LOANS HELD FOR SALE (Tables)

6 Months Ended

Jun. 30, 2025

LOANS HELD FOR SALE

Schedule of activity of consumer loans held for sale and carried at fair value

	Three Months Ended				Six Months Ended
	June 30,				June 30,
(in thousands)	2025		2024		2025		2024
Balance, beginning of period	$	8,602	$	6,093	$	5,443	$	7,914
Origination of consumer loans held for sale		48,465		42,241		82,812		77,400
Proceeds from the sale of consumer loans held for sale		(49,880)		(41,080)		(81,900)		(79,091)
Net gain on sale of consumer loans held for sale		1,125		1,087		1,957		2,118
Balance, end of period	$	8,312	$	8,341	$	8,312	$	8,341

Schedule of activity of consumer loans held for sale and carried at lower of cost or fair value

	Three Months Ended				Six Months Ended
	June 30,				June 30,
(in thousands)	2025		2024		2025		2024
Balance, beginning of period	$	23,523	$	13,083	$	18,632	$	16,094
Origination of consumer loans held for sale		272,662		359,900		504,966		513,088
Transferred from held for investment to held for sale		—		—		4,977		—
Proceeds from the sale of consumer loans held for sale		(279,465)		(351,675)		(514,078)		(510,248)
Net gain on sale of consumer loans held for sale		2,920		2,552		5,143		4,926
Balance, end of period	$	19,640	$	23,860	$	19,640	$	23,860