FEDERAL HOME LOAN BANK ADVANCES (Tables)

3 Months Ended

Mar. 31, 2025

FEDERAL HOME LOAN BANK ADVANCES

Federal Home Loan Bank Advances

(in thousands)	March 31, 2025		December 31, 2024
Overnight advances	$	—	$	25,000
Fixed interest rate advances		370,000		370,000
Total FHLB advances	$	370,000	$	395,000

Aggregate Expected Future Principal Payments on FHLB Advances

			Weighted
			Average
Year (dollars in thousands)	Principal		Rate
2025	$	100,000	4.55	%
2026		30,000	4.82
2027		80,000	4.01
2028		160,000	4.39
Total	$	370,000	4.39	%

Information Regarding Overnight FHLB Advances

	Three Months Ended
	March 31,
(dollars in thousands)	2025			2024
Average outstanding balance during the period	$	150,778		$	266,209
Weighted average interest rate during the period		4.42	%		5.44	%
Maximum outstanding at any month end during the period	$	428,000		$	760,000

Real Estate Loans Pledged

(in thousands)	March 31, 2025		December 31, 2024
First-lien, single family residential real estate	$	1,165,788	$	1,177,113
Home equity lines of credit		322,962		312,168
Multi-family commercial real estate		91,324		94,334
Commercial real estate		308,075		330,911