Loans and Leases (Tables)

9 Months Ended

Sep. 30, 2016

Loans and Leases [Abstract]

Major classifications of loans held for investment

	September 30,		December 31,
(In thousands)	2016		2015
Commercial real estate	$	253,074	$	225,679
Construction and land development		74,885		47,984
Commercial and industrial		106,254		85,980
Multi-family		23,831		16,249
Residential real estate		49,061		51,588
Leases		62,671		64,341
Tax certificates		3,803		4,755
Consumer		2,239		2,527
Total loans, net of unearned income	$	575,818	$	499,103

Risk ratings for loan portfolio segment

As of September 30, 2016
(In thousands)	Pass		Pass-Watch		Special Mention		Substandard		Non-accrual		Total
Commercial real estate	$	216,295	$	35,601	$	346	$	—	$	832	$	253,074
Construction and land development		10,068		64,673		—		—		144		74,885
Commercial and industrial		94,137		9,426		329		1,688		674		106,254
Multi-family		17,373		6,458		—		—		—		23,831
Residential real estate		48,371		106		—		—		584		49,061
Leases		60,567		197		431		—		1,476		62,671
Tax certificates		3,058		—		—		—		745		3,803
Consumer		2,166		73		—		—		—		2,239
Total loans, net of unearned income	$	452,035	$	116,534	$	1,106	$	1,688	$	4,455	$	575,818

As of December 31, 2015
(In thousands)	Pass		Pass-Watch		Special Mention		Substandard		Non-accrual		Total
Commercial real estate	$	191,320	$	31,994	$	870	$	—	$	1,495	$	225,679
Construction and land development		4,429		43,410		—		—		145		47,984
Commercial and industrial		68,998		13,971		195		2,065		751		85,980
Multi-family		15,982		267		—		—		—		16,249
Residential real estate		50,699		—		—		—		889		51,588
Leases		62,896		319		39		—		1,087		64,341
Tax certificates		3,630		—		—		—		1,125		4,755
Consumer		2,439		88		—		—		—		2,527
Total loans, net of unearned income	$	400,393	$	90,049	$	1,104	$	2,065	$	5,492	$	499,103

Aging analysis of past due payments for loan portfolio segment

As of September 30, 2016	30-59 Days		60-89 Days		Accruing
(In thousands)	Past Due		Past Due		90+ Days		Non-accrual		Current		Total
Commercial real estate	$	—	$	—	$	—	$	832	$	252,242	$	253,074
Construction and land development		—		—		—		144		74,741		74,885
Commercial and industrial		346		8		—		674		105,226		106,254
Multi-family		—		—		—		—		23,831		23,831
Residential real estate		139		107		—		584		48,231		49,061
Leases		197		431		—		1,476		60,567		62,671
Tax certificates		—		—		—		745		3,058		3,803
Consumer		—		—		—		—		2,239		2,239
Total loans, net of unearned income	$	682	$	546	$	—	$	4,455	$	570,135	$	575,818

As of December 31, 2015	30-59 Days		60-89 Days		Accruing
(In thousands)	Past Due		Past Due		90+ Days		Non-accrual		Current		Total
Commercial real estate	$	96	$	—	$	—	$	1,495	$	224,088	$	225,679
Construction and land development		507		—		—		145		47,332		47,984
Commercial and industrial		910		592		—		751		83,727		85,980
Multi-family		—		—		—		—		16,249		16,249
Residential real estate		724		159		—		889		49,816		51,588
Leases		319		39		—		1,087		62,896		64,341
Tax certificates		—		—		—		1,125		3,630		4,755
Consumer		—		—		—		—		2,527		2,527
Total loans, net of unearned income	$	2,556	$	790	$	—	$	5,492	$	490,265	$	499,103

Troubled debt restructurings that are on an accrual status and a non-accrual status

	As of September 30, 2016
				Non-
	Number of	Accrual		Accrual
(In thousands)	loans	Status		Status		Total TDRs
Commercial real estate	1	$	20	$	—	$	20
Construction and land development	1		—		144		144
Commercial and industrial	2		1,688		177		1,865
Residential real estate	1		84		—		84
Total	5	$	1,792	$	321	$	2,113

	As of December 31, 2015
				Non-
	Number of	Accrual		Accrual
(In thousands)	loans	Status		Status		Total TDRs
Commercial real estate	1	$	24	$	—	$	24
Construction and land development	1		—		145		145
Commercial and industrial	3		2,315		—		2,315
Residential real estate	1		—		92		92
Total	6	$	2,339	$	237	$	2,576