Loans and Leases (Tables)

3 Months Ended

Mar. 31, 2017

Loans and Leases [Abstract]

Major classifications of loans held for investment

	March 31,		December 31,
(In thousands)	2017		2016
Commercial real estate	$	266,421	$	261,561
Construction and land development		88,561		83,369
Commercial and industrial		115,131		108,146
Multi-family		27,069		23,389
Residential real estate		56,790		56,899
Leases		58,733		61,838
Tax certificates		3,114		3,705
Consumer		2,965		3,102
Total loans, net of unearned income	$	618,784	$	602,009

Risk ratings for loan portfolio segment

As of March 31, 2017
(In thousands)	Pass		Pass-Watch		Special Mention		Substandard		Non-accrual		Total
Commercial real estate	$	226,674	$	38,390	$	—	$	—	$	1,357	$	266,421
Construction and land development		9,687		78,746		—		—		128		88,561
Commercial and industrial		94,268		18,340		14		1,693		816		115,131
Multi-family		18,620		8,449		—		—		—		27,069
Residential real estate		56,133		103		—		—		554		56,790
Leases		56,419		154		259		—		1,901		58,733
Tax certificates		1,380		—		—		—		1,734		3,114
Consumer		2,853		112		—		—		—		2,965
Total loans, net of unearned income	$	466,034	$	144,294	$	273	$	1,693	$	6,490	$	618,784

As of December 31, 2016
(In thousands)	Pass		Pass-Watch		Special Mention		Substandard		Non-accrual		Total
Commercial real estate	$	221,862	$	38,814	$	—	$	—	$	885	$	261,561
Construction and land development		9,643		73,582		—		—		144		83,369
Commercial and industrial		92,174		13,308		320		1,692		652		108,146
Multi-family		16,974		6,415		—		—		—		23,389
Residential real estate		56,225		104		—		—		570		56,899
Leases		59,641		348		—		—		1,849		61,838
Tax certificates		1,798		—		—		—		1,907		3,705
Consumer		2,891		211		—		—		—		3,102
Total loans, net of unearned income	$	461,208	$	132,782	$	320	$	1,692	$	6,007	$	602,009

Aging analysis of past due payments for loan portfolio segment

he following tables present an aging analysis of past due payments for each LHFI portfolio classification at March 31, 2017 and December 31, 2016.

As of March 31, 2017	30-59 Days		60-89 Days		90+ Days*
(In thousands)	Past Due		Past Due		Past Due		Current		Total
Commercial real estate	$	1,475	$	—	$	1,357	$	263,589	$	266,421
Construction and land development		—		—		128		88,433		88,561
Commercial and industrial		255		—		574		114,302		115,131
Multi-family		—		—		—		27,069		27,069
Residential real estate		1,072		—		349		55,369		56,790
Leases		171		934		1,195		56,433		58,733
Tax certificates		—		—		1,734		1,380		3,114
Consumer		—		—		—		2,965		2,965
Total loans, net of unearned income	$	2,973	$	934	$	5,337	$	609,540	$	618,784

As of December 31, 2016	30-59 Days		60-89 Days		90+ Days*
(In thousands)	Past Due		Past Due		Past Due		Current		Total
Commercial real estate	$	—	$	507	$	886	$	260,168	$	261,561
Construction and land development		—		—		144		83,225		83,369
Commercial and industrial		416		367		173		107,190		108,146
Multi-family		—		—		—		23,389		23,389
Residential real estate		978		—		355		55,566		56,899
Leases		348		104		1,577		59,809		61,838
Tax certificates		—		—		1,907		1,798		3,705
Consumer		—		—		—		3,102		3,102
Total loans, net of unearned income	$	1,742	$	978	$	5,042	$	594,247	$	602,009

*All loans categorized as “90+ Days Past Due” are non-accrual.

Troubled debt restructurings that are on an accrual status and a non-accrual status

	As of March 31, 2017
				Non-
	Number of	Accrual		Accrual
(In thousands)	loans	Status		Status		Total TDRs
Commercial real estate	1	$	18	$	—	$	18
Construction and land development	1		—		128		128
Commercial and industrial	2		1,693		173		1,866
Residential real estate	1		82		—		82
Total	5	$	1,793	$	301	$	2,094

	As of December 31, 2016
				Non-
	Number of	Accrual		Accrual
(In thousands)	loans	Status		Status		Total TDRs
Commercial real estate	1	$	19	$	—	$	19
Construction and land development	1		—		144		144
Commercial and industrial	2		1,692		173		1,865
Residential real estate	1		83		—		83
Total	5	$	1,794	$	317	$	2,111