Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
Assets
Cash and due from banks	$ 10,117	$ 11,404
Interest bearing deposits	29,145	4,958
Total cash and cash equivalents	39,262	16,362
Securities available for sale	197,083	159,861
Securities held to maturity (fair value 12/31/13: $22,471)	0	21,992
Loans, net of allowance for loan losses, 6/30/14: $6,640; 12/31/13: $7,200	595,794	563,160
Foreclosed assets	10,599	19,705
Premises and equipment, net	9,425	9,722
Bank owned life insurance	19,205	18,872
Accrued interest receivable	2,339	2,576
Other assets	13,382	13,096
Total assets	887,089	825,346
Liabilities:
Non-interest bearing deposits	33,985	21,237
Interest bearing deposits	673,890	655,798
Total deposits	707,875	677,035
Securities sold under agreements to repurchase	23,897	22,397
FHLB borrowings	58,000	43,000
Junior subordinated notes	27,416	27,476
Accrued interest payable	410	424
Other liabilities	13,900	6,094
Total liabilities	831,498	776,426
Shareholders' equity:
Preferred stock, no par value; 10,000,000 shares authorized; no shares issued and outstanding at June 30, 2014 and December 31, 2013	0	0
Common stock, no par value; 10,000,000 shares authorized; 4,818,465 shares issued and outstanding at June 30, 2014 and 4,787,605 shares issued and outstanding at December 31, 2013	22,976	22,626
Retained earnings	33,772	30,897
Accumulated other comprehensive loss	(1,157)	(4,603)
Total shareholders' equity	55,591	48,920
Total liabilities and shareholders' equity	$ 887,089	$ 825,346