CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
ASSETS
Cash and cash equivalents	$ 385,303	$ 351,474
Available-for-sale debt securities	471,355	475,738
Held-to-maturity debt securities (fair value of $63,156 in 2019 and $64,858 in 2018)	62,531	65,227
Equity securities with readily determinable fair value	3,188	2,806
Mortgage loans held for sale, at fair value	19,224	8,971
Consumer loans held for sale, at fair value	598
Consumer loans held for sale, at the lower of cost or fair value	11,646	12,838
Loans (loans carried at fair value of $998 in 2019 and $1,922 in 2018)	4,433,151	4,148,227
Allowance for loan and lease losses	(43,351)	(44,675)
Loans, net	4,389,800	4,103,552
Federal Home Loan Bank stock, at cost	30,831	32,067
Premises and equipment, net	45,360	43,126
Premises, held for sale	836	1,694
Right-of-use assets	35,206
Goodwill	16,300	16,300
Other real estate owned	113	160
Bank owned life insurance	66,433	64,883
Other assets and accrued interest receivable	81,595	61,568
TOTAL ASSETS	5,620,319	5,240,404
Deposits:
Noninterest-bearing	1,033,379	1,003,969
Interest-bearing	2,752,629	2,452,176
Total deposits	3,786,008	3,456,145
Securities sold under agreements to repurchase and other short-term borrowings	167,617	182,990
Operating lease liabilities	36,530
Federal Home Loan Bank advances	750,000	810,000
Subordinated note	41,240	41,240
Other liabilities and accrued interest payable	74,680	60,095
Total liabilities	4,856,075	4,550,470
Commitments and contingent liabilities (Footnote 13)
STOCKHOLDERS’ EQUITY
Preferred stock, no par value
Class A Common Stock, no par value, 30,000,000 shares authorized, 18,736,445 shares (2019) and 18,675,262 shares (2018) issued and outstanding; Class B Common Stock, no par value, 5,000,000 shares authorized, 2,206,412 shares (2019) and 2,212,487 shares (2018) issued and outstanding	4,907	4,900
Additional paid in capital	142,068	141,018
Retained earnings	614,171	545,013
Accumulated other comprehensive income (loss)	3,098	(997)
Total stockholders’ equity	764,244	689,934
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 5,620,319	$ 5,240,404