INCOME TAXES (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Income Tax Expense [Abstract]
Current	$ 42,000	$ 0
Deferred	0	0
Income tax expense	42,000	0
Statutory federal income tax rate reconciliation [Abstract]
Statutory federal income tax rate (in hundredths)	34.00%
Computed tax benefit at statutory rate	731,000	(5,313,000)
Tax-exempt income	(22,000)	42,000
Department of Justice fine	0	680,000
Nondeductible expense	21,000	29,000
Bank owned life insurance	(183,000)	(188,000)
Adjustment to prior year items	1,933,000	0
Increase in valuation allowance	(2,438,000)	4,834,000
Applicable income tax expense	42,000	0
Deferred tax assets [Abstract]
Allowance for loan and lease losses	4,648,000	5,863,000
Net operating loss carryforward	18,908,000	21,988,000
Asset valuation reserves	34,000	79,000
Escrow settlement reserve	561,000	0
Security writedowns	2,193,000	1,429,000
OREO writedowns	1,490,000	4,475,000
Investment in partnerships	1,805,000	34,000
Accrued pension liability	4,926,000	5,745,000
Unrealized losses on debt securities	2,171,000	0
Accrued stock-based compensation	143,000	804,000
Non-accrual interest	134,000	277,000
Capital loss carryover	2,892,000	1,550,000
Charitable contribution carryovers	14,000	11,000
Other	77,000	139,000
Deferred tax assets before valuation allowance	39,996,000	42,394,000
Less valuation allowance	(37,159,000)	(39,597,000)
Less valuation allowance for equity securities	0	0
Total deferred tax assets	2,837,000	2,797,000
Deferred tax liabilities [Abstract]
Penalties on delinquent tax certificates	39,000	224,000
Unrealized gains on AFS debt securities	0	1,665,000
Unrealized gains on AFS equity securities	429,000	145,000
Prepaid deductions	190,000	285,000
Other	8,000	64,000
Total deferred tax liabilities	666,000	2,383,000
Net deferred tax assets, included in other assets	2,171,000	414,000
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards	51,600,000
Tax years subject to examination by various authorities	2006 through 2007 and 2009 through 2013
Minimum [Member]
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards, expiration dates	2030
Maximum [Member]
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards, expiration dates	2033
Capital Loss Carryforward [Member]
Operating Loss Carryforwards [Line Items]
Tax Credit Carryforward, Amount	8,500,000
Capital Loss Carryforward [Member] | Minimum [Member]
Operating Loss Carryforwards [Line Items]
Tax Credit Carryforward, Minimum Expiration Date	Dec. 31, 2014
Charitable Contribution Carryovers [Member]
Operating Loss Carryforwards [Line Items]
Tax Credit Carryforward, Amount	42,000
Charitable Contribution Carryovers [Member] | Minimum [Member]
Operating Loss Carryforwards [Line Items]
Tax Credit Carryforward, Minimum Expiration Date	Dec. 31, 2014
General Business Tax Credit Carryovers [Member]
Operating Loss Carryforwards [Line Items]
Tax Credit Carryforward, Amount	1,000
General Business Tax Credit Carryovers [Member] | Minimum [Member]
Operating Loss Carryforwards [Line Items]
Tax Credit Carryforward, Minimum Expiration Date	Dec. 31, 2030
Knoblauch State Bank - Available to be utilized [Member]
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards	$ 4,000,000
Operating loss carryforwards, expiration dates	2015