Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Assets
Cash and due from banks	$ 9,272	$ 11,404
Interest bearing deposits	15,290	4,958
Total cash and cash equivalents	24,562	16,362
Securities available for sale	180,654	159,861
Securities held to maturity (fair value 3/31/14: $22,193; 12/31/13: $22,471)	21,507	21,992
Loans, net of allowance for loan losses, 3/31/14: $6,425; 12/31/13: $7,200	578,332	563,160
Foreclosed assets	19,766	19,705
Premises and equipment, net	9,569	9,722
Bank owned life insurance	19,037	18,872
Accrued interest receivable	2,585	2,576
Other assets	12,712	13,096
Total assets	868,724	825,346
Liabilities:
Non-interest bearing deposits	23,279	21,237
Interest bearing deposits	674,452	655,798
Total deposits	697,731	677,035
Securities sold under agreements to repurchase	22,178	22,397
FHLB borrowings	63,000	43,000
Junior subordinated notes	27,446	27,476
Accrued interest payable	400	424
Other liabilities	5,640	6,094
Total liabilities	816,395	776,426
Shareholders' equity:
Preferred stock, no par value; 10,000,000 shares authorized; no shares issued and outstanding at March 31, 2014 and December 31, 2013	0	0
Common stock, no par value; 10,000,000 shares authorized; 4,817,585 shares issued and outstanding at March 31, 2014 and 4,787,605 shares issued and outstanding at December 31, 2013	22,963	22,626
Retained earnings	32,220	30,897
Accumulated other comprehensive loss	(2,854)	(4,603)
Total shareholders' equity	52,329	48,920
Total liabilities and shareholders' equity	$ 868,724	$ 825,346