Operating Segments (Tables)

12 Months Ended

Dec. 31, 2019

The following table presents results by segment:




























Year Ended December 31, (Dollars in millions)	CB&W															C&CB												IH
			2019			2018			2017			2019			2018			2017			2019			2018			2017
Net interest income (expense)	$	3,633		$	3,410		$	3,401		$	3,153		$	2,723		$	2,332		$	146		$	119		$	98
Net intersegment interest income (expense)	913			559			374			(393)			(265)			9			(43)			(32)			(21)
Segment net interest income	4,546			3,969			3,775			2,760			2,458			2,341			103			87			77
Allocated provision for credit losses	513			506			504			102			111			49			9			3			3
Segment net interest income after provision	4,033			3,463			3,271			2,658			2,347			2,292			94			84			74
Noninterest income	2,313			2,152			2,109			1,086			925			911			2,112			1,872			1,778
Noninterest expense	4,086			3,637			3,671			1,499			1,309			1,462			1,777			1,615			1,593
Income (loss) before income taxes	2,260			1,978			1,709			2,245			1,963			1,741			429			341			259
Provision (benefit) for income taxes	548			490			639			404			417			571			110			88			98
Segment net income (loss)	$	1,712		$	1,488		$	1,070		$	1,841		$	1,546		$	1,170		$	319		$	253		$	161

Identifiable assets (period end)	$	170,059		$	74,974		$	72,311		$	185,859		$	86,005		$	83,290		$	7,325		$	6,622		$	6,024


					OT&C (1)								Total
	2019		2018		2017		2019		2018		2017
Net interest income (expense)	$	381	$	430	$	704	$	7,313	$	6,682	$	6,535
Net intersegment interest income (expense)	(477)		(262)		(362)		—		—		—
Segment net interest income	(96)		168		342		7,313		6,682		6,535
Allocated provision for credit losses	(9)		(54)		(9)		615		566		547
Segment net interest income after provision	(87)		222		351		6,698		6,116		5,988
Noninterest income	(256)		(73)		(16)		5,255		4,876		4,782
Noninterest expense	572		371		718		7,934		6,932		7,444
Income (loss) before income taxes	(915)		(222)		(383)		4,019		4,060		3,326
Provision (benefit) for income taxes	(280)		(192)		(397)		782		803		911
Segment net income (loss)	$	(635)	$	(30)	$	14	$	3,237	$	3,257	$	2,415

Identifiable assets (period end)	$	109,835	$	58,096	$	60,017	$	473,078	$	225,697	$	221,642

(1) Includes financial data from business units below the quantitative and qualitative thresholds requiring disclosure.