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Consolidated Statements of Cash Flows (unaudited) (USD $)
6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Cash flows from operating activities:    
Net loss $ (2,819,000) $ (5,736,000)
Adjustments to reconcile net loss to net cash provided by operating activities:    
Depreciation and amortization 204,000 238,000
Stock compensation expense 28,000 46,000
Provision for loan and lease losses 1,599,000 5,140,000
Impairment charge for other real estate owned 1,049,000 3,140,000
Net amortization of investment securities 2,910,000 1,354,000
Net accretion on loans (132,000) (151,000)
Net gains on sales of other real estate (117,000) (1,294,000)
Proceeds from sales of loans and leases 11,000,000 168,000
Gains on sales of loans and leases (2,005,000) (18,000)
Net gains on sales of investment securities (159,000) (1,101,000)
Distribution from investments in real estate (38,000) (100,000)
Gain from sale of premises of real estate owned via equity investment 0 (445,000)
Income from real estate joint ventures 0 (250,000)
Income from bank owned life insurance (275,000) (186,000)
Impairment of loans held for sale 0 304,000
Impairment of available-for-sale investment securities 859,000 381,000
Changes in assets and liabilities:    
Decrease in accrued interest receivable 3,592,000 587,000
Decrease in other assets 331,000 8,337,000
Increase in accrued interest payable 1,649,000 1,505,000
Increase in other liabilities 1,980,000 1,599,000
Net cash provided by operating activities 19,656,000 13,518,000
Cash flows from investing activities:    
Proceeds from maturities, calls and paydowns of available-for-sale ("AFS") investment securities 69,917,000 29,571,000
Proceeds from sales of AFS investment securities 11,902,000 70,477,000
Purchase of AFS investment securities (113,125,000) (102,369,000)
Redemption of Federal Home Loan Bank stock 826,000 1,015,000
Net decrease in loans 31,468,000 52,875,000
Purchase of premises and equipment (157,000) (75,000)
Net proceeds from sale of real estate owned via equity investments 0 6,090,000
Distribution from investments in real estate 38,000 100,000
Net increase in real estate owned via equity investments 0 (5,645,000)
Proceeds from sales of foreclosed real estate 5,453,000 5,914,000
Net cash provided by investing activities 6,322,000 57,953,000
Cash flows from financing activities:    
(Decrease) increase in demand and NOW accounts (2,856,000) 3,245,000
Increase (decrease) in money market and savings accounts 10,953,000 (2,230,000)
Decrease in certificates of deposit (1,721,000) (65,967,000)
Repayments of short-term borrowings (39,218,000) 0
Repayments of long-term borrowings (224,000) (3,446,000)
Proceeds from long-term borrowings 15,000,000 0
Net cash used in financing activities (18,066,000) (68,398,000)
Net increase in cash and cash equivalents 7,912,000 3,073,000
Cash and cash equivalents at the beginning of the period 24,506,000 51,733,000
Cash and cash equivalents at the end of the period 32,418,000 54,806,000
Supplemental Disclosure    
Interest paid 3,681,000 6,354,000
Transfers to other real estate owned $ 9,096,000 $ 4,499,000