Allowance for Loan and Lease Losses (Tables)

3 Months Ended

Mar. 31, 2017

Allowance for Loan and Lease Losses [Abstract]

Detail of the allowance and loan portfolio disaggregated by loan portfolio segment

Allowance for Loan and Lease Losses

As of and for the three months ended March 31, 2017

			Construction
	Commercial		and land		Commercial		Multi-		Residential				Tax
(In thousands)	real estate		development		and industrial		family		real estate		Leases		certificates		Consumer		Unallocated		Total
Beginning balance	$	3,295	$	2,294	$	1,346	$	263	$	656	$	2,295	$	242	$	29	$	—	$	10,420
Charge-offs		(20)		—		—		—		—		(497)		(9)		—		—		(526)
Recoveries		—		351		—		—		7		9		—		—		—		367
Provision (credit)		91		(240)		32		50		(12)		432		(54)		(2)		—		297
Ending balance	$	3,366	$	2,405	$	1,378	$	313	$	651	$	2,239	$	179	$	27	$	—	$	10,558
Ending balance: related to loans individually evaluated for impairment	$	59	$	—	$	—	$	—	$	17	$	175	$	—	$	—	$	—	$	251
Ending balance: related to loans collectively evaluated for impairment	$	3,307	$	2,405	$	1,378	$	313	$	634	$	2,064	$	179	$	27	$	—	$	10,307

Loans Evaluated for Impairment

As of March 31, 2017

			Construction
	Commercial		and land		Commercial		Multi-		Residential				Tax
	real estate		development		and industrial		family		real estate		Leases		certificates		Consumer		Unallocated		Total
(In thousands)
Ending balance	$	266,421	$	88,561	$	115,131	$	27,069	$	56,790	$	58,733	$	3,114	$	2,965	$	—	$	618,784
Ending balance: individually evaluated for impairment	$	1,374	$	128	$	1,875	$	—	$	636	$	1,192	$	1,734	$	—	$	—	$	6,939
Ending balance: collectively evaluated for impairment	$	265,047	$	88,433	$	113,256	$	27,069	$	56,154	$	57,541	$	1,380	$	2,965	$	—	$	611,845

Allowance for Loan and Lease Losses and Loans Evaluated for Impairment

As of and for the year ended December 31, 2016

			Construction
	Commercial		and land		Commercial		Multi-		Residential				Tax
(In thousands)	real estate		development		and industrial		family		real estate		Leases		certificates		Consumer		Unallocated		Total
Beginning balance	$	3,622	$	1,674	$	1,513	$	171	$	586	$	1,749	$	347	$	27	$	—	$	9,689
Charge-offs		(84)		—		(107)		—		(40)		(930)		(139)		—		—		(1,300)
Recoveries		201		306		174		—		35		57		14		2		—		789
(Credit) provision		(444)		314		(234)		92		75		1,419		20		—		—		1,242
Ending balance	$	3,295	$	2,294	$	1,346	$	263	$	656	$	2,295	$	242	$	29	$	—	$	10,420
Ending balance: related to loans individually evaluated for impairment	$	3	$	—	$	—	$	—	$	17	$	340	$	8	$	—	$	—	$	368
Ending balance: related to loans collectively evaluated for impairment	$	3,292	$	2,294	$	1,346	$	263	$	639	$	1,955	$	234	$	29	$	—	$	10,052
Loan Balances
Ending balance	$	261,561	$	83,369	$	108,146	$	23,389	$	56,899	$	61,838	$	3,705	$	3,102	$	—	$	602,009
Ending balance: individually evaluated for impairment	$	904	$	144	$	2,105	$	—	$	653	$	1,242	$	1,907	$	—	$	—	$	6,955
Ending balance: collectively evaluated for impairment	$	260,657	$	83,225	$	106,041	$	23,389	$	56,246	$	60,596	$	1,798	$	3,102	$	—	$	595,054

Allowance for Loan and Lease Losses

As of and for the three months ended March 31, 2016

			Construction
	Commercial		and land		Commercial		Multi-		Residential				Tax
(In thousands)	real estate		development		and industrial		family		real estate		Leases		certificates		Consumer		Unallocated		Total
Beginning balance	$	3,622	$	1,674	$	1,513	$	171	$	586	$	1,749	$	347	$	27	$	—	$	9,689
Charge-offs		(77)		—		(108)		—		—		(283)		(6)		—		—		(474)
Recoveries		176		194		123		—		11		8		2		—		—		514
(Credit) provision		(151)		52		(109)		3		(11)		519		(91)		—		—		212
Ending balance	$	3,570	$	1,920	$	1,419	$	174	$	586	$	1,993	$	252	$	27	$	—	$	9,941
Ending balance: related to loans individually evaluated for impairment	$	—	$	—	$	—	$	—	$	25	$	185	$	—	$	—	$	—	$	210
Ending balance: related to loans collectively evaluated for impairment	$	3,570	$	1,920	$	1,419	$	174	$	561	$	1,808	$	252	$	27	$	—	$	9,731

Loans Evaluated for Impairment

As of March 31, 2016

			Construction
	Commercial		and land		Commercial		Multi-		Residential				Tax
	real estate		development		and industrial		family		real estate		Leases		certificates		Consumer		Unallocated		Total
(In thousands)
Ending balance	$	237,343	$	61,095	$	92,189	$	16,576	$	49,370	$	67,267	$	4,820	$	2,487	$	—	$	531,147
Ending balance: individually evaluated for impairment	$	1,368	$	145	$	2,317	$	—	$	843	$	755	$	1,038	$	—	$	—	$	6,466
Ending balance: collectively evaluated for impairment	$	235,975	$	60,950	$	89,872	$	16,576	$	48,527	$	66,512	$	3,782	$	2,487	$	—	$	524,681

Financing receivable evaluated for impairment by portfolio segment

The following tables detail the loans that were evaluated for impairment by loan classification at March 31, 2017 and December 31, 2016.

	At March 31, 2017
	Unpaid
	principal		Recorded		Related
(In thousands)	balance		investment		allowance
With no related allowance recorded:
Commercial real estate	$	349	$	349	$	—
Construction and land development		531		128		—
Commercial and industrial		1,915		1,875		—
Residential real estate		132		82		—
Tax certificates		6,166		1,734		—
Total:	$	9,093	$	4,168	$	—

With an allowance recorded:
Commercial real estate	$	1,422	$	1,025	$	59
Residential real estate	$	660	$	554	$	17
Leasing		1,191		1,192		175
Total:	$	3,273	$	2,771	$	251

	At and for the year ended December 31, 2016
	Unpaid						Average		Interest		Interest income
	principal		Recorded		Related		recorded		income		recognized
(In thousands)	balance		investment		allowance		investment		recognized		cash basis
With no related allowance recorded:
Commercial real estate	$	362	$	362	$	—	$	923	$	—	$	—
Construction and land development		546		144		—		145		—		—
Commercial and industrial		2,209		2,105		—		2,296		107		—
Residential real estate		133		83		—		45		4		—
Tax certificates		2,165		1,752		—		1,019		—		—
Total:	$	5,415	$	4,446	$	—	$	4,428	$	111	$	—
With an allowance recorded:
Commercial real estate	$	936	$	542	$	3	$	168	$	—	$	—
Commercial and industrial		—		—		—		17		—		—
Residential real estate		668		570		17		695		—		—
Leases		1,242		1,242		340		910		—		—
Tax certificates		4,202		155		8		26		—		—
Total:	$	7,048	$	2,509	$	368	$	1,816	$	—	$	—

The following tables present the average recorded investment in impaired loans and the related interest income recognized for the three months ended March 31, 2017 and 2016.

	For the three months ended March 31, 2017
	Average		Interest		Interest income
	recorded		income		recognized
(In thousands)	investment		recognized		cash basis
Commercial real estate	$	1,267	$	—	$	—
Construction and land development		140		—		—
Commercial and industrial		2,099		25		—
Residential real estate		645		2		—
Leasing		1,051		—		—
Tax certificates		1,850		—		—
Total:	$	7,052	$	27	$	—

	For the three months ended March 31, 2016
	Average		Interest		Interest income
	recorded		income		recognized
(In thousands)	investment		recognized		cash basis
Commercial real estate	$	1,418	$	—	$	—
Construction and land development		145		—		—
Commercial and industrial		2,516		30		—
Residential real estate		860		—		—
Leasing		894		—		—
Tax certificates		1,051		—		—
Total:	$	6,884	$	30	$	—