CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
INTEREST INCOME:
Loans, including fees	$ 47,916	$ 49,640	$ 108,931	$ 117,112
Taxable investment securities	2,688	1,858	4,747	3,810
Federal Home Loan Bank stock and other	1,716	317	2,197	536
Total interest income	52,320	51,815	115,875	121,458
INTEREST EXPENSE:
Deposits	945	1,324	1,824	2,889
Securities sold under agreements to repurchase and other short-term borrowings	49	8	77	17
Federal Home Loan Bank advances	94	10	130	41
Subordinated note		169		341
Total interest expense	1,088	1,511	2,031	3,288
NET INTEREST INCOME	51,232	50,304	113,844	118,170
Provision for expected credit loss expense for on-balance sheet exposures (loans and investment securities)	3,705	(4,323)	12,931	10,939
NET INTEREST INCOME AFTER PROVISION	47,527	54,627	100,913	107,231
NONINTEREST INCOME:
Mortgage banking income	1,763	4,182	4,420	11,375
Program fees	3,885	3,342	7,739	5,551
Increase in cash surrender value of bank owned life insurance	623	600	1,235	990
Total noninterest income	30,566	21,648	61,567	50,669
NONINTEREST EXPENSE:
Salaries and employee benefits	28,896	27,410	58,208	56,747
Technology, equipment, and communication	7,229	7,444	14,443	14,511
Occupancy	3,224	3,251	6,664	6,810
Marketing and development	1,720	1,094	3,068	1,866
FDIC insurance expense	399	418	818	864
Interchange related expense	1,264	1,288	2,381	2,432
Legal and professional fees	804	1,466	2,169	2,680
Other	4,117	3,343	8,475	7,685
Total noninterest expense	47,653	45,714	96,226	93,595
INCOME BEFORE INCOME TAX EXPENSE	30,440	30,561	66,254	64,305
INCOME TAX EXPENSE	6,539	6,639	14,427	14,330
NET INCOME	23,901	23,922	51,827	49,975
Service charges on deposit accounts
NONINTEREST INCOME:
Revenue under 606	3,363	3,071	6,589	5,944
Net refund transfer fees
NONINTEREST INCOME:
Revenue under 606	3,950	5,923	16,001	18,644
Interchange fee income
NONINTEREST INCOME:
Revenue under 606	3,461	3,481	6,531	6,508
Net losses on other real estate owned
NONINTEREST INCOME:
Revenue under 606	(52)	(44)	(105)	(55)
Contract termination fee
NONINTEREST INCOME:
Revenue under 606			5,000
Legal settlement
NONINTEREST INCOME:
Revenue under 606	13,000		13,000
Other
NONINTEREST INCOME:
Revenue under 606	$ 573	$ 1,093	$ 1,157	$ 1,712
Class A Common Stock
BASIC EARNINGS PER SHARE:
Basic earnings per share (in dollars per share)	$ 1.20	$ 1.16	$ 2.60	$ 2.42
DILUTED EARNINGS PER SHARE:
Diluted earnings per share (in dollars per share)	1.20	1.16	2.59	2.41
Class B Common Stock
BASIC EARNINGS PER SHARE:
Basic earnings per share (in dollars per share)	1.09	1.05	2.37	2.20
DILUTED EARNINGS PER SHARE:
Diluted earnings per share (in dollars per share)	$ 1.09	$ 1.05	$ 2.36	$ 2.19