Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Assets
Cash and due from banks	$ 11,404	$ 9,576
Interest bearing deposits	4,958	10,227
Total cash and cash equivalents	16,362	19,803
Securities available for sale	159,861	124,220
Securities held to maturity (fair value 12/31/13: $22,471; 12/31/12: $27,791)	21,992	26,252
Loans, net of allowance for loan losses, 12/31/13: $7,200; 12/31/12: $8,060	563,160	533,893
Foreclosed assets	19,705	21,364
Premises and equipment, net	9,722	8,291
Bank owned life insurance	18,872	18,206
Accrued interest receivable	2,576	2,434
Other assets	13,096	10,121
Total assets	825,346	764,584
Liabilities:
Non-interest bearing deposits	21,237	24,289
Interest bearing deposits	655,798	596,812
Total deposits	677,035	621,101
Securities sold under agreements to repurchase	22,397	19,745
FHLB borrowings	43,000	38,000
Junior subordinated debentures	27,476	16,496
Accrued interest payable	424	337
Other liabilities	6,094	4,674
Total liabilities	776,426	700,353
Shareholders' equity:
Preferred stock, no par value; 10,000,000 shares authorized; 0 shares issued and outstanding at December 31, 2013 and 14,419 shares issued and outstanding at December 31, 2012	0	14,256
Common stock, no par value; 10,000,000 shares authorized; 4,787,605 shares issued and outstanding at December 31, 2013 and 4,760,095 shares issued and outstanding at December 31, 2012	22,626	23,940
Retained earnings	30,897	25,458
Accumulated other comprehensive income (loss)	(4,603)	577
Total shareholders' equity	48,920	64,231
Total liabilities and shareholders' equity	$ 825,346	$ 764,584