentationRef
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