XML 93 R61.htm IDEA: XBRL DOCUMENT v3.20.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - COMPOSITION OF LOANS (Details) - USD ($)
$ in Thousands
Mar. 31, 2020
Dec. 31, 2019
Mar. 31, 2019
Dec. 31, 2018
Loans disclosures        
Total loans $ 4,515,599 $ 4,433,151    
Allowance for loan and lease losses (70,431) (43,351) $ (57,961) $ (44,675)
Loans, net 4,445,168 4,389,800    
Core Banking Activities        
Loans disclosures        
Total loans 4,387,258 4,313,389    
Allowance for loan and lease losses (42,680) (29,999) (31,569) (31,519)
Traditional Banking        
Loans disclosures        
Total loans 3,536,804 3,595,931    
Allowance for loan and lease losses (40,554) (28,205) (30,172) (30,347)
Republic Processing Group        
Loans disclosures        
Total loans 128,341 119,762    
Allowance for loan and lease losses (27,751) (13,352) (26,392) (13,156)
Residential Real Estate - Owner Occupied        
Loans disclosures        
Total loans 916,526      
Residential Real Estate - Owner Occupied | Traditional Banking        
Loans disclosures        
Total loans 916,526 949,568    
Allowance for loan and lease losses (9,387) (4,729) (5,801) (6,035)
Residential Real Estate - Non Owner Occupied        
Loans disclosures        
Total loans 256,492      
Residential Real Estate - Non Owner Occupied | Traditional Banking        
Loans disclosures        
Total loans 256,492 258,803    
Allowance for loan and lease losses (2,165) (1,737) (1,720) (1,662)
Commercial Real Estate        
Loans disclosures        
Total loans 1,320,790      
Commercial Real Estate | Traditional Banking        
Loans disclosures        
Total loans 1,320,790 1,303,000    
Allowance for loan and lease losses (13,381) (10,486) (10,235) (10,030)
Construction & land development        
Loans disclosures        
Total loans 163,396      
Construction & land development | Traditional Banking        
Loans disclosures        
Total loans 163,396 159,702    
Allowance for loan and lease losses (4,536) (2,152) (2,443) (2,555)
Commercial & industrial        
Loans disclosures        
Total loans 445,947      
Commercial & industrial | Traditional Banking        
Loans disclosures        
Total loans 445,947 477,236    
Allowance for loan and lease losses (2,541) (2,882) (3,235) (2,873)
Lease Financing Receivables        
Loans disclosures        
Total loans 12,676      
Lease Financing Receivables | Traditional Banking        
Loans disclosures        
Total loans 12,676 14,040    
Allowance for loan and lease losses (133) (147) (150) (158)
Home equity lines of credit        
Loans disclosures        
Total loans 282,809      
Home equity lines of credit | Traditional Banking        
Loans disclosures        
Total loans 282,809 293,186    
Allowance for loan and lease losses (5,290) (2,721) (3,337) (3,477)
Consumer: Credit cards | Traditional Banking        
Loans disclosures        
Total loans 15,608 17,836    
Allowance for loan and lease losses (978) (1,020) (1,079) (1,140)
Consumer: Overdrafts | Traditional Banking        
Loans disclosures        
Total loans 758 1,522    
Allowance for loan and lease losses (758) (1,169) (892) (1,102)
Consumer: Automobile loan | Traditional Banking        
Loans disclosures        
Total loans 46,837 52,923    
Allowance for loan and lease losses (546) (612) (768) (724)
Consumer        
Loans disclosures        
Total loans 138,168      
Other consumer | Traditional Banking        
Loans disclosures        
Total loans 74,965 68,115    
Allowance for loan and lease losses (839) (550) (512) (591)
Warehouse lines of credit        
Loans disclosures        
Total loans 850,454      
Warehouse lines of credit | Core Banking Activities        
Loans disclosures        
Total loans 850,454 717,458    
Allowance for loan and lease losses (2,126) (1,794) (1,397) (1,172)
Easy Advances | Republic Processing Group        
Loans disclosures        
Total loans 26,242      
Allowance for loan and lease losses (15,270)   (13,381)  
Other TRS loans        
Loans disclosures        
Total loans 26,615      
Other TRS loans | Republic Processing Group        
Loans disclosures        
Total loans 373 14,365    
Allowance for loan and lease losses (95) (234) (149) (107)
Republic Credit Solutions        
Loans disclosures        
Total loans 101,726      
Republic Credit Solutions | Republic Processing Group        
Loans disclosures        
Total loans 101,726 105,397    
Allowance for loan and lease losses $ (12,386) $ (13,118) $ (12,862) $ (13,049)