XML 67 R67.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Loans and ACL - Allowance for Credit Losses (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Provision for credit losses $ 615 $ 566 $ 547
Commercial: | Commercial and industrial      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
ACL, beginning balance 546 522 530
Charge-Offs (90) (92) (95)
Recoveries 25 39 36
Provision for credit losses 79 77 51
ACL, ending balance 560 546 522
Commercial: | CRE      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
ACL, beginning balance 142 118 120
Charge-Offs (33) (10) (7)
Recoveries 5 3 8
Provision for credit losses 36 31 (3)
ACL, ending balance 150 142 118
Commercial: | Commercial construction      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
ACL, beginning balance 48 42 25
Charge-Offs 0 (3) (3)
Recoveries 3 5 8
Provision for credit losses 1 4 12
ACL, ending balance 52 48 42
Commercial: | Lease financing      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
ACL, beginning balance 11 9 7
Charge-Offs (11) (4) (5)
Recoveries 1 1 2
Provision for credit losses 9 5 5
ACL, ending balance 10 11 9
Consumer: | Residential Mortgage      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
ACL, beginning balance 232 209 227
Charge-Offs (21) (21) (47)
Recoveries 2 2 2
Provision for credit losses (37) 42 27
ACL, ending balance 176 232 209
Consumer: | Residential home equity and direct      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
ACL, beginning balance 104 113 111
Charge-Offs (93) (79) (69)
Recoveries 30 25 27
Provision for credit losses 66 45 44
ACL, ending balance 107 104 113
Consumer: | Indirect auto      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
ACL, beginning balance 298 296 273
Charge-Offs (370) (342) (350)
Recoveries 52 49 44
Provision for credit losses 324 295 329
ACL, ending balance 304 298 296
Consumer: | Indirect other      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
ACL, beginning balance 58 52 54
Charge-Offs (62) (49) (52)
Recoveries 17 13 16
Provision for credit losses 47 42 34
ACL, ending balance 60 58 52
Credit card      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
ACL, beginning balance 110 101 98
Charge-Offs (109) (76) (68)
Recoveries 20 17 17
Provision for credit losses 101 68 54
ACL, ending balance 122 110 101
PCI      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
ACL, beginning balance 9 28 44
Charge-Offs 0 (2) (1)
Recoveries 0 0 0
Provision for credit losses (1) (17) (15)
ACL, ending balance 8 9 28
ALLL      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
ACL, beginning balance 1,558 1,490 1,489
Charge-Offs (789) (678) (697)
Recoveries 155 154 160
Provision for credit losses 625 592 538
ACL, ending balance 1,549 1,558 1,490
RUFC      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
ACL, beginning balance 93 119 110
Charge-Offs 0 0 0
Recoveries 0 0 0
Provision for credit losses (10) (26) 9
RUFC Assumed in the Merger 257    
ACL, ending balance 340 93 119
ACL      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
ACL, beginning balance 1,651 1,609 1,599
Charge-Offs (789) (678) (697)
Recoveries 155 154 160
Provision for credit losses 615 566 547
RUFC Assumed in the Merger 257    
ACL, ending balance $ 1,889 $ 1,651 $ 1,609