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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Cash flows from operating activities    
Net income (loss) $ 2,109 $ (15,625)
Adjustments to reconcile net loss to net cash provided by operating activities:    
Depreciation and amortization 451 417
Stock compensation expense 22 42
Net amortization of investment securities 4,183 6,423
Net accretion on loans (382) (241)
Impairment of AFS investment securities 0 2,359
Net gains on sales of AFS investment securities (158) (1,030)
(Credit) provision for loan and lease losses (872) 5,997
Impairment charge on loans held for sale 153 2,002
Proceeds from sales of loans and leases 3,919 11,052
Gains on sales of loans and leases (686) (2,057)
Impairment charge for other real estate owned 1,517 6,741
Net gains on sales of other real estate (1,427) (363)
Gains on sales of premises and equipment (2,524) 0
Income from equity investments 0 (75)
Income from bank owned life insurance (539) (553)
Changes in assets and liabilities:    
Decrease in accrued interest receivable 3,202 5,207
(Increase) decrease in other assets 1,502 3,121
(Decrease) increase in accrued interest payable (2,795) 310
(Decrease) increase in other liabilities (2,238) 3,154
Net cash provided by operating activities 5,437 26,881
Cash flows from investing activities    
Proceeds from maturities, calls and paydowns of AFS investment securities 94,676 148,112
Proceeds from sales of AFS investment securities 31,046 28,246
Purchase of AFS investment securities (99,720) (205,265)
Net redemption of Federal Home Loan Bank stock 1,807 2,463
Net (increase) decrease in loans (34,408) 52,691
Proceeds from sales of real estate owned 12,779 12,014
Proceeds from the sale of premises and equipment 3,267 0
Purchase of premises and equipment (437) (255)
Distribution from investments in real estate 0 75
Net cash provided by investing activities 9,010 38,081
Cash flows from financing activities    
Increase (decrease) in demand and NOW accounts 3,397 4,745
(Decrease) increase in money market and savings accounts (14,560) (2,262)
Decrease in certificates of deposit (14,790) (23,482)
Change in short-term borrowings 10,000 (54,218)
Repayments of long-term borrowings (50,452) (449)
Proceeds from long-term borrowings 40,000 15,000
Net cash used in financing activities (26,405) (60,666)
Net increase (decrease) in cash and cash equivalents (11,958) 4,296
Cash and cash equivalents at beginning of period 28,802 24,506
Cash and cash equivalents at end of period 16,844 28,802
Supplemental Disclosure    
Interest 10,152 9,589
Income taxes 0 0
Transfers to other real estate owned $ 9,051 $ 10,811