X0202 4 2004-11-04 0000921847 HUDSON CITY BANCORP INC HCBK 0001206743 ATWATER VERNE S WEST 80 CENTURY ROAD PARAMUS NJ 07652 1 0 0 0 Common Stock, par value $0.01 per share 2004-11-04 4 S 0 20000 37.66 D 33267 D Common Stock, par value $0.01 per share 2004-11-04 5 G 0 1558 0 D 31709 D Common Stock, par value $0.01 per share 2004-11-04 5 G 0 1536 0 D 30173 D Common Stock, par value $0.01 per share 2004-11-04 5 G 0 1535 0 D 28638 D Common Stock, par value $0.01 per share 2004-11-04 5 G 0 1554 0 D 27084 D Common Stock, par value $0.01 per share 2004-11-04 5 G 0 1523 0 D 25561 D Common Stock, par value $0.01 per share 22000 D Common Stock, par value $0.01 per share 4800 I By IRA Common Stock, par value $0.01 per share 5200 I By Keogh Stock Option (Right to Buy) 6.9375 2010-01-13 Common Stock 89000 89000 D An award was made to the reporting person of 55,000 shares of common stock pursuant to the Hudson City Bancorp, Inc. 2000 Recognition and Retention Plan ("RRP"), which the stockholders approved at a Special Meeting of Stockholders of Hudson City Bancorp, Inc. held on January 13, 2000 ("Special Meeting"). On each of April 20, 2001 and 2002, 11,000 shares vested and became directly owned by the reporting person. The shares awarded pursuant to the RRP were adjusted to reflect a 2-for-1 stock split on June 17, 2002. On each of April 20, 2003 and 2004, 22,000 shares vested and became directly owned by the reporting person. The remaining 22,000 shares will vest and become directly owned by the reporting person on April 20, 2005. A grant was made to the reporting person of options to buy 100,000 shares of common stock pursuant to the Hudson City Bancorp, Inc. 2000 Stock Plan that was approved by stockholders at the Special Meeting. Options to buy 20,000 shares of common stock vested and became exercisable on each of January 13, 2001 and 2002. The options awarded to the reporting person were adjusted to reflect a 2-for-1 stock split on June 17, 2002 and 40,000 options vested and became exercisable on each of January 13, 2003 and 2004. The remaining 40,000 options will vest and become exercisable on January 13, 2005. Louis J. Beierle, Attorney-in-fact 2004-11-05