XML 16 R46.htm IDEA: XBRL DOCUMENT v2.4.0.6
Allowance for Loan and Lease Losses (Details) (USD $)
 3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
Dec. 31, 2011
Allowance for Loan and Leases Losses [Abstract]          
Beginning balance $ 16,454,000 $ 23,048,000 $ 16,380,000 $ 21,129,000 $ 21,129,000
Charge-offs (628,000) (6,897,000) (781,000) (7,074,000) (13,211,000)
Recoveries 154,000 407,000 297,000 419,000 734,000
Provision 1,515,000 3,056,000 1,599,000 5,140,000 7,728,000
Ending balance 17,495,000 19,614,000 17,495,000 19,614,000 16,380,000
Ending balance: related to loans individually evaluated for impairment 1,875,000 2,122,000 1,875,000 2,122,000 138,000
Ending balance: related to loans collectively evaluated for impairment 15,620,000 17,492,000 15,620,000 17,492,000 16,242,000
LHFI [Abstract]          
Ending balance 372,836,000 438,561,000 372,836,000 438,561,000 414,866,000
Ending balance: individually evaluated for impairment 32,955,000 44,797,000 32,955,000 44,797,000 46,077,000
Ending balance: collectively evaluated for impairment 339,881,000 393,764,000 339,881,000 393,764,000 368,789,000
Commercial real estate [Member]
          
Allowance for Loan and Leases Losses [Abstract]          
Beginning balance 7,896,000 9,324,000 7,744,000 9,534,000 9,534,000
Charge-offs 0 (1,685,000) 0 (1,685,000) (1,685,000)
Recoveries 0 240,000 3,000 249,000 357,000
Provision (217,000) 311,000 (68,000) 92,000 (462,000)
Ending balance 7,679,000 8,190,000 7,679,000 8,190,000 7,744,000
Ending balance: related to loans individually evaluated for impairment 0 0 0 0 0
Ending balance: related to loans collectively evaluated for impairment 7,679,000 8,190,000 7,679,000 8,190,000 7,744,000
LHFI [Abstract]          
Ending balance 166,315,000 180,103,000 166,315,000 180,103,000 182,579,000
Ending balance: individually evaluated for impairment 12,674,000 9,676,000 12,674,000 9,676,000 17,311,000
Ending balance: collectively evaluated for impairment 153,641,000 170,427,000 153,641,000 170,427,000 165,268,000
Construction and land development [Member]
          
Allowance for Loan and Leases Losses [Abstract]          
Beginning balance 2,449,000 5,485,000 2,523,000 3,976,000 3,976,000
Charge-offs 0 (3,649,000) 0 (3,649,000) (5,755,000)
Recoveries 87,000 12,000 191,000 12,000 196,000
Provision 1,202,000 2,940,000 1,024,000 4,449,000 4,106,000
Ending balance 3,738,000 4,788,000 3,738,000 4,788,000 2,523,000
Ending balance: related to loans individually evaluated for impairment 1,243,000 1,458,000 1,243,000 1,458,000 0
Ending balance: related to loans collectively evaluated for impairment 2,495,000 3,330,000 2,495,000 3,330,000 2,523,000
LHFI [Abstract]          
Ending balance 46,548,000 66,313,000 46,548,000 66,313,000 54,120,000
Ending balance: individually evaluated for impairment 10,712,000 16,375,000 10,712,000 16,375,000 17,368,000
Ending balance: collectively evaluated for impairment 35,836,000 49,938,000 35,836,000 49,938,000 36,752,000
Commercial and industrial [Member]
          
Allowance for Loan and Leases Losses [Abstract]          
Beginning balance 2,354,000 3,584,000 2,331,000 3,797,000 3,797,000
Charge-offs (208,000) (552,000) (208,000) (552,000) (2,901,000)
Recoveries 55,000 2,000 57,000 3,000 22,000
Provision 5,000 (1,136,000) 26,000 (1,350,000) 1,413,000
Ending balance 2,206,000 1,898,000 2,206,000 1,898,000 2,331,000
Ending balance: related to loans individually evaluated for impairment 139,000 0 139,000 0 0
Ending balance: related to loans collectively evaluated for impairment 2,067,000 1,898,000 2,067,000 1,898,000 2,331,000
LHFI [Abstract]          
Ending balance 47,567,000 56,282,000 47,567,000 56,282,000 54,136,000
Ending balance: individually evaluated for impairment 5,643,000 13,458,000 5,643,000 13,458,000 7,267,000
Ending balance: collectively evaluated for impairment 41,924,000 42,824,000 41,924,000 42,824,000 46,869,000
Multi-family [Member]
          
Allowance for Loan and Leases Losses [Abstract]          
Beginning balance 615,000 648,000 531,000 652,000 652,000
Charge-offs 0 (329,000) 0 (329,000) (328,000)
Recoveries 0 0 0 0 0
Provision 331,000 130,000 415,000 126,000 207,000
Ending balance 946,000 449,000 946,000 449,000 531,000
Ending balance: related to loans individually evaluated for impairment 439,000 0 439,000 0 0
Ending balance: related to loans collectively evaluated for impairment 507,000 449,000 507,000 449,000 531,000
LHFI [Abstract]          
Ending balance 13,008,000 9,880,000 13,008,000 9,880,000 11,622,000
Ending balance: individually evaluated for impairment 1,673,000 1,776,000 1,673,000 1,776,000 1,703,000
Ending balance: collectively evaluated for impairment 11,335,000 8,104,000 11,335,000 8,104,000 9,919,000
Residential real estate [Member]
          
Allowance for Loan and Leases Losses [Abstract]          
Beginning balance 1,194,000 1,084,000 1,188,000 1,106,000 1,106,000
Charge-offs 0 (507,000) 0 (507,000) (635,000)
Recoveries 1,000 150,000 2,000 151,000 153,000
Provision (70,000) 414,000 (65,000) 391,000 564,000
Ending balance 1,125,000 1,141,000 1,125,000 1,141,000 1,188,000
Ending balance: related to loans individually evaluated for impairment 22,000 22,000 22,000 22,000 24,000
Ending balance: related to loans collectively evaluated for impairment 1,103,000 1,119,000 1,103,000 1,119,000 1,164,000
LHFI [Abstract]          
Ending balance 26,556,000 27,631,000 26,556,000 27,631,000 26,637,000
Ending balance: individually evaluated for impairment 1,325,000 1,395,000 1,325,000 1,395,000 1,139,000
Ending balance: collectively evaluated for impairment 25,231,000 26,236,000 25,231,000 26,236,000 25,498,000
Other [Member]
          
Allowance for Loan and Leases Losses [Abstract]          
Beginning balance 20,000 16,000 20,000 12,000 12,000
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0 0
Provision 0 (3,000) 0 1,000 8,000
Ending balance 20,000 13,000 20,000 13,000 20,000
Ending balance: related to loans individually evaluated for impairment 0 0 0 0 0
Ending balance: related to loans collectively evaluated for impairment 20,000 13,000 20,000 13,000 20,000
LHFI [Abstract]          
Ending balance 973,000 745,000 973,000 745,000 949,000
Ending balance: individually evaluated for impairment 0 0 0 0 0
Ending balance: collectively evaluated for impairment 973,000 745,000 973,000 745,000 949,000
Leases [Member]
          
Allowance for Loan and Leases Losses [Abstract]          
Beginning balance 1,295,000 1,692,000 1,311,000 1,670,000 1,670,000
Charge-offs (162,000) (133,000) (295,000) (309,000) (868,000)
Recoveries 7,000 3,000 15,000 3,000 6,000
Provision 72,000 264,000 181,000 462,000 503,000
Ending balance 1,212,000 1,826,000 1,212,000 1,826,000 1,311,000
Ending balance: related to loans individually evaluated for impairment 32,000 314,000 32,000 314,000 114,000
Ending balance: related to loans collectively evaluated for impairment 1,180,000 1,512,000 1,180,000 1,512,000 1,197,000
LHFI [Abstract]          
Ending balance 37,775,000 37,598,000 37,775,000 37,598,000 36,014,000
Ending balance: individually evaluated for impairment 35,000 408,000 35,000 408,000 266,000
Ending balance: collectively evaluated for impairment 37,740,000 37,190,000 37,740,000 37,190,000 35,748,000
Unallocated [Member]
          
Allowance for Loan and Leases Losses [Abstract]          
Beginning balance 225,000 725,000 307,000 2,000 2,000
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0 0
Provision 12,000 (57,000) (70,000) 666,000 305,000
Ending balance 237,000 668,000 237,000 668,000 307,000
Ending balance: related to loans individually evaluated for impairment 0 0 0 0 0
Ending balance: related to loans collectively evaluated for impairment 237,000 668,000 237,000 668,000 307,000
LHFI [Abstract]          
Ending balance 0 0 0 0 0
Ending balance: individually evaluated for impairment 0 0 0 0 0
Ending balance: collectively evaluated for impairment 0 0 0 0 0
Tax Certificates [Member]
          
Allowance for Loan and Leases Losses [Abstract]          
Beginning balance 406,000 490,000 425,000 380,000 380,000
Charge-offs (258,000) (42,000) (278,000) (43,000) (1,039,000)
Recoveries 4,000 0 29,000 1,000 0
Provision 180,000 193,000 156,000 303,000 1,084,000
Ending balance 332,000 641,000 332,000 641,000 425,000
Ending balance: related to loans individually evaluated for impairment 0 328,000 0 328,000 0
Ending balance: related to loans collectively evaluated for impairment 332,000 313,000 332,000 313,000 425,000
LHFI [Abstract]          
Ending balance 34,094,000 60,009,000 34,094,000 60,009,000 48,809,000
Ending balance: individually evaluated for impairment 893,000 1,709,000 893,000 1,709,000 1,023,000
Ending balance: collectively evaluated for impairment $ 33,201,000 $ 58,300,000 $ 33,201,000 $ 58,300,000 $ 47,786,000