XML 77 R67.htm IDEA: XBRL DOCUMENT v3.22.2.2
LOANS AND ALLOWANCE FOR CREDIT LOSSES - TDR MODIFICATIONS (Details)
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2022
USD ($)
Sep. 30, 2021
USD ($)
loan
Sep. 30, 2022
USD ($)
loan
Sep. 30, 2021
USD ($)
loan
Dec. 31, 2021
USD ($)
loan
Troubled Debt Restructurings disclosures          
Period of time loans are not past due in which TDR loans are performing     30 days    
Number of Loans 343 128 2,038   2,429
Recorded Investment $ 552,000 $ 169,000 $ 11,708,000   $ 15,386,000
Commitments to lend any additional material amounts to existing TDR relationships 0   0   $ 0
Change between the pre and post modification loan $ 0 $ 0 $ 0 $ 0  
Modified During The Period          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     623 569  
Recorded Investment     $ 1,110,000 $ 901,000  
Performing Financing Receivable          
Troubled Debt Restructurings disclosures          
Number of Loans 342 127 2,026   2,413
Recorded Investment $ 505,000 $ 155,000 $ 11,117,000   $ 12,177,000
Percentage of troubled debt restructurings performing as per terms of modifications 95.00%   95.00%   79.00%
Specific reserve allocations made to customers $ 804,000   $ 804,000   $ 2,000,000
Percentage of Bank's TDRs that occurred during period, which were performing according to their modified terms 91.00% 92.00% 96.00% 50.00%  
Specific ACLL allocations made to customers whose loan terms were modified in TDRs during period $ 30,000 $ 6,000 $ 53,000 $ 38,000  
Performing Financing Receivable | Modified During The Period          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     622 563  
Recorded Investment     $ 1,063,000 $ 453,000  
Nonperforming Financing Receivable          
Troubled Debt Restructurings disclosures          
Number of Loans 1 1 12   16
Recorded Investment $ 47,000 $ 14,000 $ 591,000   $ 3,209,000
Nonperforming Financing Receivable | Modified During The Period          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     1 6  
Recorded Investment     $ 47,000 $ 448,000  
Residential Real Estate          
Troubled Debt Restructurings disclosures          
Number of Loans 11 4 148   152
Recorded Investment $ 490,000 $ 156,000 $ 10,414,000   $ 11,035,000
Residential Real Estate | Rate reduction          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     75   86
Recorded Investment     $ 6,751,000   $ 7,764,000
Residential Real Estate | Principal deferral          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     7   7
Recorded Investment     $ 709,000   $ 729,000
Residential Real Estate | Bankrupt customer          
Troubled Debt Restructurings disclosures          
Number of Loans 11 4 66   59
Recorded Investment $ 490,000 $ 156,000 $ 2,954,000   $ 2,542,000
Residential Real Estate | Modified During The Period          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     18 12  
Recorded Investment     $ 1,001,000 $ 826,000  
Residential Real Estate | Modified During The Period | Principal deferral          
Troubled Debt Restructurings disclosures          
Number of Loans | loan       1  
Recorded Investment       $ 160,000  
Residential Real Estate | Modified During The Period | Bankrupt customer          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     18 11  
Recorded Investment     $ 1,001,000 $ 666,000  
Residential Real Estate | Performing Financing Receivable          
Troubled Debt Restructurings disclosures          
Number of Loans 10 3 136   137
Recorded Investment $ 443,000 $ 142,000 $ 9,823,000   $ 10,290,000
Residential Real Estate | Performing Financing Receivable | Rate reduction          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     73   82
Recorded Investment     $ 6,632,000   $ 7,461,000
Residential Real Estate | Performing Financing Receivable | Principal deferral          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     6   7
Recorded Investment     $ 552,000   $ 729,000
Residential Real Estate | Performing Financing Receivable | Bankrupt customer          
Troubled Debt Restructurings disclosures          
Number of Loans 10 3 57   48
Recorded Investment $ 443,000 $ 142,000 $ 2,639,000   $ 2,100,000
Residential Real Estate | Performing Financing Receivable | Modified During The Period          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     17 6  
Recorded Investment     $ 954,000 $ 378,000  
Residential Real Estate | Performing Financing Receivable | Modified During The Period | Bankrupt customer          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     17 6  
Recorded Investment     $ 954,000 $ 378,000  
Residential Real Estate | Nonperforming Financing Receivable          
Troubled Debt Restructurings disclosures          
Number of Loans 1 1 12   15
Recorded Investment $ 47,000 $ 14,000 $ 591,000   $ 745,000
Residential Real Estate | Nonperforming Financing Receivable | Rate reduction          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     2   4
Recorded Investment     $ 119,000   $ 303,000
Residential Real Estate | Nonperforming Financing Receivable | Principal deferral          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     1    
Recorded Investment     $ 157,000    
Residential Real Estate | Nonperforming Financing Receivable | Bankrupt customer          
Troubled Debt Restructurings disclosures          
Number of Loans 1 1 9   11
Recorded Investment $ 47,000 $ 14,000 $ 315,000   $ 442,000
Residential Real Estate | Nonperforming Financing Receivable | Modified During The Period          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     1 6  
Recorded Investment     $ 47,000 $ 448,000  
Residential Real Estate | Nonperforming Financing Receivable | Modified During The Period | Principal deferral          
Troubled Debt Restructurings disclosures          
Number of Loans | loan       1  
Recorded Investment       $ 160,000  
Residential Real Estate | Nonperforming Financing Receivable | Modified During The Period | Bankrupt customer          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     1 5  
Recorded Investment     $ 47,000 $ 288,000  
Commercial Real Estate          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     1   4
Recorded Investment     $ 865,000   $ 3,814,000
Commercial related and construction/land development          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     2   7
Recorded Investment     $ 866,000   $ 3,860,000
Commercial related and construction/land development | Rate reduction          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     1   1
Recorded Investment     $ 865,000   $ 919,000
Commercial related and construction/land development | Principal deferral          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     1   6
Recorded Investment     $ 1,000   $ 2,941,000
Commercial related and construction/land development | Performing Financing Receivable          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     2   6
Recorded Investment     $ 866,000   $ 1,396,000
Commercial related and construction/land development | Performing Financing Receivable | Rate reduction          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     1   1
Recorded Investment     $ 865,000   $ 919,000
Commercial related and construction/land development | Performing Financing Receivable | Principal deferral          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     1   5
Recorded Investment     $ 1,000   $ 477,000
Commercial related and construction/land development | Nonperforming Financing Receivable          
Troubled Debt Restructurings disclosures          
Number of Loans | loan         1
Recorded Investment         $ 2,464,000
Commercial related and construction/land development | Nonperforming Financing Receivable | Principal deferral          
Troubled Debt Restructurings disclosures          
Number of Loans | loan         1
Recorded Investment         $ 2,464,000
Consumer          
Troubled Debt Restructurings disclosures          
Number of Loans 332 124 1,888   2,270
Recorded Investment $ 62,000 $ 13,000 $ 428,000   $ 491,000
Consumer | Principal deferral          
Troubled Debt Restructurings disclosures          
Number of Loans 332 124 1,885   2,266
Recorded Investment $ 62,000 $ 13,000 $ 414,000   $ 470,000
Consumer | Bankrupt customer          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     3   4
Recorded Investment     $ 14,000   $ 21,000
Consumer | Modified During The Period          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     605 557  
Recorded Investment     $ 109,000 $ 75,000  
Consumer | Modified During The Period | Principal deferral          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     605 556  
Recorded Investment     $ 109,000 $ 72,000  
Consumer | Modified During The Period | Bankrupt customer          
Troubled Debt Restructurings disclosures          
Number of Loans | loan       1  
Recorded Investment       $ 3,000  
Consumer | Performing Financing Receivable          
Troubled Debt Restructurings disclosures          
Number of Loans 332 124 1,888   2,270
Recorded Investment $ 62,000 $ 13,000 $ 428,000   $ 491,000
Consumer | Performing Financing Receivable | Principal deferral          
Troubled Debt Restructurings disclosures          
Number of Loans 332 124 1,885   2,266
Recorded Investment $ 62,000 $ 13,000 $ 414,000   $ 470,000
Consumer | Performing Financing Receivable | Bankrupt customer          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     3   4
Recorded Investment     $ 14,000   $ 21,000
Consumer | Performing Financing Receivable | Modified During The Period          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     605 557  
Recorded Investment     $ 109,000 $ 75,000  
Consumer | Performing Financing Receivable | Modified During The Period | Principal deferral          
Troubled Debt Restructurings disclosures          
Number of Loans | loan     605 556  
Recorded Investment     $ 109,000 $ 72,000  
Consumer | Performing Financing Receivable | Modified During The Period | Bankrupt customer          
Troubled Debt Restructurings disclosures          
Number of Loans | loan       1  
Recorded Investment       $ 3,000