XML 75 R63.htm IDEA: XBRL DOCUMENT v3.25.2
Loans and ACL - Summary of Loan Modifications (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage 0.47% 0.36% 0.80% 0.63%  
Financing Receivable, Modified in Period, Amount $ 1,497 $ 1,102 $ 2,561 $ 1,921  
Financing Receivable, Modified, Accumulated 3,692   3,692   $ 3,257
Renewals          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 682 234 1,077 536  
Term Extensions          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 45 41 75 75  
Contractual Interest Rate Adjustments          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 8   17    
Capitalizations          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 26 14 61 26  
Payment Delays          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 608 667 1,091 1,025  
Combination - Capitalization and Term Extension          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 81 59 162 112  
Other          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount $ 47 $ 87 $ 78 $ 147  
Commercial: | Commercial and industrial          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage 0.23% 0.16% 0.37% 0.25%  
Financing Receivable, Modified in Period, Amount $ 379 $ 250 $ 594 $ 390  
Financing Receivable, Modified, Accumulated 948   948   1,036
Commercial: | Commercial and industrial | Renewals          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 359 198 528 321  
Commercial: | Commercial and industrial | Term Extensions          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Commercial: | Commercial and industrial | Contractual Interest Rate Adjustments          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0   0    
Commercial: | Commercial and industrial | Capitalizations          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Commercial: | Commercial and industrial | Payment Delays          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 46 2  
Commercial: | Commercial and industrial | Combination - Capitalization and Term Extension          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Commercial: | Commercial and industrial | Other          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount $ 20 $ 52 $ 20 $ 67  
Commercial: | CRE          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage 1.37% 0.14% 2.35% 0.84%  
Financing Receivable, Modified in Period, Amount $ 278 $ 31 $ 476 $ 183  
Financing Receivable, Modified, Accumulated 679   679   323
Commercial: | CRE | Renewals          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 278 31 476 170  
Commercial: | CRE | Term Extensions          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Commercial: | CRE | Contractual Interest Rate Adjustments          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0   0    
Commercial: | CRE | Capitalizations          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Commercial: | CRE | Payment Delays          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Commercial: | CRE | Combination - Capitalization and Term Extension          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Commercial: | CRE | Other          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount $ 0 $ 0 $ 0 $ 13  
Commercial: | Commercial construction          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage 0.54% 0.06% 0.88% 0.58%  
Financing Receivable, Modified in Period, Amount $ 45 $ 5 $ 73 $ 45  
Financing Receivable, Modified, Accumulated 143   143   79
Commercial: | Commercial construction | Renewals          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 45 5 73 45  
Commercial: | Commercial construction | Term Extensions          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Commercial: | Commercial construction | Contractual Interest Rate Adjustments          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0   0    
Commercial: | Commercial construction | Capitalizations          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Commercial: | Commercial construction | Payment Delays          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Commercial: | Commercial construction | Combination - Capitalization and Term Extension          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Commercial: | Commercial construction | Other          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount $ 0 $ 0 $ 0 $ 0  
Consumer: | Residential mortgage          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage 0.33% 0.25% 0.62% 0.44%  
Financing Receivable, Modified in Period, Amount $ 188 $ 137 $ 358 $ 239  
Financing Receivable, Modified, Accumulated 586   586   476
Consumer: | Residential mortgage | Renewals          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Consumer: | Residential mortgage | Term Extensions          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 23 24 39 43  
Consumer: | Residential mortgage | Contractual Interest Rate Adjustments          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0   0    
Consumer: | Residential mortgage | Capitalizations          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 26 14 61 26  
Consumer: | Residential mortgage | Payment Delays          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 41 25 58 33  
Consumer: | Residential mortgage | Combination - Capitalization and Term Extension          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 81 59 162 112  
Consumer: | Residential mortgage | Other          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount $ 17 $ 15 $ 38 $ 25  
Consumer: | Home equity          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage 0.02% 0.03% 0.03% 0.06%  
Financing Receivable, Modified in Period, Amount $ 2 $ 3 $ 3 $ 6  
Financing Receivable, Modified, Accumulated 4   4   9
Consumer: | Home equity | Renewals          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Consumer: | Home equity | Term Extensions          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 1 0 1  
Consumer: | Home equity | Contractual Interest Rate Adjustments          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0   0    
Consumer: | Home equity | Capitalizations          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Consumer: | Home equity | Payment Delays          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Consumer: | Home equity | Combination - Capitalization and Term Extension          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Consumer: | Home equity | Other          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount $ 2 $ 2 $ 3 $ 5  
Consumer: | Indirect auto          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage 2.39% 2.98% 4.16% 4.62%  
Financing Receivable, Modified in Period, Amount $ 587 $ 655 $ 1,021 $ 1,016  
Financing Receivable, Modified, Accumulated 1,273   1,273   1,273
Consumer: | Indirect auto | Renewals          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Consumer: | Indirect auto | Term Extensions          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 12 6 17 12  
Consumer: | Indirect auto | Contractual Interest Rate Adjustments          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0   1    
Consumer: | Indirect auto | Capitalizations          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Consumer: | Indirect auto | Payment Delays          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 567 642 987 989  
Consumer: | Indirect auto | Combination - Capitalization and Term Extension          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Consumer: | Indirect auto | Other          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount $ 8 $ 7 $ 16 $ 15  
Consumer: | Other consumer          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage 0.03% 0.04% 0.06% 0.08%  
Financing Receivable, Modified in Period, Amount $ 10 $ 11 $ 20 $ 22  
Financing Receivable, Modified, Accumulated 34   34   36
Consumer: | Other consumer | Renewals          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Consumer: | Other consumer | Term Extensions          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 10 10 19 19  
Consumer: | Other consumer | Contractual Interest Rate Adjustments          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0   0    
Consumer: | Other consumer | Capitalizations          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Consumer: | Other consumer | Payment Delays          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 1  
Consumer: | Other consumer | Combination - Capitalization and Term Extension          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Consumer: | Other consumer | Other          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount $ 0 $ 1 $ 1 $ 2  
Credit card          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage 0.16% 0.20% 0.33% 0.40%  
Financing Receivable, Modified in Period, Amount $ 8 $ 10 $ 16 $ 20  
Financing Receivable, Modified, Accumulated 25   25   $ 25
Credit card | Renewals          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Credit card | Term Extensions          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Credit card | Contractual Interest Rate Adjustments          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 8   16    
Credit card | Capitalizations          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Credit card | Payment Delays          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Credit card | Combination - Capitalization and Term Extension          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount 0 0 0 0  
Credit card | Other          
Financing Receivable, Modifications [Line Items]          
Financing Receivable, Modified in Period, Amount $ 0 $ 10 $ 0 $ 20