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SEGMENT INFORMATION (Details)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2020
USD ($)
Jun. 30, 2019
USD ($)
Jun. 30, 2020
USD ($)
segment
Jun. 30, 2019
USD ($)
Dec. 31, 2019
USD ($)
Segment Disclosure information          
Number of reportable segments | segment     5    
Segment information          
Net interest income $ 52,205 $ 53,946 $ 124,943 $ 126,245  
Provision for expected credit loss expense 6,534 4,460 29,294 21,691  
Net refund transfer fees 2,913 3,629 18,736 20,729  
Mortgage banking income 8,398 2,416 13,193 3,955  
Program fees 1,138 1,037 3,762 2,111  
Other noninterest income 6,302 8,043 13,629 15,747  
Total noninterest income 18,751 15,125 49,320 42,542  
Total noninterest expenses 44,825 43,428 91,794 88,937  
INCOME BEFORE INCOME TAX EXPENSE 19,597 21,183 53,175 58,159  
Income tax expense (benefit) 3,793 3,176 10,674 10,636  
NET INCOME 15,804 18,007 42,501 47,523  
Period-end assets $ 6,460,575 $ 5,723,134 $ 6,460,575 $ 5,723,134 $ 5,620,319
Net interest margin (as percent) 3.62% 4.12% 4.55% 4.88%  
Net-revenue concentration (as percent) 100.00% 100.00% 100.00% 100.00%  
Core Banking          
Segment Disclosure information          
Number of reportable segments | segment     3    
Segment information          
Net interest income $ 45,517 $ 46,004 $ 90,658 $ 90,348  
Provision for expected credit loss expense 3,529 1,844 9,450 2,258  
Mortgage banking income 8,398 2,416 13,193 3,955  
Other noninterest income 6,151 7,922 13,421 14,868  
Total noninterest income 14,549 10,338 26,614 18,823  
Total noninterest expenses 40,188 39,910 79,634 77,538  
INCOME BEFORE INCOME TAX EXPENSE 16,349 14,588 28,188 29,375  
Income tax expense (benefit) 3,102 1,635 4,916 3,909  
NET INCOME 13,247 12,953 23,272 25,466  
Period-end assets $ 6,050,677 $ 5,564,317 $ 6,050,677 $ 5,564,317  
Net interest margin (as percent) 3.23% 3.62% 3.43% 3.69%  
Net-revenue concentration (as percent) 84.00% 82.00% 67.00% 65.00%  
Traditional Banking          
Segment information          
Net interest income $ 39,035 $ 41,877 $ 79,656 $ 83,224  
Provision for expected credit loss expense 3,080 1,427 8,669 1,616  
Other noninterest income 6,126 7,853 13,361 14,749  
Total noninterest income 6,126 7,853 13,361 14,749  
Total noninterest expenses 36,688 37,764 73,335 73,314  
INCOME BEFORE INCOME TAX EXPENSE 5,393 10,539 11,013 23,043  
Income tax expense (benefit) 729 744 1,189 2,509  
NET INCOME 4,664 9,795 9,824 20,534  
Period-end assets $ 4,967,759 $ 4,805,449 $ 4,967,759 $ 4,805,449  
Net interest margin (as percent) 3.26% 3.75% 3.52% 3.81%  
Net-revenue concentration (as percent) 63.00% 72.00% 53.00% 58.00%  
Warehouse Lending          
Segment information          
Net interest income $ 6,063 $ 3,957 $ 10,370 $ 6,852  
Provision for expected credit loss expense 449 417 781 642  
Other noninterest income 17 13 28 23  
Total noninterest income 17 13 28 23  
Total noninterest expenses 811 792 1,614 1,550  
INCOME BEFORE INCOME TAX EXPENSE 4,820 2,761 8,003 4,683  
Income tax expense (benefit) 1,085 621 1,801 1,054  
NET INCOME 3,735 2,140 6,202 3,629  
Period-end assets $ 1,028,400 $ 738,300 $ 1,028,400 $ 738,300  
Net interest margin (as percent) 3.01% 2.49% 2.86% 2.63%  
Net-revenue concentration (as percent) 9.00% 6.00% 6.00% 4.00%  
Mortgage Banking          
Segment information          
Net interest income $ 419 $ 170 $ 632 $ 272  
Mortgage banking income 8,398 2,416 13,193 3,955  
Other noninterest income 8 56 32 96  
Total noninterest income 8,406 2,472 13,225 4,051  
Total noninterest expenses 2,689 1,354 4,685 2,674  
INCOME BEFORE INCOME TAX EXPENSE 6,136 1,288 9,172 1,649  
Income tax expense (benefit) 1,288 270 1,926 346  
NET INCOME 4,848 1,018 7,246 1,303  
Period-end assets $ 54,518 $ 20,568 $ 54,518 $ 20,568  
Net-revenue concentration (as percent) 12.00% 4.00% 8.00% 3.00%  
Republic Processing Group          
Segment Disclosure information          
Number of reportable segments | segment     2    
Segment information          
Net interest income $ 6,688 $ 7,942 $ 34,285 $ 35,897  
Provision for expected credit loss expense 3,005 2,616 19,844 19,433  
Net refund transfer fees 2,913 3,629 18,736 20,729  
Program fees 1,138 1,037 3,762 2,111  
Other noninterest income 151 121 208 879  
Total noninterest income 4,202 4,787 22,706 23,719  
Total noninterest expenses 4,637 3,518 12,160 11,399  
INCOME BEFORE INCOME TAX EXPENSE 3,248 6,595 24,987 28,784  
Income tax expense (benefit) 691 1,541 5,758 6,727  
NET INCOME 2,557 5,054 19,229 22,057  
Period-end assets $ 409,898 $ 158,817 $ 409,898 $ 158,817  
Net-revenue concentration (as percent) 16.00% 18.00% 33.00% 35.00%  
Tax Refund Solutions          
Segment information          
Net interest income $ 1,081 $ 710 $ 21,606 $ 21,148  
Provision for expected credit loss expense 4,448 392 19,581 13,826  
Net refund transfer fees 2,913 3,629 18,736 20,729  
Program fees 618 50 930 196  
Other noninterest income 151 89 208 220  
Total noninterest income 3,682 3,768 19,874 21,145  
Total noninterest expenses 3,734 2,849 10,363 9,963  
INCOME BEFORE INCOME TAX EXPENSE (3,419) 1,237 11,536 18,504  
Income tax expense (benefit) (853) 288 2,644 4,318  
NET INCOME (2,566) 949 8,892 14,186  
Period-end assets $ 306,583 $ 36,834 $ 306,583 $ 36,834  
Net-revenue concentration (as percent) 7.00% 6.00% 24.00% 25.00%  
Republic Credit Solutions          
Segment information          
Net interest income $ 5,607 $ 7,232 $ 12,679 $ 14,749  
Provision for expected credit loss expense (1,443) 2,224 263 5,607  
Program fees 520 987 2,832 1,915  
Other noninterest income   32   659  
Total noninterest income 520 1,019 2,832 2,574  
Total noninterest expenses 903 669 1,797 1,436  
INCOME BEFORE INCOME TAX EXPENSE 6,667 5,358 13,451 10,280  
Income tax expense (benefit) 1,544 1,253 3,114 2,409  
NET INCOME 5,123 4,105 10,337 7,871  
Period-end assets $ 103,315 $ 121,983 $ 103,315 $ 121,983  
Net-revenue concentration (as percent) 9.00% 12.00% 9.00% 10.00%