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INCOME TAXES - DEFERRED TAXES AND OPERATING LOSS CARRYFORWARD (Details) - USD ($)
Dec. 31, 2019
Dec. 31, 2018
Net operating loss carry forward    
AMT credit carryforwards $ 87,000  
Deferred tax assets:    
Allowance for loan and leases losses 9,672,000 $ 9,746,000
Operating lease liabilities 8,186,000  
Accrued expenses 3,332,000 3,802,000
Net operating loss carryforward 2,705,000 2,858,000
Acquisition fair value adjustments 443,000 580,000
Other-than-temporary impairment 397,000 478,000
Unrealized investment security losses   289,000
Fair value of cash flow hedges 26,000  
Other 1,741,000 1,644,000
Total deferred tax assets 26,502,000 19,397,000
Deferred tax liabilities:    
Right of use assets - operating leases (7,889,000)  
Depreciation and amortization (4,018,000) (3,970,000)
Federal Home Loan Bank dividends (2,667,000) (2,676,000)
Deferred loan fees (2,068,000) (1,921,000)
Lease Financing Receivables (2,245,000) (1,839,000)
Mortgage servicing rights (1,319,000) (1,106,000)
Unrealized investment securities gains (1,058,000)  
Bargain purchase gain (648,000) (553,000)
Fair value of cash flow hedges   (24,000)
Other (246,000) (11,000)
Total deferred tax liabilities (22,158,000) (12,100,000)
Less: Valuation allowance   (819,000)
Net deferred tax asset 4,344,000 $ 6,478,000
Federal    
Net operating loss carry forward    
Net operating loss carry forward, amount 8,000,000  
Annual limit of use of operating loss carryforward 722,000  
State    
Net operating loss carry forward    
Net operating loss carry forward, amount 5,100,000  
Annual limit of use of operating loss carryforward 634,000  
Kentucky | State    
Net operating loss carry forward    
Net operating loss carry forward, amount $ 21,200,000