Premises and Equipment (Tables)

12 Months Ended

Dec. 31, 2013

Premises and Equipment

Summary of Premises and Equipment

		Estimated			December 31,
		Useful Life			2013		2012
		(Years)			(Dollars in millions)
Land and land improvements					$	527	$	547
Buildings and building improvements		40				1,288		1,235
Furniture and equipment		5	-	10		1,102		1,141
Leasehold improvements						633		555
Construction in progress						38		37
Capitalized leases on premises and equipment						58		59
	Total					3,646		3,574
Less - accumulated depreciation and amortization						(1,777)		(1,686)
	Net premises and equipment				$	1,869	$	1,888

Schedule Of Rent Expense Paid and to be Paid

							2013		2012		2011
								(Dollars in millions)
Rent expense applicable to operating leases							$	230	$	215	$	199
Rental income from owned properties and subleases								8		8		7
	2014		2015		2016		2017		2018		Thereafter
		(Dollars in millions)
Future minimum lease payments for operating leases	$	214	$	201	$	182	$	161	$	136	$	614