EX-20.1 2 a08-10384_1ex20d1.htm EX-20.1

Exhibit 20.1

 

Capital One Master Trust (RECEIVABLES)*

 

MONTHLY PERIOD: March 2008

 

1)

 

Beginning of the Month Principal Receivables:

 

$

44,886,799,500.22

 

2)

 

Beginning of the Month Finance Charge Receivables:

 

$

958,691,300.11

 

3)

 

Beginning of the Month AMF Receivables :

 

$

54,427,790.00

 

4)

 

Beginning of the Month Discounted Receivables:

 

$

0.00

 

5)

 

Beginning of the Month Total Receivables:

 

$

45,899,918,590.33

 

 

 

 

 

 

 

6)

 

Removed Principal Receivables:

 

$

0.00

 

7)

 

Removed Finance Charge Receivables:

 

$

0.00

 

8)

 

Removed AMF Receivables

 

$

0.00

 

9)

 

Removed Total Receivables:

 

$

0.00

 

 

 

 

 

 

 

10)

 

Additional Principal Receivables:

 

$

0.00

 

11)

 

Additional Finance Charge Receivables:

 

$

0.00

 

12)

 

Additional AMF Receivables

 

$

0.00

 

13)

 

Additional Total Receivables:

 

$

0.00

 

 

 

 

 

 

 

14)

 

Discounted Receivables Generated this Period:

 

$

0.00

 

 

 

 

 

 

 

15)

 

End of the Month Principal Receivables:

 

$

43,873,294,547.94

 

16)

 

End of the Month Finance Charge Receivables:

 

$

861,772,265.41

 

17)

 

End of the Month AMF Receivables

 

$

50,510,014.88

 

18)

 

End of the Month Discounted Receivables:

 

$

0.00

 

19)

 

End of the Month Total Receivables:

 

$

44,785,576,828.23

 

 

 

 

 

 

 

20)

 

Excess Funding Account Balance

 

$

0.00

 

21)

 

Adjusted Invested Amount of all Master Trust Series

 

$

39,135,591,114.85

 

 

 

 

 

 

 

22)

 

End of the Month Seller Percentage

 

10.80

%

 


 

Capital One Master Trust (DELINQUENCIES AND LOSSES)

 

MONTHLY PERIOD: March 2008

 

 

 

 

 

ACCOUNTS

 

RECEIVABLES

 

1)

 

End of the Month Delinquencies:

 

 

 

 

 

 

 

2)

30 - 59 days delinquent

 

254,205

 

$

504,607,428.57

 

 

 

3)

60 - 89 days delinquent

 

201,494

 

$

412,593,443.96

 

 

 

4)

90+ days delinquent

 

515,543

 

$

1,089,843,843.32

 

 

 

 

 

 

 

 

 

 

 

 

5)

Total 30+ days delinquent

 

971,242

 

$

2,007,044,715.85

 

 

 

 

 

 

 

 

 

 

 

 

6)

Delinquencies 30+ Days as a Percent of End of the Month Total Receivables

 

 

 

4.48

%

 

 

 

 

 

 

 

 

7)

 

Defaulted Accounts during the Month

 

184,357

 

$

296,782,398.64

 

 

 

 

 

 

 

 

 

8)

 

Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables

 

 

 

7.93

%

 

*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables

 


 

Capital One Master Trust (COLLECTIONS)

 

MONTHLY PERIOD: March 2008

 

 

 

 

 

COLLECTIONS

 

PERCENTAGES

 

 

 

 

 

 

 

 

 

1)

 

Total Collections and Gross Payment Rate**

 

$

8,835,136,293.38

 

19.25

%

 

 

 

 

 

 

 

 

2)

 

Collections of Principal Receivables and Principal Payment Rate

 

$

7,965,723,728.51

 

17.75

%

 

 

 

 

 

 

 

 

 

 

3)

Prior Month Billed Finance Charges and Fees

 

$

626,229,265.04

 

 

 

 

 

4)

Amortized AMF Income

 

$

29,144,530.36

 

 

 

 

 

5)

Interchange Collected

 

$

124,211,521.87

 

 

 

 

 

6)

Recoveries of Charged Off Accounts

 

$

99,270,542.48

 

 

 

 

 

7)

Collections of Discounted Receivables

 

$

0.00

 

 

 

 

 

 

 

 

 

 

 

 

 

 

8)

Collections of Finance Charge Receivables and Annualized Yield

 

$

878,855,859.75

 

23.50

%

 

 

 

Capital One Master Trust (AMF COLLECTIONS)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

MONTHLY PERIOD: March 2008

 

 

 

 

 

 

1)

 

Beginning Unamortized AMF Balance

 

 

 

$

162,477,562.06

 

 

 

2)

+ AMF Slug

 

$

0.00

 

 

 

 

 

3)

+ AMF Collections

 

$

19,701,235.48

 

 

 

 

 

4)

- Amortized AMF Income

 

$

29,144,530.36

 

 

 

5)

 

Ending Unamortized AMF Balance

 

 

 

$

153,034,267.18

 

 

**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables