XML 65 R54.htm IDEA: XBRL DOCUMENT v3.22.2
Loans and ACL - Risk Rating (Details) - USD ($)
$ in Millions
Jun. 30, 2022
Dec. 31, 2021
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss $ 303,662 $ 289,513
Financing Receivable, Year One, Originated, Current Fiscal Year 47,849 79,918
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 67,373 41,719
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 33,917 34,135
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 25,755 20,029
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 15,583 12,253
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 39,093 36,138
Revolving Credit 70,616 61,667
Loans Converted to Term 3,708 3,515
Other (1) [1] (232) 139
Financial Asset, Not Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 298,694 284,449
Financing Receivables 30 To 89 Days Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 2,091 2,044
Financial Asset, Equal to or Greater than 90 Days Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 1,787 1,930
Credit card    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 4,744 4,807
Financing Receivable, Year One, Originated, Current Fiscal Year 0 0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 0 0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 0 0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 0 0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 0 0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 0 0
Revolving Credit 4,721 4,780
Loans Converted to Term 22 27
Other (1) [1] 1 0
Credit card | Financial Asset, Not Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 4,668 4,735
Financing Receivable, Year One, Originated, Current Fiscal Year
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year
Financing Receivable, Originated, More than Five Years before Current Fiscal Year
Revolving Credit 4,648 4,711
Loans Converted to Term 19 24
Other (1) [1] 1 0
Credit card | Financing Receivables 30 To 89 Days Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 48 45
Financing Receivable, Year One, Originated, Current Fiscal Year
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year
Financing Receivable, Originated, More than Five Years before Current Fiscal Year
Revolving Credit 46 43
Loans Converted to Term 2 2
Other (1) [1] 0 0
Credit card | Financial Asset, Equal to or Greater than 90 Days Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 28 27
Financing Receivable, Year One, Originated, Current Fiscal Year
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year
Financing Receivable, Originated, More than Five Years before Current Fiscal Year
Revolving Credit 27 26
Loans Converted to Term 1 1
Other (1) [1] 0 0
Commercial: | Commercial and industrial    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 149,840 138,762
Financing Receivable, Year One, Originated, Current Fiscal Year 24,603 36,127
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 28,105 18,026
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 13,933 14,875
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 10,870 9,550
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 7,216 5,786
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 11,833 9,863
Revolving Credit 53,468 44,704
Loans Converted to Term 0 0
Other (1) [1] (188) (169)
Commercial: | Commercial and industrial | Financial Asset, Not Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 149,197 138,225
Commercial: | Commercial and industrial | Financing Receivables 30 To 89 Days Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 223 130
Commercial: | Commercial and industrial | Financial Asset, Equal to or Greater than 90 Days Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 27 13
Commercial: | Commercial and industrial | Pass    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 145,549 133,982
Financing Receivable, Year One, Originated, Current Fiscal Year 24,294 35,530
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 27,579 17,430
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 13,238 14,105
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 10,294 8,994
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 6,785 5,633
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 11,523 9,424
Revolving Credit 52,024 43,035
Loans Converted to Term 0 0
Other (1) [1] (188) (169)
Commercial: | Commercial and industrial | Special mention    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 1,500 1,866
Financing Receivable, Year One, Originated, Current Fiscal Year 124 195
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 150 221
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 325 326
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 139 317
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 200 46
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 45 70
Revolving Credit 517 691
Loans Converted to Term 0 0
Other (1) [1] 0 0
Commercial: | Commercial and industrial | Substandard    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 2,398 2,520
Financing Receivable, Year One, Originated, Current Fiscal Year 178 352
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 324 356
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 357 395
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 360 197
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 183 91
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 240 335
Revolving Credit 756 794
Loans Converted to Term 0 0
Other (1) [1] 0 0
Commercial: | Commercial and industrial | Nonperforming    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 393 394
Financing Receivable, Year One, Originated, Current Fiscal Year 7 50
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 52 19
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 13 49
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 77 42
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 48 16
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 25 34
Revolving Credit 171 184
Loans Converted to Term 0 0
Other (1) [1] 0 0
Commercial: | CRE    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 22,149 23,951
Financing Receivable, Year One, Originated, Current Fiscal Year 2,707 5,171
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 4,052 3,329
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 2,884 6,126
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 5,045 3,976
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 3,533 2,148
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 3,288 2,500
Revolving Credit 690 762
Loans Converted to Term 0 0
Other (1) [1] (50) (61)
Commercial: | CRE | Financial Asset, Not Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 22,117 23,902
Commercial: | CRE | Financing Receivables 30 To 89 Days Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 10 20
Commercial: | CRE | Financial Asset, Equal to or Greater than 90 Days Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 3 0
Commercial: | CRE | Pass    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 19,983 20,698
Financing Receivable, Year One, Originated, Current Fiscal Year 2,598 4,836
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 3,801 2,946
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 2,607 5,109
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 4,456 3,201
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 2,956 1,774
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 2,925 2,131
Revolving Credit 690 762
Loans Converted to Term 0 0
Other (1) [1] (50) (61)
Commercial: | CRE | Special mention    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 654 988
Financing Receivable, Year One, Originated, Current Fiscal Year 10 13
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 87 118
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 108 483
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 177 247
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 237 44
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 35 83
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] 0 0
Commercial: | CRE | Substandard    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 1,493 2,236
Financing Receivable, Year One, Originated, Current Fiscal Year 95 321
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 161 264
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 168 523
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 411 528
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 340 321
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 318 279
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] 0 0
Commercial: | CRE | Nonperforming    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 19 29
Financing Receivable, Year One, Originated, Current Fiscal Year 4 1
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 3 1
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 1 11
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 1 0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 0 9
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 10 7
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] 0 0
Commercial: | Commercial construction    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 5,157 4,971
Financing Receivable, Year One, Originated, Current Fiscal Year 781 1,120
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 1,264 1,206
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 1,132 1,377
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 555 536
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 288 66
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 130 95
Revolving Credit 1,008 558
Loans Converted to Term 0 0
Other (1) [1] (1) 13
Commercial: | Commercial construction | Financial Asset, Not Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 5,150 4,962
Commercial: | Commercial construction | Financing Receivables 30 To 89 Days Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 4 2
Commercial: | Commercial construction | Financial Asset, Equal to or Greater than 90 Days Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 3 0
Commercial: | Commercial construction | Pass    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 4,906 4,679
Financing Receivable, Year One, Originated, Current Fiscal Year 768 1,113
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 1,259 1,179
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 1,072 1,259
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 469 419
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 201 44
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 130 95
Revolving Credit 1,008 558
Loans Converted to Term 0 0
Other (1) [1] (1) 12
Commercial: | Commercial construction | Special mention    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 140 136
Financing Receivable, Year One, Originated, Current Fiscal Year 2 0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 2 14
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 30 72
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 53 50
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 53 0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 0 0
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] 0 0
Commercial: | Commercial construction | Substandard    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 111 149
Financing Receivable, Year One, Originated, Current Fiscal Year 11 7
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 3 13
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 30 45
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 33 67
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 34 17
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 0 0
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] 0 0
Commercial: | Commercial construction | Nonperforming    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 0 7
Financing Receivable, Year One, Originated, Current Fiscal Year 0 0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 0 0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 0 1
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 0 0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 0 5
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 0 0
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] 0 1
Consumer: | Residential mortgage    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 50,903 47,852
Financing Receivable, Year One, Originated, Current Fiscal Year 6,257 17,333
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 17,683 6,878
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 6,487 3,783
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 3,364 1,953
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 1,641 2,383
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 15,471 15,431
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] 0 91
Consumer: | Residential mortgage | Financial Asset, Not Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 49,188 46,033
Financing Receivable, Year One, Originated, Current Fiscal Year 6,223 17,271
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 17,625 6,798
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 6,385 3,642
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 3,235 1,753
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 1,471 2,237
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 14,249 14,240
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] 0 92
Consumer: | Residential mortgage | Financing Receivables 30 To 89 Days Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 535 514
Financing Receivable, Year One, Originated, Current Fiscal Year 32 58
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 50 31
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 34 32
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 36 40
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 38 31
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 345 322
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] 0 0
Consumer: | Residential mortgage | Financial Asset, Equal to or Greater than 90 Days Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss [2] 911 1,009
Financing Receivable, Year One, Originated, Current Fiscal Year 2 3
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 5 44
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 59 91
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 76 133
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 111 95
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 658 643
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] 0 0
Consumer: | Residential mortgage | Nonperforming    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 269 296
Financing Receivable, Year One, Originated, Current Fiscal Year 0 1
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 3 5
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 9 18
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 17 27
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 21 20
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 219 226
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] 0 (1)
Consumer: | Residential home equity and direct    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 25,345 25,066
Financing Receivable, Year One, Originated, Current Fiscal Year 3,089 4,972
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 3,903 2,641
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 1,941 1,731
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 1,154 695
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 450 190
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 408 435
Revolving Credit 10,729 10,863
Loans Converted to Term 3,686 3,488
Other (1) [1] (15) 51
Consumer: | Residential home equity and direct | Financial Asset, Not Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 25,020 24,809
Financing Receivable, Year One, Originated, Current Fiscal Year 3,044 4,962
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 3,886 2,630
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 1,928 1,717
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 1,141 691
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 444 189
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 399 425
Revolving Credit 10,624 10,757
Loans Converted to Term 3,569 3,388
Other (1) [1] (15) 50
Consumer: | Residential home equity and direct | Financing Receivables 30 To 89 Days Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 156 107
Financing Receivable, Year One, Originated, Current Fiscal Year 45 8
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 12 8
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 8 10
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 8 3
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 4 1
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 2 3
Revolving Credit 51 53
Loans Converted to Term 26 21
Other (1) [1] 0 0
Consumer: | Residential home equity and direct | Financial Asset, Equal to or Greater than 90 Days Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 10 9
Financing Receivable, Year One, Originated, Current Fiscal Year 0 0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 0 0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 0 0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 0 0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 0 0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 0 0
Revolving Credit 8 5
Loans Converted to Term 2 4
Other (1) [1] 0 0
Consumer: | Residential home equity and direct | Nonperforming    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 159 141
Financing Receivable, Year One, Originated, Current Fiscal Year 0 2
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 5 3
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 5 4
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 5 1
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 2 0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 7 7
Revolving Credit 46 48
Loans Converted to Term 89 75
Other (1) [1] 0 1
Consumer: | Indirect auto    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 27,419 26,441
Financing Receivable, Year One, Originated, Current Fiscal Year 6,882 10,846
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 8,956 6,877
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 5,390 4,499
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 3,440 2,296
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 1,675 1,158
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 1,076 576
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] 0 189
Consumer: | Indirect auto | Financial Asset, Not Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 26,590 25,615
Financing Receivable, Year One, Originated, Current Fiscal Year 6,833 10,699
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 8,737 6,691
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 5,219 4,293
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 3,265 2,158
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 1,565 1,081
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 971 504
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] 0 189
Consumer: | Indirect auto | Financing Receivables 30 To 89 Days Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 584 607
Financing Receivable, Year One, Originated, Current Fiscal Year 43 119
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 163 138
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 118 145
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 115 97
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 72 56
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 73 52
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] 0 0
Consumer: | Indirect auto | Financial Asset, Equal to or Greater than 90 Days Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 1 1
Financing Receivable, Year One, Originated, Current Fiscal Year 1 0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 0 0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 0 0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 0 0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 0 0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 0 1
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] 0 0
Consumer: | Indirect auto | Nonperforming    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 244 218
Financing Receivable, Year One, Originated, Current Fiscal Year 5 28
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 56 48
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 53 61
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 60 41
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 38 21
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 32 19
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] 0 0
Consumer: | Other    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 11,961 10,883
Financing Receivable, Year One, Originated, Current Fiscal Year 3,530 4,349
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 3,410 2,741
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 2,131 1,655
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 1,249 949
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 715 459
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 926 697
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] 0 33
Consumer: | Other | Financial Asset, Not Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 11,874 10,811
Financing Receivable, Year One, Originated, Current Fiscal Year 3,516 4,333
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 3,386 2,724
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 2,113 1,638
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 1,235 937
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 706 455
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 918 691
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] 0 33
Consumer: | Other | Financing Receivables 30 To 89 Days Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 78 64
Financing Receivable, Year One, Originated, Current Fiscal Year 13 14
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 22 15
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 16 15
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 12 12
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 9 4
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 6 4
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] 0 0
Consumer: | Other | Financial Asset, Equal to or Greater than 90 Days Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 3 3
Financing Receivable, Year One, Originated, Current Fiscal Year 1 1
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 1 1
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 1 1
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 0 0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 0 0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 0 0
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] 0 0
Consumer: | Other | Nonperforming    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 6 5
Financing Receivable, Year One, Originated, Current Fiscal Year 0 1
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 1 1
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 1 1
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 2 0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 0 0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 2 2
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] 0 0
Consumer: | Student    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 6,144 6,780
Financing Receivable, Year One, Originated, Current Fiscal Year 0 0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 0 21
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 19 89
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 78 74
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 65 63
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 5,961 6,541
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] 21 (8)
Consumer: | Student | Financial Asset, Not Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 4,890 5,357
Financing Receivable, Year One, Originated, Current Fiscal Year 0 0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 0 21
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 19 88
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 78 73
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 63 61
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 4,714 5,122
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] 16 (8)
Consumer: | Student | Financing Receivables 30 To 89 Days Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss 453 555
Financing Receivable, Year One, Originated, Current Fiscal Year 0 0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 0 0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 0 1
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 0 1
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 1 1
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 450 552
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] 2 0
Consumer: | Student | Financial Asset, Equal to or Greater than 90 Days Past Due    
Financing Receivable    
Financing Receivable, before Allowance for Credit Loss [2] 801 868
Financing Receivable, Year One, Originated, Current Fiscal Year 0 0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 0 0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 0 0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 0 0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 1 1
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 797 867
Revolving Credit 0 0
Loans Converted to Term 0 0
Other (1) [1] $ 3 $ 0
[1] Includes certain deferred fees and costs and other adjustments.
[2] (1)Includes government guaranteed loans of $884 million in the residential mortgage portfolio and $796 million in the student portfolio.