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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
OPERATING ACTIVITIES:      
Net income $ 91,699 $ 77,852 $ 45,632
Adjustments to reconcile net income to net cash provided by operating activities:      
Net amortization on investment securities (120) 97 245
Net accretion on loans and amortization of core deposit intangible and operating lease components (3,655) (3,540) (6,373)
Unrealized (gains) losses on equity securities with readily determinable fair value (382) 122  
Depreciation of premises and equipment 9,230 9,347 8,472
Amortization of mortgage servicing rights 1,823 1,432 1,504
Provision for loan and lease losses 25,758 31,368 27,704
Net gain on sale of mortgage loans held for sale (8,816) (3,839) (3,977)
Origination of mortgage loans held for sale (356,097) (176,916) (160,091)
Proceeds from sale of mortgage loans held for sale 354,660 177,545 169,969
Net gain on sale of consumer loans held for sale (5,102) (5,930) (5,647)
Origination of consumer loans held for sale (710,640) (778,476) (663,171)
Proceeds from sale of consumer loans held for sale 716,336 781,951 661,098
Net realized losses on debt securities     136
Net gain realized on sale of other real estate owned (540) (729) (831)
Writedowns of other real estate owned     155
Impairment of premises held for sale 256 482 1,175
Deferred compensation expense - Class A Common Stock 584 645 191
Stock-based awards expense - Class A Common Stock 1,035 1,001 1,142
Net gain on sale of banking center (7,829)    
Net gain on sale of bank premises and equipment (339) 14  
Increase in cash surrender value of bank owned life insurance (1,550) (1,527) (1,562)
Net change in other assets and liabilities:      
Accrued interest receivable 1,031 (1,860) (1,726)
Accrued interest payable 1,718 (16) 152
Other assets (8,677) 2,822 730
Other liabilities (3,138) 7,368 2,850
Net cash provided by operating activities 97,245 119,213 77,777
INVESTING ACTIVITIES:      
Net cash provided from branch divestiture 6,071    
Purchases of available-for-sale debt securities (445,681) (173,875) (225,212)
Purchases of held-to-maturity debt securities   (4,934) (15,595)
Proceeds from calls, maturities and paydowns of available-for-sale debt securities 455,823 220,798 158,056
Proceeds from calls, maturities and paydowns of held-to-maturity debt securities 2,667 3,911 4,207
Proceeds from sales of available-for-sale debt securities 0 0 20,012
Net change in outstanding warehouse lines of credit (248,763) 56,877 59,867
Purchase of non-business-acquisition loans, including premiums paid     (6,160)
Net change in other loans (188,708) (216,600) (268,839)
Proceeds from redemption of Federal Home Loan Bank stock 3,513    
Purchase of Federal Home Loan Bank stock (2,277)   (3,859)
Proceeds from sales of other real estate owned 2,063 1,346 2,793
Proceeds from sale of bank premises and equipment 909 764  
Net purchases of premises and equipment (12,883) (9,822) (12,383)
Net cash used in investing activities (427,266) (121,535) (287,113)
FINANCING ACTIVITIES:      
Net change in deposits 461,715 22,987 272,466
Net change in securities sold under agreements to repurchase and other short-term borrowings (15,373) (21,031) 30,548
Payments of Federal Home Loan Bank advances (820,000) (457,500) (490,000)
Proceeds from Federal Home Loan Bank advances 760,000 530,000 425,000
Repurchase of Class A Common Stock (1,418) (827) (1,048)
Net proceeds from Class A Common Stock purchased through employee stock purchase plan 494 230  
Net proceeds from Class A Common Stock options exercised (191) 83 68
Cash dividends paid (21,377) (19,497) (17,656)
Net cash provided by financing activities 363,850 54,445 219,378
NET CHANGE IN CASH AND CASH EQUIVALENTS 33,829 52,123 10,042
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD 351,474 299,351 289,309
CASH AND CASH EQUIVALENTS AT END OF PERIOD 385,303 351,474 299,351
Cash paid during the period for:      
Interest 43,039 30,139 20,106
Income taxes 17,383 11,119 28,779
SUPPLEMENTAL NONCASH DISCLOSURES:      
Transfers from loans to real estate acquired in settlement of loans 1,527 662 841
Transfers from loans held for sale to held for investment   2,237  
Loans provided for sales of other real estate owned 51    
Transfers from loans held for investment to held for sale 131,881 1,392  
Unfunded commitments in low-income-housing investments 11,500 $ 14,029 $ 9,736
Right-of-use assets recorded $ 41,726