INCOME TAXES - DEFERRED TAXES AND OPERATING LOSS CARRYFORWARD (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Net operating loss carry forward
AMT credit carryforwards	$ 142,000
Deferred tax assets:
Allowance for credit losses	16,071,000	$ 14,999,000
Operating lease liabilities	9,884,000	10,911,000
Accrued expenses	5,721,000	5,062,000
Net operating loss carryforward	1,550,000	2,577,000
Acquisition fair value adjustments	124,000	181,000
Other-than-temporary impairment	402,000	448,000
Paycheck Protection Program Fees	337,000	2,159,000
Other	2,079,000	1,655,000
Total deferred tax assets	36,168,000	37,992,000
Deferred tax liabilities:
Right of use assets - operating leases	(9,673,000)	(10,667,000)
Depreciation and amortization	(3,682,000)	(3,612,000)
Federal Home Loan Bank dividends	(709,000)	(1,161,000)
Deferred loan costs	(2,275,000)	(2,235,000)
Lease Financing Receivables	(2,094,000)	(2,154,000)
Mortgage servicing rights	(2,291,000)	(1,746,000)
Unrealized investment securities gains	(625,000)	(2,836,000)
Bargain purchase gain		(659,000)
Total deferred tax liabilities	(21,349,000)	(25,070,000)
Net deferred tax asset	14,819,000	$ 12,922,000
Domestic
Net operating loss carry forward
Net operating loss carry forward, amount	6,600,000
Annual limit of use of operating loss carryforward	722,000
State
Net operating loss carry forward
Net operating loss carry forward, amount	3,900,000
Annual limit of use of operating loss carryforward	634,000
AMT credit carryforwards	$ 15,000