X0202 5 2005-12-31 0 0 0000921847 HUDSON CITY BANCORP INC HCBK 0001206755 GUDELSKI LEONARD S WEST 80 CENTURY ROAD PARAMUS NJ 07652 1 0 0 0 Common Stock, par value $0.01 per share 2849943 D Common Stock, par value $0.01 per share 434720 I By Spouse Stock Options (Right to Buy) 2.16 2001-01-13 2010-01-13 Common Stock 6180943 6180943 D Phanthom Stock Units 2005-12-31 5 A 0 719502 0 A Common Stock 719502 859989 D On June 7, 2005, the common stock of Hudson City Bancorp, Inc. split 3.206-for-1, resulting in the reporting person's acquisition of 2.206 additional shares of common stock for each share owned as of June 6, 2005 less fractional shares cashed-out. The number of shares and stock options reported have been adjusted to reflect the 3.206-for-1 stock split. The reporting person is due, upon retirement from the Board of Directors, the equivalent dollar value of 859,989 shares through the Hudson City Savings Bank ESOP Restoration Plan. Pursuant to the Plan, vesting of the reported derivative securities accelerated as a result of the reporting person's retirement as Chairman of the Board. Includes 39,456 previously reported shares which were distributed from the reporting person's ESOP account as a result of the reporting person's retirement as Chairman of the Board. Louis J. Beierle, Attorney-in-fact 2006-02-06