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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
OPERATING ACTIVITIES:    
Net income $ 60,546 $ 40,794
Adjustments to reconcile net income to net cash provided by operating activities:    
Amortization (accretion) on investment securities, net (204) 231
Accretion on loans and amortization of core deposit intangible, net (2,744) (3,981)
Unrealized losses on equity securities with readily determinable fair value 211  
Depreciation of premises and equipment 7,020 6,178
Amortization of mortgage servicing rights 1,092 1,104
Provision for loan and lease losses 26,264 21,633
Net gain on sale of mortgage loans held for sale (2,985) (3,221)
Origination of mortgage loans held for sale (133,273) (119,265)
Proceeds from sale of mortgage loans held for sale 134,157 130,065
Net gain on sale of consumer loans held for sale (4,429) (3,869)
Origination of consumer loans held for sale (582,871) (454,844)
Proceeds from sale of consumer loans held for sale 576,646 453,169
Net gain realized on sale of other real estate owned (700) (577)
Writedowns of other real estate owned   155
Impairment of premises held for sale 356 1,082
Deferred compensation expense - Class A Common Stock 449 147
Stock-based awards expense - Class A Common Stock 730 928
Increase in cash surrender value of bank owned life insurance (1,135) (1,178)
Net change in other assets and liabilities:    
Accrued interest receivable (1,614) (1,001)
Accrued interest payable 6 (12)
Other assets 2,314 (3,367)
Other liabilities 5,870 3,283
Net cash provided by operating activities 85,706 67,454
INVESTING ACTIVITIES:    
Purchases of available-for-sale debt securities (159,880) (91,451)
Purchases of held-to-maturity debt securities (4,934) (15,460)
Proceeds from calls, maturities and paydowns of available-for-sale debt securities 236,138 114,930
Proceeds from calls, maturities and paydowns of held-to-maturity debt securities 3,213 3,129
Net change in outstanding warehouse lines of credit (35,242) 14,279
Purchase of non-business-acquisition loans, including premiums paid   (4,811)
Net change in other loans (108,750) (166,845)
Purchase of Federal Home Loan Bank stock   (3,859)
Proceeds from sales of other real estate owned 1,153 2,202
Net purchases of premises and equipment (7,716) (9,236)
Net cash used in investing activities (76,018) (157,122)
FINANCING ACTIVITIES:    
Net change in deposits 133,527 189,037
Net change in securities sold under agreements to repurchase and other short-term borrowings (40,253) (162)
Payments of Federal Home Loan Bank advances (417,500) (460,000)
Proceeds from Federal Home Loan Bank advances 395,000 415,000
Repurchase of Class A Common Stock   (558)
Net proceeds from Class A Common Stock purchased through employee stock purchase plan 124  
Net proceeds from Class A Common Stock options exercised 83 33
Cash dividends paid (14,508) (13,129)
Net cash used in financing activities 56,473 130,221
NET CHANGE IN CASH AND CASH EQUIVALENTS 66,161 40,553
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD 299,351 289,309
CASH AND CASH EQUIVALENTS AT END OF PERIOD 365,512 329,862
Cash paid during the period for:    
Interest 21,491 14,559
Income taxes 10,196 20,570
SUPPLEMENTAL NONCASH DISCLOSURES:    
Transfers from loans to real estate acquired in settlement of loans 408 $ 556
Transfers from loans held for sale to held for investment 2,237  
Unfunded commitments in low-income housing investments $ 12,574