Premises and Equipment (Tables)

12 Months Ended

Dec. 31, 2014

Premises and Equipment

Summary of Premises and Equipment

		Estimated			December 31,
		Useful Life			2014		2013
		(Years)			(Dollars in millions)
Land and land improvements					$	533	$	527
Buildings and building improvements		40				1,431		1,288
Furniture and equipment		5	-	10		986		1,102
Leasehold improvements						670		633
Construction in progress						47		38
Capitalized leases on premises and equipment						61		58
	Total					3,728		3,646
Accumulated depreciation and amortization						(1,901)		(1,777)
	Net premises and equipment				$	1,827	$	1,869

Schedule Of Rent Expense Paid and to be Paid

							Year Ended December 31,
							2014		2013		2012
								(Dollars in millions)
Rent expense applicable to operating leases							$	227	$	230	$	215
Rental income from owned properties and subleases								7		8		8
	Year Ended December 31,
	2015		2016		2017		2018		2019		Thereafter
		(Dollars in millions)
Future minimum lease payments for operating leases	$	224	$	205	$	186	$	160	$	137	$	552