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SEGMENT INFORMATION (Details)
$ in Thousands
3 Months Ended
Mar. 31, 2020
USD ($)
segment
Mar. 31, 2019
USD ($)
Dec. 31, 2019
USD ($)
Segment Disclosure information      
Number of reportable segments | segment 5    
Segment information      
Net interest income $ 72,738 $ 72,299  
Credit loss expense for on-balance sheet exposures 22,760 17,231  
Net refund transfer fees 15,823 17,100  
Mortgage banking income 4,795 1,539  
Program fees 2,624 1,074  
Other noninterest income 7,327 7,704  
Total noninterest income 30,569 27,417  
Total noninterest expenses 46,969 45,509  
INCOME BEFORE INCOME TAX EXPENSE 33,578 36,976  
Income tax expense (benefit) 6,881 7,460  
Net income 26,697 29,516  
Period-end assets $ 5,722,033 $ 5,365,768 $ 5,620,319
Net interest margin (as percent) 5.57% 5.66%  
Net-revenue concentration (as percent) 100.00% 100.00%  
Core Banking Activities      
Segment Disclosure information      
Number of reportable segments | segment 3    
Segment information      
Net interest income $ 45,141 $ 44,344  
Credit loss expense for on-balance sheet exposures 5,921 414  
Mortgage banking income 4,795 1,539  
Other noninterest income 7,270 6,946  
Total noninterest income 12,065 8,485  
Total noninterest expenses 39,446 37,628  
INCOME BEFORE INCOME TAX EXPENSE 11,839 14,787  
Income tax expense (benefit) 1,814 2,274  
Net income 10,025 12,513  
Period-end assets $ 5,375,938 $ 5,048,051  
Net interest margin (as percent) 3.65% 3.76%  
Net-revenue concentration (as percent) 55.00% 53.00%  
Traditional Banking      
Segment information      
Net interest income $ 40,620 $ 41,347  
Credit loss expense for on-balance sheet exposures 5,589 189  
Other noninterest income 7,235 6,896  
Total noninterest income 7,235 6,896  
Total noninterest expenses 36,647 35,550  
INCOME BEFORE INCOME TAX EXPENSE 5,619 12,504  
Income tax expense (benefit) 460 1,765  
Net income 5,159 10,739  
Period-end assets $ 4,471,235 $ 4,471,419  
Net interest margin (as percent) 3.80% 3.84%  
Net-revenue concentration (as percent) 46.00% 48.00%  
Warehouse Lending      
Segment information      
Net interest income $ 4,307 $ 2,895  
Credit loss expense for on-balance sheet exposures 332 225  
Other noninterest income 11 10  
Total noninterest income 11 10  
Total noninterest expenses 803 758  
INCOME BEFORE INCOME TAX EXPENSE 3,183 1,922  
Income tax expense (benefit) 716 433  
Net income 2,467 1,489  
Period-end assets $ 851,405 $ 559,545  
Net interest margin (as percent) 2.68% 2.84%  
Net-revenue concentration (as percent) 4.00% 3.00%  
Mortgage Banking      
Segment information      
Net interest income $ 214 $ 102  
Mortgage banking income 4,795 1,539  
Other noninterest income 24 40  
Total noninterest income 4,819 1,579  
Total noninterest expenses 1,996 1,320  
INCOME BEFORE INCOME TAX EXPENSE 3,037 361  
Income tax expense (benefit) 638 76  
Net income 2,399 285  
Period-end assets $ 53,298 $ 17,087  
Net-revenue concentration (as percent) 5.00% 2.00%  
Republic Processing Group      
Segment Disclosure information      
Number of reportable segments | segment 2    
Segment information      
Net interest income $ 27,597 $ 27,955  
Credit loss expense for on-balance sheet exposures 16,839 16,817  
Net refund transfer fees 15,823 17,100  
Program fees 2,624 1,074  
Other noninterest income 57 758  
Total noninterest income 18,504 18,932  
Total noninterest expenses 7,523 7,881  
INCOME BEFORE INCOME TAX EXPENSE 21,739 22,189  
Income tax expense (benefit) 5,067 5,186  
Net income 16,672 17,003  
Period-end assets $ 346,095 $ 317,717  
Net-revenue concentration (as percent) 45.00% 47.00%  
Tax Refund Solutions      
Segment information      
Net interest income $ 20,525 $ 20,438  
Credit loss expense for on-balance sheet exposures 15,133 13,434  
Net refund transfer fees 15,823 17,100  
Program fees 312 146  
Other noninterest income 57 131  
Total noninterest income 16,192 17,377  
Total noninterest expenses 6,629 7,114  
INCOME BEFORE INCOME TAX EXPENSE 14,955 17,267  
Income tax expense (benefit) 3,497 4,030  
Net income 11,458 13,237  
Period-end assets $ 240,898 $ 224,485  
Net-revenue concentration (as percent) 36.00% 38.00%  
Republic Credit Solutions      
Segment information      
Net interest income $ 7,072 $ 7,517  
Credit loss expense for on-balance sheet exposures 1,706 3,383  
Program fees 2,312 928  
Other noninterest income   627  
Total noninterest income 2,312 1,555  
Total noninterest expenses 894 767  
INCOME BEFORE INCOME TAX EXPENSE 6,784 4,922  
Income tax expense (benefit) 1,570 1,156  
Net income 5,214 3,766  
Period-end assets $ 105,197 $ 93,232  
Net-revenue concentration (as percent) 9.00% 9.00%