X0201 4 2004-04-21 0000921847 HUDSON CITY BANCORP INC HCBK 0001206750 QUEST DONALD O WEST 80 CENTURY ROAD PARAMUS NJ 07652 1 0 0 0 Common Stock, par value $0.01 per share 2004-04-21 4 M 0 6000 6.9375 A 72000 D Common Stock, par value $0.01 per share 2004-04-21 4 S 0 6000 33.556 D 66000 D Common Stock, par value $0.01 per share 7000 I By LP Common Stock, par value $0.01 per share 22000 D Common Stock, par value $0.01 per share 39000 I By Spouse Common Stock, par value $0.01 per share 24000 I By IRA Stock Option (Right to Buy) 6.9375 2004-04-21 4 M 0 6000 0 D 2010-01-13 Common Stock 6000 71000 D Stock Option (Right to Buy) 6.9375 2010-01-13 Common Stock 41000 41000 I By LP Award to reporting person of 55,000 shares of common stock pursuant to the Hudson City Bancorp, Inc. 2000 Recognition and Retention Plan ("RRP"), which the stockholders approved at a Special Meeting of Stockholders of Hudson City Bancorp, Inc. held on January 13, 2000 ("Special Meeting"). On each of April 20, 2001 and 2002, 11,000 shares vested and became directly owned by the reporting person. The shares awarded pursuant to the RRP were adjusted to reflect a 2-for-1 stock split on June 17, 2002. On each of April 20, 2003 and 2004, 22,000 shares vested and became directly owned by the reporting person. The remaining 22,000 shares will vest on April 20, 2005. Grant to the reporting person of options to buy 100,000 shares of common stock pursuant to the Hudson City Bancorp, Inc. 2000 Stock Plan that was approved by stockholders. Options to buy 20,000 shares of common stock vested and became exercisable on each of January 13, 2001 and 2002. The options awarded to the reporting were adjusted to reflect a 2-for-1 stock split on June 17, 2002 and 40,000 options vested and became exercisable on each of January 13, 2003 and 2004. The 40,000 unvested options will vest and become exercisable on January 13, 2005. The shares of common stock and the common stock options listed are held by a limited partnership ("LP") of which a limited liability company ("LLC") is the general partner. The reporting person is the Manager of the LLC. The only partners in the partnership are the reporting person and the LLC, the sole member of which is a trust for the benefit of the reporting person's wife and their descendants. Louis J. Beierle, Attorney-in-fact 2004-04-21