XML 82 R71.htm IDEA: XBRL DOCUMENT v3.25.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - REFUND ADVANCES (Details) - Tax Refund Solutions - Refund Advances - USD ($)
$ in Thousands
2 Months Ended 3 Months Ended
Feb. 28, 2025
Feb. 29, 2024
Mar. 31, 2025
Mar. 31, 2024
Period Refund Advance tax credit product offered 2 months 2 months    
Refund Advances     $ 662,556 $ 771,091
Net charge to the Provision for RAs, including ERAs     $ 15,335 $ 25,718
Provision as a percentage of RAs originated , including ERAs     2.31% 3.34%
Refund Advances net charge-offs (recoveries)     $ (691) $ (275)
Refund Advances net charge-offs (recoveries) to total Refund Advances originated     (0.10%) (0.04%)