XML 99 R75.htm IDEA: XBRL DOCUMENT v3.3.1.900
LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES - ALLOWANCE ACTIVITY (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2015
Sep. 30, 2015
Jun. 30, 2015
Mar. 31, 2015
Dec. 31, 2014
Sep. 30, 2014
Jun. 30, 2014
Mar. 31, 2014
Dec. 31, 2013
Sep. 30, 2013
Jun. 30, 2013
Mar. 31, 2013
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Allowance for loan losses rollforward                              
Allowance for loan losses at beginning year       $ 24,410       $ 23,026       $ 23,729 $ 24,410 $ 23,026 $ 23,729
Provision for loan and lease losses $ 2,074 $ 2,233 $ 904 185 $ 1,359 $ 1,510 $ 693 (703) $ 503 $ 2,200 $ 905 (625) 5,396 2,859 2,983
Loans charged-off                         (3,972) (3,563) (6,185)
Recoveries                         1,657 2,088  
Allowance for loan losses at end of year 27,491       24,410       23,026       27,491 24,410 23,026
Loans 3,299,119       3,016,085               3,299,119 3,016,085  
Residential Real Estate - Owner Occupied                              
Allowance for loan losses rollforward                              
Allowance for loan losses at beginning year       8,565       7,816       7,006 8,565 7,816 7,006
Provision for loan and lease losses                         50 1,448 2,411
Loans charged-off                         (622) (836) (1,886)
Recoveries                         308 137 285
Allowance for loan losses at end of year 8,301       8,565       7,816       8,301 8,565 7,816
Owner Occupied - Correspondent                              
Allowance for loan losses rollforward                              
Allowance for loan losses at beginning year       567                 567    
Provision for loan and lease losses                         56 567  
Allowance for loan losses at end of year 623       567               623 567  
Residential Real Estate - Non Owner Occupied                              
Allowance for loan losses rollforward                              
Allowance for loan losses at beginning year       837       1,023       1,049 837 1,023 1,049
Provision for loan and lease losses                         331 (28) 43
Loans charged-off                         (126) (185) (241)
Recoveries                         10 27 172
Allowance for loan losses at end of year 1,052       837       1,023       1,052 837 1,023
Commercial real estate                              
Allowance for loan losses rollforward                              
Allowance for loan losses at beginning year       7,740       8,309       8,843 7,740 8,309 8,843
Provision for loan and lease losses                         344 144 539
Loans charged-off                         (546) (868) (1,190)
Recoveries                         98 155 117
Allowance for loan losses at end of year 7,636       7,740       8,309       7,636 7,740 8,309
Commercial real estate - purchased whole loans                              
Allowance for loan losses rollforward                              
Allowance for loan losses at beginning year       34       34       34 34 34 34
Provision for loan and lease losses                         2    
Allowance for loan losses at end of year 36       34       34       36 34 34
Construction & land development                              
Allowance for loan losses rollforward                              
Allowance for loan losses at beginning year       926       1,296       2,769 926 1,296 2,769
Provision for loan and lease losses                         377 (441) (902)
Loans charged-off                           (18) (619)
Recoveries                           89 48
Allowance for loan losses at end of year 1,303       926       1,296       1,303 926 1,296
Commercial & Industrial                              
Allowance for loan losses rollforward                              
Allowance for loan losses at beginning year       1,167       1,089       580 1,167 1,089 580
Provision for loan and lease losses                         282 (16) 876
Loans charged-off                         (56) (20) (466)
Recoveries                         62 114 99
Allowance for loan losses at end of year 1,455       1,167       1,089       1,455 1,167 1,089
Lease Financing Receivables                              
Allowance for loan losses rollforward                              
Allowance for loan losses at beginning year       25                 25    
Provision for loan and lease losses                         64 25  
Allowance for loan losses at end of year 89       25               89 25  
Warehouse lines of credit                              
Allowance for loan losses rollforward                              
Allowance for loan losses at beginning year       799       449       541 799 449 541
Provision for loan and lease losses                         168 350 (92)
Allowance for loan losses at end of year 967       799       449       967 799 449
Home equity lines of credit                              
Allowance for loan losses rollforward                              
Allowance for loan losses at beginning year       2,730       2,396       2,348 2,730 2,396 2,348
Provision for loan and lease losses                         584 699 515
Loans charged-off                         (466) (548) (632)
Recoveries                         148 183 165
Allowance for loan losses at end of year 2,996       2,730       2,396       2,996 2,730 2,396
Consumer: Republic Processing Group Loans                              
Allowance for loan losses rollforward                              
Allowance for loan losses at beginning year       44                 44    
Provision for loan and lease losses                         2,331 (533) (845)
Loans charged-off                         (971) (5)  
Recoveries                         295 582 845
Allowance for loan losses at end of year 1,699       44               1,699 44  
Consumer: Credit cards                              
Allowance for loan losses rollforward                              
Allowance for loan losses at beginning year       285       289       210 285 289 210
Provision for loan and lease losses                         256 49 202
Loans charged-off                         (146) (88) (142)
Recoveries                         53 35 19
Allowance for loan losses at end of year 448       285       289       448 285 289
Consumer: Overdrafts                              
Allowance for loan losses rollforward                              
Allowance for loan losses at beginning year       382       199       198 382 199 198
Provision for loan and lease losses                         255 383 191
Loans charged-off                         (598) (591) (601)
Recoveries                         312 391 411
Allowance for loan losses at end of year 351       382       199       351 382 199
Consumer: Purchased Whole Loans                              
Allowance for loan losses rollforward                              
Allowance for loan losses at beginning year       185                 185    
Provision for loan and lease losses                         322 185  
Loans charged-off                         (123)    
Recoveries                         8    
Allowance for loan losses at end of year 392       185               392 185  
Consumer: Other consumer                              
Allowance for loan losses rollforward                              
Allowance for loan losses at beginning year       $ 124       126       151 124 126 151
Provision for loan and lease losses                         (26) 27 45
Loans charged-off                         (318) (404) (408)
Recoveries                         363 375 338
Allowance for loan losses at end of year $ 143       $ 124       126       $ 143 124 126
Unallocated                              
Allowance for loan losses rollforward                              
Allowance for loan losses at beginning year               $ 23,026       $ 23,729   $ 23,026 23,729
Provision for loan and lease losses                             2,983
Loans charged-off                             (6,185)
Recoveries                             2,499
Allowance for loan losses at end of year                 $ 23,026           $ 23,026