CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Mar. 31, 2025	Dec. 31, 2024
ASSETS
Cash and cash equivalents	$ 793,020	$ 432,151
Available-for-sale debt securities, at fair value (amortized cost of $622,748 in 2025 and $602,493 in 2024, allowance for credit losses of $0 in 2025 and 2024)	609,327	584,155
Held-to-maturity debt securities (fair value of $5,565 in 2025 and $10,735 in 2024, allowance for credit losses of $0 in 2025 and $0 in 2024)	5,612	10,778
Equity securities with readily determinable fair value	724	693
Mortgage loans held for sale, at fair value	9,140	8,312
Consumer loans held for sale, at fair value	8,602	5,443
Consumer loans held for sale, at the lower of cost or fair value	23,523	18,632
Loans (loans carried at fair value of $0 in 2025 and $0 in 2024)	5,289,793	5,439,466
Allowance for credit losses	(106,303)	(91,978)
Loans, net	5,183,490	5,347,488
Federal Home Loan Bank stock, at cost	26,748	24,478
Premises and equipment, net	31,996	32,309
Right-of-use assets	35,857	36,182
Goodwill	40,516	40,516
Other real estate owned	1,107	1,160
Bank owned life insurance	107,918	107,125
Other assets and accrued interest receivable	197,975	197,245
TOTAL ASSETS	7,075,555	6,846,667
Deposits:
Noninterest-bearing	1,375,234	1,207,764
Interest-bearing	4,030,658	4,002,782
Total deposits	5,405,892	5,210,546
Securities sold under agreements to repurchase and other short-term borrowings	89,718	103,318
Operating lease liabilities	36,831	37,121
Federal Home Loan Bank advances	370,000	395,000
Other liabilities and accrued interest payable	139,025	108,653
Total liabilities	6,041,466	5,854,638
Commitments and contingent liabilities (Footnote 8)
STOCKHOLDERS' EQUITY
Preferred stock, no par value
Class A Common Stock, no par value, 30,000,000 shares authorized, 17,367,736 shares (2025) and 17,297,878 shares (2024) issued and outstanding; Class B Common Stock, no par value, 5,000,000 shares authorized, 2,150,090 shares (2025) and 2,150,090 shares (2024) issued and outstanding	4,594	4,587
Additional paid in capital	151,473	148,053
Retained earnings	889,687	853,627
Accumulated other comprehensive (loss) income	(11,665)	(14,238)
Total stockholders' equity	1,034,089	992,029
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 7,075,555	$ 6,846,667