LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)

12 Months Ended

Dec. 31, 2015

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES

Schedule of composition of loan portfolio

December 31,  (in thousands)	2015		2014
Residential real estate:
Owner occupied	$	1,081,934	$	1,118,341
Owner occupied - correspondent*		249,344		226,628
Non owner occupied		116,294		96,492
Commercial real estate		824,887		772,309
Commercial real estate - purchased whole loans*		35,674		34,898
Construction & land development		66,500		38,480
Commercial & industrial		229,721		157,339
Lease financing receivables		8,905		2,530
Warehouse lines of credit		386,729		319,431
Home equity		289,194		245,679
Consumer:
RPG loans*		7,204		4,095
Credit cards		11,068		9,573
Overdrafts		685		1,180
Purchased whole loans*		5,892		4,626
Other consumer		12,579		8,894
Total loans**		3,326,610		3,040,495
Allowance for loan and lease losses		(27,491)		(24,410)
Total loans, net	$	3,299,119	$	3,016,085

*Identifies loans to borrowers located primarily outside of the Bank’s market footprint.

**Total loans are presented inclusive of premiums, discounts and net loan origination fees and costs. See table directly below for expanded detail.

Schedule that reconciles the contractually receivable and carrying amounts of loans

December 31,  (in thousands)	2015		2014
Contractually receivable	$	3,329,741	$	3,050,599
Unearned income(1)		(741)		(174)
Unamortized premiums(2)		3,792		4,490
Unaccreted discounts(3)		(7,860)		(15,675)
Net unamortized deferred origination fees and costs		1,678		1,255
Carrying value of loans	$	3,326,610	$	3,040,495

(1) Unearned income relates to lease financing receivables.

(2) Premiums predominately relate to loans acquired through the Bank’s Correspondent Lending channel.

(3) Unaccreted discounts includes both accretable and non-accretable discounts and predominately relates to loans acquired in the Bank’s 2012 FDIC-assisted transactions.

Schedule of loans purchased by class

Years Ended December 31,  (in thousands)	2015		2014
Residential real estate:
Owner occupied - correspondent*	$	113,232	$	230,340
Consumer:
Purchased whole loans*		4,284		5,484
Total purchased loans	$	117,516	$	235,824

*Represents origination amount, inclusive of applicable purchase premiums.

Reconciliation of contractually-required and carrying amounts of PCI loans

December 31,  (in thousands)	2015		2014
Contractually-required principal	$	18,250	$	26,571
Non-accretable amount		(1,582)		(6,784)
Accretable amount		(4,125)		(2,297)
Carrying value of loans	$	12,543	$	17,490

Rollforward of the accretable amount on PCI loans

Years Ended December 31,  (in thousands)	2015		2014		2013
Balance, beginning of year	$	(2,297)	$	(3,457)	$	(3,095)
Transfers between non-accretable and accretable		(4,055)		(3,783)		(6,455)
Net accretion into interest income on loans, including loan fees		2,227		4,943		6,093
Other changes		—		—		—
Balance, end of year	$	(4,125)	$	(2,297)	$	(3,457)

Schedule of the risk category of loans by class of loans based on the bank's internal analysis performed

									Purchased		Purchased
									Credit		Credit
									Impaired		Impaired		Total
December 31, 2015			Special				Doubtful /		Loans -		Loans -		Rated
(in thousands)	Pass		Mention*		Substandard*		Loss		Group 1		Substandard		Loans**
Residential real estate:
Owner occupied	$	—	$	24,301	$	14,577	$	—	$	560	$	—	$	39,438
Owner occupied - correspondent		—		—		—		—		—		—		—
Non owner occupied		—		860		1,557		—		785		—		3,202
Commercial real estate		803,369		5,070		6,530		—		9,918		—		824,887
Commercial real estate - purchased whole loans		35,674		—		—		—		—		—		35,674
Construction & land development		63,750		96		2,621		—		33		—		66,500
Commercial & industrial		227,344		936		194		—		1,247		—		229,721
Lease financing receivables		8,905		—		—		—		—		—		8,905
Warehouse lines of credit		386,729		—		—		—		—		—		386,729
Home equity		—		21		2,296		—		—		—		2,317
Consumer:
RPG loans		—		—		—		—		—		—		—
Credit cards		—		—		—		—		—		—		—
Overdrafts		—		—		—		—		—		—		—
Purchased whole loans		—		—		—		—		—		—		—
Other consumer		—		28		58		—		—		—		86
Total rated loans	$	1,525,771	$	31,312	$	27,833	$	—	$	12,543	$	—	$	1,597,459

*Special Mention and Substandard loans included $180,000 and $1 million, respectively, which were removed from PCI accounting in accordance with ASC 310-30-35-13 due to a post-acquisition troubled debt restructuring.

**The above table excludes all non-classified residential real estate and consumer loans at the respective period ends.

									Purchased		Purchased
									Credit		Credit
									Impaired		Impaired		Total
December 31, 2014			Special				Doubtful /		Loans -		Loans -		Rated
(in thousands)	Pass		Mention*		Substandard*		Loss		Group 1		Substandard		Loans**
Residential real estate:
Owner occupied	$	—	$	26,828	$	14,586	$	—	$	1,205	$	—	$	42,619
Owner occupied - correspondent		—		—		—		—		—		—		—
Non owner occupied		—		844		2,886		—		1,709		—		5,439
Commercial real estate		736,012		7,838		15,636		—		12,823		—		772,309
Commercial real estate - Purchased whole loans		34,898		—		—		—		—		—		34,898
Construction & land development		35,339		120		2,525		—		496		—		38,480
Commercial & industrial		153,362		625		2,108		—		1,244		—		157,339
Lease financing receivables		2,530		—		—		—		—		—		2,530
Warehouse lines of credit		319,431		—		—		—		—		—		319,431
Home equity		—		—		2,220		—		—		—		2,220
Consumer:
RPG loans		—		—		—		—		—		—		—
Credit cards		—		—		—		—		—		—		—
Overdrafts		—		—		—		—		—		—		—
Purchased whole loans		—		—		—		—		—		—		—
Other consumer		—		13		38		—		13		—		64
Total rated loans	$	1,281,572	$	36,268	$	39,999	$	—	$	17,490	$	—	$	1,375,329

*Special Mention and Substandard loans included $443,000 and $6 million, respectively, which were removed from PCI accounting in accordance with ASC 310-30-35-13 due to a post-acquisition troubled debt restructuring.

**The above table excludes all non-classified residential real estate and consumer loans at the respective period ends.

Schedule of activity in the Allowance

Years Ended December 31,  (in thousands)	2015		2014		2013
Allowance, beginning of year	$	24,410	$	23,026	$	23,729
Charge-offs - Core Banking		(3,001)		(3,558)		(6,185)
Charge-offs - RPG		(971)		(5)		—
Total charge-offs		(3,972)		(3,563)		(6,185)
Recoveries - Core Banking		1,362		1,506		1,654
Recoveries - RPG		295		582		845
Total recoveries		1,657		2,088		2,499
Net (charge-offs) recoveries - Core Banking		(1,639)		(2,052)		(4,531)
Net (charge-offs) recoveries - RPG		(676)		577		845
Net (charge-offs) recoveries		(2,315)		(1,475)		(3,686)
Provision - Core Banking		3,065		3,392		3,828
Provision - RPG		2,331		(533)		(845)
Total provision		5,396		2,859		2,983
Allowance, end of year	$	27,491	$	24,410	$	23,026

Schedule of activity in the Allowance by portfolio class

	Residential Real Estate								Commercial
			Owner						Real Estate -						Lease
Year Ended	Owner		Occupied		Non Owner		Commercial		Purchased		Construction &		Commercial &		Financing
December 31, 2015 (in thousands)	Occupied		Correspondent		Occupied		Real Estate		Whole Loans		Land Development		Industrial		Receivables
Beginning balance	$	8,565	$	567	$	837	$	7,740	$	34	$	926	$	1,167	$	25
Provision		50		56		331		344		2		377		282		64
Charge-offs		(622)		—		(126)		(546)		—		—		(56)		—
Recoveries		308		—		10		98		—		—		62		—
Ending balance	$	8,301	$	623	$	1,052	$	7,636	$	36	$	1,303	$	1,455	$	89

	Warehouse				Consumer
	Lines of		Home		RPG		Credit				Purchased		Other
(continued)	Credit		Equity		Loans		Cards		Overdrafts		Whole Loans		Consumer		Total
Beginning balance	$	799	$	2,730	$	44	$	285	$	382	$	185	$	124	$	24,410
Provision		168		584		2,331		256		255		322		(26)		5,396
Charge-offs		—		(466)		(971)		(146)		(598)		(123)		(318)		(3,972)
Recoveries		—		148		295		53		312		8		363		1,657
Ending balance	$	967	$	2,996	$	1,699	$	448	$	351	$	392	$	143	$	27,491

	Residential Real Estate								Commercial
			Owner						Real Estate -						Lease
Year Ended	Owner		Occupied		Non Owner		Commercial		Purchased		Construction &		Commercial &		Financing
December 31, 2014 (in thousands)	Occupied		Correspondent		Occupied		Real Estate		Whole Loans		Land Development		Industrial		Receivables
Beginning balance	$	7,816	$	—	$	1,023	$	8,309	$	34	$	1,296	$	1,089	$	—
Provision		1,448		567		(28)		144		—		(441)		(16)		25
Charge-offs		(836)		—		(185)		(868)		—		(18)		(20)		—
Recoveries		137		—		27		155		—		89		114		—
Ending balance	$	8,565	$	567	$	837	$	7,740	$	34	$	926	$	1,167	$	25

	Warehouse				Consumer
	Lines of		Home		RPG		Credit				Purchased		Other
(continued)	Credit		Equity		Loans		Cards		Overdrafts		Whole Loans		Consumer		Total
Beginning balance	$	449	$	2,396	$	—	$	289	$	199	$	—	$	126	$	23,026
Provision		350		699		(533)		49		383		185		27		2,859
Charge-offs		—		(548)		(5)		(88)		(591)		—		(404)		(3,563)
Recoveries		—		183		582		35		391		—		375		2,088
Ending balance	$	799	$	2,730	$	44	$	285	$	382	$	185	$	124	$	24,410

									Commercial
	Residential Real Estate								Real Estate -						Lease
Year Ended	Owner		Owner Occupied -		Non Owner		Commercial		Purchased		Construction &		Commercial &		Financing
December 31, 2013 (in thousands)	Occupied		Correspondent		Occupied		Real Estate		Whole Loans		Land Development		Industrial		Receivables
Beginning balance	$	7,006		NA	$	1,049	$	8,843	$	34	$	2,769	$	580		NA
Provision		2,411		NA		43		539		—		(902)		876		NA
Charge-offs		(1,886)		NA		(241)		(1,190)		—		(619)		(466)		NA
Recoveries		285		NA		172		117		—		48		99		NA
Ending balance	$	7,816		NA	$	1,023	$	8,309	$	34	$	1,296	$	1,089		NA

	Warehouse				Consumer
	Lines of		Home		RPG		Credit				Purchased		Other
(continued)	Credit		Equity		Loans		Cards		Overdrafts		Whole Loans		Consumer		Total
Beginning balance	$	541	$	2,348	$	—	$	210	$	198		NA	$	151	$	23,729
Provision		(92)		515		(845)		202		191		NA		45		2,983
Charge-offs		—		(632)		—		(142)		(601)		NA		(408)		(6,185)
Recoveries		—		165		845		19		411		NA		338		2,499
Ending balance	$	449	$	2,396	$	—	$	289	$	199		NA	$	126	$	23,026

NA - Not applicable.

Schedule of non-performing loans and non-performing assets and select credit quality ratios

December 31,  (dollars in thousands)	2015			2014
Loans on nonaccrual status*	$	21,712		$	23,337
Loans past due 90-days-or-more and still on accrual**		224			322
Total nonperforming loans		21,936			23,659
Other real estate owned		1,220			11,243
Total nonperforming assets	$	23,156		$	34,902
Credit Quality Ratios:
Nonperforming loans to total loans		0.66	%		0.78	%
Nonperforming assets to total loans (including OREO)		0.70	%		1.14	%
Nonperforming assets to total assets		0.55	%		0.93	%

*Loans on nonaccrual status include impaired loans.

**For all periods presented, loans past due 90-days-or-more and still on accrual consist entirely of PCI loans.

Schedule of recorded investment in non-accrual loans and loans past due over 90-days-or-more and still on accrual by class of loans

					Past Due 90-Days-or-More
	Nonaccrual				and Still Accruing Interest*
December 31,  (in thousands)	2015		2014		2015		2014
Residential real estate:
Owner occupied	$	13,197	$	10,903	$	—	$	322
Owner occupied - correspondent		—		—		—		—
Non owner occupied		935		2,352		—		—
Commercial real estate		3,941		6,151		224		—
Commercial real estate - purchased whole loans		—		—		—		—
Construction & land development		1,589		1,990		—		—
Commercial & industrial		194		169		—		—
Lease financing receivables		—		—		—		—
Warehouse lines of credit		—		—		—		—
Home equity		1,793		1,678		—		—
Consumer:
RPG loans		—		—		—		—
Credit cards		—		—		—		—
Overdrafts		—		—		—		—
Purchased whole loans		—		—		—		—
Other consumer		63		94		—		—
Total	$	21,712	$	23,337	$	224	$	322

*For all periods presented, loans past due 90-days-or-more and still on accrual consist entirely of PCI loans.

Schedule of recorded investment in loans

	Residential Real Estate								Consumer
			Owner												Purchased
December 31, 2015	Owner		Occupied -		Non Owner		Home		RPG		Credit				Whole		Other
(in thousands)	Occupied		Correspondent		Occupied		Equity		Loans		Cards		Overdrafts		Loans		Consumer
Performing	$	1,068,737	$	249,344	$	115,359	$	287,401	$	7,204	$	11,068	$	685	$	5,892	$	12,516
Nonperforming		13,197		—		935		1,793		—		—		—		—		63
Total	$	1,081,934	$	249,344	$	116,294	$	289,194	$	7,204	$	11,068	$	685	$	5,892	$	12,579

	Residential Real Estate								Consumer
			Owner												Purchased
December 31, 2014	Owner		Occupied -		Non Owner		Home		RPG		Credit				Whole		Other
(in thousands)	Occupied		Correspondent		Occupied		Equity		Loans		Cards		Overdrafts		Loans		Consumer
Performing	$	1,107,116	$	226,628	$	94,140	$	244,001	$	4,095	$	9,573	$	1,180	$	4,626	$	8,800
Nonperforming		11,225		—		2,352		1,678		—		—		—		—		94
Total	$	1,118,341	$	226,628	$	96,492	$	245,679	$	4,095	$	9,573	$	1,180	$	4,626	$	8,894

Schedule of aging of the recorded investment in loans by class of loans

	30 - 59			60 - 89			90 or More
December 31, 2015	Days			Days			Days			Total			Total
(dollars in thousands)	Delinquent			Delinquent			Delinquent*			Delinquent**			Current		Total
Residential real estate:
Owner occupied	$	1,960		$	1,044		$	3,878		$	6,882		$	1,075,052	$	1,081,934
Owner occupied - correspondent		—			—			—			—			249,344		249,344
Non owner occupied		14			—			39			53			116,241		116,294
Commercial real estate		178			—			933			1,111			823,776		824,887
Commercial real estate - purchased whole loans		—			—			—			—			35,674		35,674
Construction & land development		—			—			1,500			1,500			65,000		66,500
Commercial & industrial		299			—			—			299			229,422		229,721
Lease financing receivables		—			—			—			—			8,905		8,905
Warehouse lines of credit		—			—			—			—			386,729		386,729
Home equity		206			1			1,186			1,393			287,801		289,194
Consumer:
RPG loans		246			—			—			246			6,958		7,204
Credit cards		10			2			—			12			11,056		11,068
Overdrafts		133			—			—			133			552		685
Purchased whole loans		5			42			—			47			5,845		5,892
Other consumer		37			18			—			55			12,524		12,579
Total	$	3,088		$	1,107		$	7,536		$	11,731		$	3,314,879	$	3,326,610
Delinquency ratio***		0.09	%		0.03	%		0.23	%		0.35	%

*All loans past due 90 days-or-more, excluding PCI loans, were on nonaccrual status.

**Delinquent status may be determined by either the number of days past due or number of payments past due.

***Represents total loans 30-days-or-more past due divided by total loans.

	30 - 59			60 - 89			90 or More
December 31, 2014	Days			Days			Days			Total			Total
(dollars in thousands)	Delinquent			Delinquent			Delinquent*			Delinquent**			Current		Total
Residential real estate:
Owner occupied	$	3,039		$	1,329		$	3,640		$	8,008		$	1,110,333	$	1,118,341
Owner occupied - correspondent		—			—			—			—			226,628		226,628
Non owner occupied		36			635			105			776			95,716		96,492
Commercial real estate		585			—			2,387			2,972			769,337		772,309
Commercial real estate - purchased whole loans		—			—			—			—			34,898		34,898
Construction & land development		—			—			1,990			1,990			36,490		38,480
Commercial & industrial		211			—			—			211			157,128		157,339
Lease financing receivables		—			—			—			—			2,530		2,530
Warehouse lines of credit		—			—			—			—			319,431		319,431
Home equity		706			158			498			1,362			244,317		245,679
Consumer:
RPG loans		107			34			—			141			3,954		4,095
Credit cards		124			10			—			134			9,439		9,573
Overdrafts		178			—			—			178			1,002		1,180
Purchased whole loans		12			—			—			12			4,614		4,626
Other consumer		38			29			—			67			8,827		8,894
Total	$	5,036		$	2,195		$	8,620		$	15,851		$	3,024,644	$	3,040,495
Delinquency ratio***		0.17	%		0.07	%		0.28	%		0.52	%

*All loans past due 90 days-or-more, excluding PCI loans, were on nonaccrual status.

**Delinquent status may be determined by either the number of days past due or number of payments past due.

***Represents total loans 30-days-or-more past due divided by total loans.

Schedule of Bank's impaired loans

December 31,  (in thousands)	2015		2014		2013
Loans with no allocated allowance for loan losses	$	26,143	$	32,560	$	36,721
Loans with allocated allowance for loan losses		39,980		53,620		71,273
Total impaired loans	$	66,123	$	86,180	$	107,994
Amount of the allowance for loan losses allocated	$	5,427	$	5,564	$	6,674
Average of individually impaired loans during the year		74,482		92,428		110,272
Interest income recognized during impairment		1,882		4,279		3,489
Cash basis interest income recognized		—		—		—

Schedule of balance in the Allowance and the recorded investment in loans by portfolio class based on impairment method

	Residential Real Estate								Commercial
			Owner						Real Estate -						Lease
	Owner		Occupied -		Non Owner		Commercial		Purchased		Construction &		Commercial &		Financing
December 31, 2015 (in thousands)	Occupied		Correspondent		Occupied		Real Estate		Whole Loans		Land Development		Industrial		Receivables
Allowance:
Ending Allowance balance:
Individually evaluated for impairment, excluding PCI loans	$	3,820	$	—	$	78	$	339	$	—	$	159	$	196	$	—
Collectively evaluated for impairment		4,471		623		878		6,806		36		1,144		1,137		89
PCI loans with post acquisition impairment		10		—		96		491		—		—		122		—
PCI loans without post acquisition impairment		—		—		—		—		—		—		—		—
Total ending Allowance:	$	8,301	$	623	$	1,052	$	7,636	$	36	$	1,303	$	1,455	$	89
Loans:
Impaired loans individually evaluated, excluding PCI loans	$	39,041	$	—	$	2,351	$	12,441	$	—	$	2,717	$	322	$	—
Loans collectively evaluated for impairment		1,042,334		249,344		113,158		802,528		35,674		63,750		228,151		8,905
PCI loans with post acquisition impairment		65		—		785		4,806		—		—		1,193		—
PCI loans without post acquisition impairment		494		—		—		5,112		—		33		55		—
Total ending loan balance	$	1,081,934	$	249,344	$	116,294	$	824,887	$	35,674	$	66,500	$	229,721	$	8,905

	Warehouse				Consumer
	Lines of		Home		RPG		Credit				Purchased		Other
(continued)	Credit		Equity		Loans		Cards		Overdrafts		Whole Loans		Consumer		Total
Allowance:
Ending Allowance balance:
Individually evaluated for impairment, excluding PCI loans	$	—	$	100	$	—	$	—	$	—	$	—	$	16	$	4,708
Collectively evaluated for impairment		967		2,896		1,699		448		351		392		127		22,064
PCI loans with post acquisition impairment		—		—		—		—		—		—		—		719
PCI loans without post acquisition impairment		—		—		—		—		—		—		—		—
Total ending Allowance:	$	967	$	2,996	$	1,699	$	448	$	351	$	392	$	143	$	27,491
Loans:
Impaired loans individually evaluated, excluding PCI loans	$	—	$	2,316	$	—	$	—	$	—	$	—	$	86	$	59,274
Loans collectively evaluated for impairment		386,729		286,878		7,204		11,068		685		5,892		12,493		3,254,793
PCI loans with post acquisition impairment		—		—		—		—		—		—		—		6,849
PCI loans without post acquisition impairment		—		—		—		—		—		—		—		5,694
Total ending loan balance	$	386,729	$	289,194	$	7,204	$	11,068	$	685	$	5,892	$	12,579	$	3,326,610

	Residential Real Estate								Commercial
			Owner						Real Estate -						Lease
	Owner		Occupied -		Non Owner		Commercial		Purchased		Construction &		Commercial &		Financing
December 31, 2014 (in thousands)	Occupied		Correspondent		Occupied		Real Estate		Whole Loans		Land Development		Industrial		Receivables
Allowance:
Ending Allowance balance:
Individually evaluated for impairment, excluding PCI loans	$	3,251	$	—	$	101	$	913	$	—	$	187	$	302	$	—
Collectively evaluated for impairment		5,264		567		672		6,462		34		739		800		25
PCI loans with post acquisition impairment		50		—		64		365		—		—		65		—
PCI loans without post acquisition impairment		—		—		—		—		—		—		—		—
Total ending Allowance:	$	8,565	$	567	$	837	$	7,740	$	34	$	926	$	1,167	$	25
Loans:
Impaired loans individually evaluated, excluding PCI loans	$	41,265	$	—	$	3,388	$	22,521	$	—	$	2,627	$	4,319	$	—
Loans collectively evaluated for impairment		1,075,871		226,628		91,395		736,965		34,898		35,357		151,776		2,530
PCI loans with post acquisition impairment		725		—		1,554		6,341		—		—		1,158		—
PCI loans without post acquisition impairment		480		—		155		6,482		—		496		86		—
Total ending loan balance	$	1,118,341	$	226,628	$	96,492	$	772,309	$	34,898	$	38,480	$	157,339	$	2,530

	Warehouse				Consumer
	Lines of		Home		RPG		Credit				Purchased		Other
(continued)	Credit		Equity		Loans		Cards		Overdrafts		Whole Loans		Consumer		Total
Allowance:
Ending Allowance balance:
Individually evaluated for impairment, excluding PCI loans	$	—	$	225	$	—	$	—	$	—	$	—	$	40	$	5,019
Collectively evaluated for impairment		799		2,505		44		285		382		185		83		18,846
PCI loans with post acquisition impairment		—		—		—		—		—		—		1		545
PCI loans without post acquisition impairment		—		—		—		—		—		—		—		—
Total ending Allowance:	$	799	$	2,730	$	44	$	285	$	382	$	185	$	124	$	24,410
Loans:
Impaired loans individually evaluated, excluding PCI loans	$	—	$	2,220	$	—	$	—	$	—	$	—	$	52	$	76,392
Loans collectively evaluated for impairment		319,431		243,459		4,095		9,573		1,180		4,626		8,829		2,946,613
PCI loans with post acquisition impairment		—		—		—		—		—		—		10		9,788
PCI loans without post acquisition impairment		—		—		—		—		—		—		3		7,702
Total ending loan balance	$	319,431	$	245,679	$	4,095	$	9,573	$	1,180	$	4,626	$	8,894	$	3,040,495

Schedule of loans individually evaluated for impairment by class of loans

	As of						Twelve Months Ended
	December 31, 2015						December 31, 2015
											Cash Basis
	Unpaid						Average		Interest		Interest
	Principal		Recorded		Allowance		Recorded		Income		Income
(in thousands)	Balance		Investment		Allocated		Investment		Recognized		Recognized
Impaired loans with no related allowance recorded:
Residential real estate:
Owner occupied	$	14,287	$	13,256	$	—	$	10,907	$	100	$	—
Owner occupied - correspondent		—		—		—		—		—		—
Non owner occupied		1,978		1,928		—		2,234		31		—
Commercial real estate		7,406		6,743		—		9,653		170		—
Commercial real estate - purchased whole loans		—		—		—		—		—		—
Construction & land development		2,067		2,067		—		2,096		19		—
Commercial & industrial		18		18		—		1,682		3		—
Lease financing receivables		—		—		—		—		—		—
Warehouse lines of credit		—		—		—		—		—		—
Home equity		2,263		2,087		—		2,222		23		—
Consumer:
RPG loans		—		—		—		—		—		—
Credit cards		—		—		—		—		—		—
Overdrafts		—		—		—		—		—		—
Purchased whole loans		—		—		—		—		—		—
Other consumer		44		44		—		32		—		—
Impaired loans with an allowance recorded:
Residential real estate:
Owner occupied		25,896		25,850		3,830		28,917		885		—
Owner occupied - correspondent		—		—		—		—		—		—
Non owner occupied		1,231		1,208		174		2,004		60		—
Commercial real estate		10,546		10,504		830		11,378		469		—
Commercial real estate - purchased whole loans		—		—		—		—		—		—
Construction & land development		650		650		159		664		36		—
Commercial & industrial		1,497		1,497		318		2,351		81		—
Lease financing receivables		—		—		—		—		—		—
Warehouse lines of credit		—		—		—		—		—		—
Home equity		258		229		100		292		4		—
Consumer:
RPG loans		—		—		—		—		—		—
Credit cards		—		—		—		—		—		—
Overdrafts		—		—		—		—		—		—
Purchased whole loans		—		—		—		—		—		—
Other consumer		42		42		16		50		1		—
Total impaired loans	$	68,183	$	66,123	$	5,427	$	74,482	$	1,882	$	—

	As of						Twelve Months Ended
	December 31, 2014						December 31, 2014
											Cash Basis
	Unpaid						Average		Interest		Interest
	Principal		Recorded		Allowance		Recorded		Income		Income
(in thousands)	Balance		Investment		Allocated		Investment		Recognized		Recognized
Impaired loans with no related allowance recorded:
Residential real estate:
Owner occupied	$	6,598	$	6,196	$	—	$	6,745	$	351	$	—
Owner occupied - correspondent		—		—		—		—		—		—
Non owner occupied		2,368		2,215		—		1,758		130		—
Commercial real estate		17,282		16,248		—		16,809		912		—
Commercial real estate - purchased whole loans		—		—		—		—		—		—
Construction & land development		2,144		2,144		—		2,118		165		—
Commercial & industrial		3,943		3,943		—		4,047		252		—
Lease financing receivables		—		—		—		—		—		—
Warehouse lines of credit		—		—		—		—		—		—
Home equity		1,969		1,814		—		1,839		105		—
Consumer:
RPG loans		—		—		—		—		—		—
Credit cards		—		—		—		—		—		—
Overdrafts		—		—		—		—		—		—
Purchased whole loans		—		—		—		—		—		—
Other consumer		—		—		—		—		—		—
Impaired loans with an allowance recorded:
Residential real estate:
Owner occupied		36,361		35,794		3,301		35,121		1,350		—
Owner occupied - correspondent		—		—		—		—		—		—
Non owner occupied		2,755		2,727		165		4,685		172		—
Commercial real estate		12,653		12,614		1,278		16,722		672		—
Commercial real estate - purchased whole loans		—		—		—		—		—		—
Construction & land development		483		483		187		498		26		—
Commercial & industrial		1,534		1,534		367		1,495		115		—
Lease financing receivables		—		—		—		—		—		—
Warehouse lines of credit		—		—		—		—		—		—
Home equity		452		406		225		518		25		—
Consumer:
RPG loans		—		—		—		—		—		—
Credit cards		—		—		—		—		—		—
Overdrafts		—		—		—		—		—		—
Purchased whole loans		—		—		—		—		—		—
Other consumer		62		62		41		73		4		—
Total impaired loans	$	88,604	$	86,180	$	5,564	$	92,428	$	4,279	$	—

	As of						Twelve Months Ended
	December 31, 2013						December 31, 2013
											Cash Basis
	Unpaid						Average		Interest		Interest
	Principal		Recorded		Allowance		Recorded		Income		Income
(in thousands)	Balance		Investment		Allocated		Investment		Recognized		Recognized
Impaired loans with no related allowance recorded:
Residential real estate:
Owner occupied	$	7,136	$	6,569	$	—	$	8,977	$	120	$	—
Owner occupied - correspondent		NA		NA		NA		NA		NA		NA
Non owner occupied		1,498		1,256		—		1,520		13		—
Commercial real estate		21,886		20,953		—		21,218		693		—
Commercial real estate - purchased whole loans		—		—		—		—		—		—
Construction & land development		2,087		2,087		—		2,150		103		—
Commercial & industrial		4,367		4,258		—		3,577		258		—
Lease financing receivables		NA		NA		NA		NA		NA		NA
Warehouse lines of credit		—		—		—		—		—		—
Home equity		1,695		1,577		—		1,982		43		—
Consumer:
RPG loans		—		—		—		—		—		—
Credit cards		—		—		—		—		—		—
Overdrafts		—		—		—		—		—		—
Purchased whole loans		NA		NA		NA		NA		NA		NA
Other consumer		18		18		—		138		1		—
Impaired loans with an allowance recorded:
Residential real estate:
Owner occupied		34,393		34,097		3,657		34,154		939		—
Owner occupied - correspondent		NA		NA		NA		NA		NA		NA
Non owner occupied		6,789		6,789		351		5,104		248		—
Commercial real estate		27,080		27,078		1,835		25,724		1,017		—
Commercial real estate - purchased whole loans		—		—		—		—		—		—
Construction & land development		674		674		156		2,048		38		—
Commercial & industrial		1,872		1,872		428		2,593		11		—
Lease financing receivables		NA		NA		NA		NA		NA		NA
Warehouse lines of credit		—		—		—		—		—		—
Home equity		688		687		203		999		5		—
Consumer:
RPG loans		—		—		—		—		—		—
Credit cards		—		—		—		—		—		—
Overdrafts		—		—		—		—		—		—
Purchased whole loans		NA		NA		NA		NA		NA		NA
Other consumer		79		79		44		88		—		—
	$	110,262	$	107,994	$	6,674	$	110,272	$	3,489	$	—

NA - Not applicable

Schedule of TDRs differentiated by loan type and accrual status

	Troubled Debt			Troubled Debt			Total
	Restructurings on			Restructurings on			Troubled Debt
	Nonaccrual Status			Accrual Status			Restructurings
	Number of	Recorded		Number of	Recorded		Number of	Recorded
December 31, 2015 (dollars in thousands)	Loans	Investment		Loans	Investment		Loans	Investment
Residential real estate	74	$	7,365	233	$	27,844	307	$	35,209
Commercial real estate	9		3,324	17		8,008	26		11,332
Construction & land development	2		1,589	6		1,128	8		2,717
Commercial & industrial	1		194	5		128	6		322
Total troubled debt restructurings	86	$	12,472	261	$	37,108	347	$	49,580

	Troubled Debt			Troubled Debt			Total
	Restructurings on			Restructurings on			Troubled Debt
	Nonaccrual Status			Accrual Status			Restructurings
	Number of	Recorded		Number of	Recorded		Number of	Recorded
December 31, 2014 (dollars in thousands)	Loans	Investment		Loans	Investment		Loans	Investment
Residential real estate	74	$	7,166	250	$	31,966	324	$	39,132
Commercial real estate	8		5,030	30		14,502	38		19,532
Construction & land development	2		1,990	6		637	8		2,627
Commercial & industrial	—		—	8		3,975	8		3,975
Total troubled debt restructurings	84	$	14,186	294	$	51,080	378	$	65,266

Schedule of categories of TDR loan modifications outstanding and respective performance under modified terms

	Troubled Debt			Troubled Debt
	Restructurings			Restructurings			Total
	Performing to			Not Performing to			Troubled Debt
	Modified Terms			Modified Terms			Restructurings
	Number of	Recorded		Number of	Recorded		Number of	Recorded
December 31, 2015 (dollars in thousands)	Loans	Investment		Loans	Investment		Loans	Investment
Residential real estate loans (including home equity loans):
Interest only payments	2	$	631	—	$	—	2	$	631
Rate reduction	183		24,734	46		5,650	229		30,384
Principal deferral	9		789	7		771	16		1,560
Legal modification	30		1,226	30		1,408	60		2,634
Total residential TDRs	224		27,380	83		7,829	307		35,209
Commercial related and construction/land development loans:
Interest only payments	6		1,517	1		481	7		1,998
Rate reduction	10		5,021	3		727	13		5,748
Principal deferral	12		2,726	8		3,899	20		6,625
Total commercial TDRs	28		9,264	12		5,107	40		14,371
Total troubled debt restructurings	252	$	36,644	95	$	12,936	347	$	49,580

	Troubled Debt			Troubled Debt
	Restructurings			Restructurings			Total
	Performing to			Not Performing to			Troubled Debt
	Modified Terms			Modified Terms			Restructurings
	Number of	Recorded		Number of	Recorded		Number of	Recorded
December 31, 2014 (dollars in thousands)	Loans	Investment		Loans	Investment		Loans	Investment
Residential real estate loans (including home equity loans):
Interest only payments	2	$	218	4	$	389	6	$	607
Rate reduction	173		25,080	61		7,376	234		32,456
Principal deferral	12		1,408	5		349	17		1,757
Legal modification	33		2,675	34		1,637	67		4,312
Total residential TDRs	220		29,381	104		9,751	324		39,132
Commercial related and construction/land development loans:
Interest only payments
Rate reduction	10		4,170	2		926	12		5,096
Principal deferral	19		9,043	3		1,915	22		10,958
Legal modification	14		5,820	6		4,260	20		10,080
Total commercial TDRs	43		19,033	11		7,101	54		26,134
Total troubled debt restructurings	263	$	48,414	115	$	16,852	378	$	65,266

Summary of categories of TDR loan modifications that occurred during the period

	Troubled Debt			Troubled Debt
	Restructurings			Restructurings			Total
	Performing to			Not Performing to			Troubled Debt
	Modified Terms			Modified Terms			Restructurings
	Number of	Recorded		Number of	Recorded		Number of	Recorded
December 31, 2015 (dollars in thousands)	Loans	Investment		Loans	Investment		Loans	Investment
Residential real estate loans (including home equity loans):
Interest only payments	1	$	617	—	$	—	1	$	617
Rate reduction	17		2,148	5		519	22		2,667
Principal deferral	—		—	2		43	2		43
Legal modification	3		153	4		162	7		315
Total residential TDRs	21		2,918	11		724	32		3,642
Commercial related and construction/land development loans:
Interest only payments	3		465	—		—	3		465
Rate reduction	1		815	—		—	1		815
Principal deferral	4		716	4		1,898	8		2,614
Total commercial TDRs	8		1,996	4		1,898	12		3,894
Total troubled debt restructurings	29	$	4,914	15	$	2,622	44	$	7,536

	Troubled Debt			Troubled Debt
	Restructurings			Restructurings			Total
	Performing to			Not Performing to			Troubled Debt
	Modified Terms			Modified Terms			Restructurings
	Number of	Recorded		Number of	Recorded		Number of	Recorded
December 31, 2014 (dollars in thousands)	Loans	Investment		Loans	Investment		Loans	Investment
Residential real estate loans (including home equity loans):
Interest only payments	—	$	—	4	$	389	4	$	389
Rate reduction	21		2,274	11		1,773	32		4,047
Principal deferral	5		820	1		28	6		848
Legal modification	20		1,846	15		559	35		2,405
Total residential TDRs	46		4,940	31		2,749	77		7,689
Commercial related and construction/land development loans:
Interest only payments	4		1,185	2		385	6		1,570
Rate reduction	9		4,411	2		584	11		4,995
Principal deferral	7		1,102	2		1,726	9		2,828
Total commercial TDRs	20		6,698	6		2,695	26		9,393
Total troubled debt restructurings	66	$	11,638	37	$	5,444	103	$	17,082

The tables above are inclusive of loans which were TDRs at the end of previous years and were re-modified, e.g., a maturity date extension during the current year.

	Performing to			Not Performing to			Troubled Debt
	Modified Terms			Modified Terms			Restructurings
	Number of	Recorded		Number of	Recorded		Number of	Recorded
December 31, 2013 (dollars in thousands)	Loans	Investment		Loans	Investment		Loans	Investment
Residential real estate loans (including home equity loans):
Interest only payments	—	$	—	1	$	164	1	$	164
Rate reduction	37		6,605	6		935	43		7,540
Principal deferral	6		95	2		157	8		252
Legal modification	19		793	21		950	40		1,743
Total residential TDRs	62		7,493	30		2,206	92		9,699
Commercial related and construction/land development loans:
Interest only payments	6		3,095	1		143	7		3,238
Rate reduction	3		437	1		184	4		621
Principal deferral	7		3,315	1		—	8		3,315
Legal modification	—		—	—		168	—		168
Total commercial TDRs	16		6,847	3		495	19		7,342
Total troubled debt restructurings	78	$	14,340	33	$	2,701	111	$	17,041

The table above is inclusive of loans which were TDRs at the end of previous years and were re-modified, e.g., a maturity date extension during the current year.

Schedule of loans by class modified as troubled debt restructurings within the previous twelve months for which there was a payment default

	2015			2014			2013
	Number of	Recorded		Number of	Recorded		Number of	Recorded
December 31,  (dollars in thousands)	Loans	Investment		Loans	Investment		Loans	Investment
Residential real estate:
Owner occupied	12	$	724	10	$	1,894	29	$	2,252
Owner occupied - correspondent	—		—	—		—	NA		NA
Non owner occupied	—		—	6		580	—		—
Commercial real estate	2		1,704	7		3,429	2		352
Commercial real estate - purchased whole loans	—		—	—		—	—		—
Construction & land development	—		—	1		101	—		—
Commercial & industrial	1		194	1		207	1		143
Lease financing receivables	—		—	—		—	NA		NA
Warehouse lines of credit	—		—	—		—	—		—
Home equity	—		—	—		—	1		10
Consumer:
RPG loans	—		—	—		—	—		—
Credit cards	—		—	—		—	—		—
Overdrafts	—		—	—		—	—		—
Purchased whole loans	—		—	—		—	—		—
Other consumer	—		—	—		—	—		—
Total	15	$	2,622	25	$	6,211	33	$	2,757

NA - Not applicable.

Schedule of carrying amount of foreclosed properties held

December 31,  (in thousands)	2015		2014
Residential real estate	$	478	$	3,209
Commercial real estate		442		3,324
Construction & land development		300		4,710
Total other real estate owned	$	1,220	$	11,243

Schedule of recorded investment in consumer mortgage loans secured by residential real estate properties

December 31,  (in thousands)	2015		2014
Recorded investment in consumer residential real estate mortgage loans in the process of foreclosure	$	4,602	$	2,466