XML 25 R43.htm IDEA: XBRL DOCUMENT  v2.3.0.11
Loans and Allowance for Loan Losses (Details Textual) (USD $)
3 Months Ended 6 Months Ended
Jun. 30, 2011
Jun. 30, 2010
Jun. 30, 2011
Jun. 30, 2010
Dec. 31, 2010
Mortgage Loans on Real Estate [Line Items]          
Total loans $ 30,073,320,000   $ 30,073,320,000   $ 30,606,270,000
Principal balance of loans with payment plans 27,900,000   27,900,000   81,300,000
Loans modified in a troubled debt restructuring 41,800,000   41,800,000   11,100,000
Description related to classification of major category and sub categories of loans held     We evaluate the classification of our one-to four- family mortgage loans, consumer loans and other loans primarily on a pooled basis by delinquency. Loans that are past due 60 to 89 days are classified as special mention and loans that are past due 90 days or more are classified as substandard. We generally obtain updated valuations for one- to four- family mortgage loans by the time a loan becomes 180 days past due.    
Percentage of total loans within the New York metropolitan area 79.90%   79.90%   78.40%
Initial terms of interest-only loans originating as adjustable-rate mortgage loans     5, 7 or 10 years    
Loans eligible for limited documentation processing     ARM loans, interest-only first mortgage loans and 10-, 15-, 20-, 30- and 40-year fixed-rate loans to owner-occupied primary and second home applicants    
Term (in years) of interest-only loans offered as fixed-rate loans     30    
Number of years with interest-only payments for interest-only loans offered as fixed-rate loans     10    
Non-performing interest-only loans 192,300,000   192,300,000   179,300,000
Maximum percentage of borrowings available under limited documentation loans     70% of the lower of the appraised value or purchase price of the property    
Maximum loan amount for limited documentation loans     750,000    
Maximum loan-to-value ratio for mortgage loans with no verification of income     60.00%    
Originated amortizing limited documentation loans 3,700,000,000   3,700,000,000   3,380,000,000
Originated limited documentation interest-only loans 971,800,000   971,800,000   938,800,000
Non-performing loans originated amortizing limited documentation loans 112,400,000   112,400,000   91,500,000
Non-performing loans originated limited documentation interest-only loans 62,600,000   62,600,000   58,300,000
Charge-offs resulting from impairment evaluation     875,000    
ALL established for loans classified as troubled debt restructurings     4,900,000    
Net charge-offs 22,977,000 22,846,000 44,268,000 47,091,000  
Previous charges-offs on Real Estate owned     8,200,000    
Number of loans disposed through foreclosure process     74    
Final gain on sale of loans disposed through foreclosure process     822,000    
Write-downs on foreclosed real estate     3,700,000    
Percentage of average LTV ratio of non-performing loans 74.90%   74.90%    
Percentage of average LTV ratio of total mortgage loan portfolio 60.80%   60.80%    
Percentage of non-performing loans within the New York metropolitan area 72.70%   72.70%   70.90%
Percentage of weighted average LTV in the one- to four-family mortgage loan portfolio 60.80%   60.80%    
Number of delinquency days before new collateral values for loans are obtained     0    
Percentage decline of house prices in the New York metropolitan area (locally) from the peak of the market in 2006 23.00%   23.00%    
Percentage decline of house prices (nationwide) from the peak of the market in 2006 32.00%   32.00%    
Interest income on non-accrual loans that would have been recognized if interest had been recorded based upon original contract terms     26,100,000    
Loans held for sale 0   0   0
Period in which loans are considered contractually past due     90 days or more    
One- to four-family, Interest-only [Member]
         
Mortgage Loans on Real Estate [Line Items]          
Total loans 5,065,540,000   5,065,540,000   5,136,463,000
Current Dues [Member]
         
Mortgage Loans on Real Estate [Line Items]          
Principal balance of loans with payment plans 20,500,000   20,500,000   54,400,000
Thirty To Fifty Nine Days Past Due [Member]
         
Mortgage Loans on Real Estate [Line Items]          
Principal balance of loans with payment plans 2,500,000   2,500,000   13,900,000
Sixty To Eighty Nine Days Past Due [Member]
         
Mortgage Loans on Real Estate [Line Items]          
Principal balance of loans with payment plans 2,900,000   2,900,000   4,700,000
Loans modified in a troubled debt restructuring 1,800,000   1,800,000    
Ninety Days Or More Past Due [Member]
         
Mortgage Loans on Real Estate [Line Items]          
Principal balance of loans with payment plans 2,000,000   2,000,000   8,300,000
Loans modified in a troubled debt restructuring 2,600,000   2,600,000    
Thirty Days Past Due [Member]
         
Mortgage Loans on Real Estate [Line Items]          
Loans modified in a troubled debt restructuring $ 1,900,000   $ 1,900,000