FEDERAL HOME LOAN BANK ADVANCES (Tables)

6 Months Ended

Jun. 30, 2025

FEDERAL HOME LOAN BANK ADVANCES

Federal Home Loan Bank Advances

(in thousands)	June 30, 2025		December 31, 2024
Overnight advances	$	—	$	25,000
Fixed interest rate advances		370,000		370,000
Total FHLB advances	$	370,000	$	395,000

Aggregate Expected Future Principal Payments on FHLB Advances

			Weighted
			Average
Year (dollars in thousands)	Principal		Rate
2026	$	130,000	4.65	%
2027		80,000	4.01
2028		160,000	4.39
Total	$	370,000	4.40	%

Information Regarding Overnight FHLB Advances

	Three Months Ended						Six Months Ended
	June 30,						June 30,
(dollars in thousands)	2025			2024			2025			2024
Average outstanding balance during the period	$	—		$	4,835		$	74,972		$	135,522
Weighted average interest rate during the period		—	%		5.47	%		4.45	%		5.44	%
Maximum outstanding at any month end during the period	$	—		$	—		$	428,000		$	760,000

Real Estate Loans Pledged

(in thousands)	June 30, 2025		December 31, 2024
First-lien, single family residential real estate	$	1,165,788	$	1,177,113
Home equity lines of credit		331,995		312,168
Multi-family commercial real estate		91,324		94,334
Commercial real estate		308,075		330,911