CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Operating revenue
Total operating revenue	$ 4,067,258	$ 3,795,115	$ 3,268,940
Operating expenses
Total operating expenses	3,350,074	3,118,660	2,748,684
Operating income	717,184	676,455	520,256
Investment income
Net investment income	85,837	70,155	44,572
Net realized and unrealized investment gains (losses)	2,336	3,229	(5,838)
Net impairment losses recognized in earnings	(3,312)	(4,124)	(9,766)
Total investment income	84,861	69,260	28,968
Other income	8,558	11,564	12,712
Contribution to charitable foundation	(100,000)	0	0
Income before income taxes	710,603	757,279	561,936
Income tax expense	151,268	156,965	115,875
Net income	$ 559,335	$ 600,314	$ 446,061
Class A common stock
Earnings per share - Basic and diluted:
Common stock - basic (in dollars per share)	$ 12.01	$ 12.89	$ 9.58
Common stock - diluted (in dollars per share)	$ 10.69	$ 11.48	$ 8.53
Weighted average shares outstanding – Basic
Common stock - basic (in shares)	46,189,024	46,189,044	46,188,981
Weighted average shares outstanding – Diluted
Common stock - diluted (in shares)	52,305,424	52,306,266	52,299,411
Class B common stock
Earnings per share - Basic and diluted:
Common stock - basic (in dollars per share)	$ 1,802	$ 1,934	$ 1,437
Common stock - diluted (in dollars per share)	$ 1,801	$ 1,933	$ 1,437
Weighted average shares outstanding – Basic
Common stock - basic (in shares)	2,542	2,542	2,542
Weighted average shares outstanding – Diluted
Common stock - diluted (in shares)	2,542	2,542	2,542
Management fee revenue - policy issuance and renewal services
Operating revenue
Total operating revenue	$ 3,131,806	$ 2,894,074	$ 2,442,073
Operating expenses
Total operating expenses	2,513,435	2,312,324	2,011,545
Management fee revenue - administrative services
Operating revenue
Total operating revenue	74,058	68,355	63,669
Administrative services reimbursement revenue
Operating revenue
Total operating revenue	836,639	806,336	737,139
Operating expenses
Total operating expenses	836,639	806,336	737,139
Service agreement revenue
Operating revenue
Total operating revenue	$ 24,755	$ 26,350	$ 26,059