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Segment Information (Tables)
12 Months Ended
Dec. 31, 2015
Segment Information [Abstract]  
Selected segment information and reconciliations to consolidated financial information

 

 

 

 

 

 

 

 

 

 

 

 

 

Year ended December 31, 2015

 

    

Community

    

    

 

    

    

 

(In thousands)

  

Banking

  

Tax Liens

  

Consolidated

Total assets

 

$

774,258

 

$

14,025

 

$

788,283

Total deposits

 

$

577,892

 

$

 —

 

$

577,892

 

 

 

 

 

 

 

 

 

 

Interest income

 

$

29,379

 

$

614

 

$

29,993

Interest expense

 

 

5,689

 

 

795

 

 

6,484

Net interest income (expense)

 

$

23,690

 

$

(181)

 

$

23,509

(Credit) provision for loan and lease losses

 

 

(846)

 

 

98

 

 

(748)

Total non-interest income

 

 

2,902

 

 

1,130

 

 

4,032

Total non-interest expense

 

 

19,811

 

 

2,093

 

 

21,904

Income tax benefit

 

 

(5,139)

 

 

 —

 

 

(5,139)

Net income (loss)

 

$

12,766

 

$

(1,242)

 

$

11,524

Noncontrolling interest

 

$

602

 

$

(71)

 

$

531

Net income (loss) attributable to Royal Bancshares

 

$

12,164

 

$

(1,171)

 

$

10,993

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Year ended December 31, 2014

 

    

Community

    

    

 

    

    

 

(In thousands)

  

Banking

  

Tax Liens

  

Consolidated

Total assets

 

$

712,508

 

$

20,045

 

$

732,553

Total deposits

 

$

530,425

 

$

 —

 

$

530,425

 

 

 

 

 

 

 

 

 

 

Interest income

 

$

27,484

 

$

1,300

 

$

28,784

Interest expense

 

 

5,401

 

 

1,083

 

 

6,484

Net interest income

 

$

22,083

 

$

217

 

$

22,300

(Credit) provision for loan and lease losses

 

 

(1,328)

 

 

461

 

 

(867)

Total non-interest income

 

 

2,639

 

 

896

 

 

3,535

Total non-interest expense

 

 

19,785

 

 

2,079

 

 

21,864

Income tax expense

 

 

(654)

 

 

 —

 

 

(654)

Net income (loss)

 

$

6,919

 

$

(1,427)

 

$

5,492

Noncontrolling interest

 

$

548

 

$

(166)

 

$

382

Net income (loss) attributable to Royal Bancshares

 

$

6,371

 

$

(1,261)

 

$

5,110