XML 94 R92.htm IDEA: XBRL DOCUMENT v3.3.0.814
SEGMENT INFORMATION (Details)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2015
USD ($)
Sep. 30, 2014
USD ($)
Sep. 30, 2015
USD ($)
segment
Sep. 30, 2014
USD ($)
Dec. 31, 2014
USD ($)
Segment Reporting, Disclosure of Entity's Reportable Segments [Abstract]          
Number of operating segments | segment     4    
Segment Reporting Information, Profit (Loss) [Abstract]          
Net interest income $ 31,424 $ 28,442 $ 91,504 $ 83,296  
Provision for loan and lease losses 2,233 1,510 3,322 1,500  
Net Refund Transfer Fees 97 (133) 17,339 16,091  
Mortgage banking income 972 876 3,549 2,174  
Gain on call of security available for sale     88    
Other non interest income 6,737 5,784 19,301 18,058  
Total non-interest income 7,806 6,527 40,277 36,323  
Total non interest expenses 28,238 25,205 86,477 81,688  
Income before income tax expense 8,759 8,254 41,982 36,431  
Income tax expense 3,119 3,008 14,234 12,879  
NET INCOME 5,640 5,246 27,748 23,552  
Segment end of period total assets $ 4,035,977 $ 3,625,619 $ 4,035,977 $ 3,625,619 $ 3,747,013
Net interest margin (as percent) 3.31% 3.38% 3.26% 3.32%  
Traditional Banking          
Segment Reporting Information, Profit (Loss) [Abstract]          
Net interest income $ 27,612 $ 26,103 $ 80,369 $ 77,809  
Provision for loan and lease losses 1,338 1,471 2,007 1,780  
Gain on call of security available for sale     88    
Other non interest income 6,115 5,452 17,286 16,451  
Total non-interest income 6,115 5,452 17,374 16,451  
Total non interest expenses 24,109 21,899 71,351 68,431  
Income before income tax expense 8,280 8,185 24,385 24,049  
Income tax expense 2,879 3,005 7,813 8,346  
NET INCOME 5,401 5,180 16,572 15,703  
Segment end of period total assets $ 3,600,230 $ 3,325,922 $ 3,600,230 $ 3,325,922  
Net interest margin (as percent) 3.23% 3.35% 3.19% 3.32%  
Warehouse Lending          
Segment Reporting Information, Profit (Loss) [Abstract]          
Net interest income $ 3,308 $ 2,234 $ 9,354 $ 5,082  
Provision for loan and lease losses (238) 71 185 232  
Other non interest income 8 4 19 9  
Total non-interest income 8 4 19 9  
Total non interest expenses 663 466 1,846 1,294  
Income before income tax expense 2,891 1,701 7,342 3,565  
Income tax expense 1,174 595 2,732 1,248  
NET INCOME 1,717 1,106 4,610 2,317  
Segment end of period total assets $ 393,110 $ 272,264 $ 393,110 $ 272,264  
Net interest margin (as percent) 3.62% 3.68% 3.58% 3.80%  
Mortgage Banking          
Segment Reporting Information, Profit (Loss) [Abstract]          
Net interest income $ 67 $ 38 $ 180 $ 133  
Mortgage banking income 972 876 3,549 2,174  
Other non interest income 76 41 231 186  
Total non-interest income 1,048 917 3,780 2,360  
Total non interest expenses 1,151 754 3,710 2,977  
Income before income tax expense (36) 201 250 (484)  
Income tax expense (13) 71 87 (169)  
NET INCOME (23) 130 163 (315)  
Segment end of period total assets 13,832 11,150 13,832 11,150  
Total Core Banking          
Segment Reporting Information, Profit (Loss) [Abstract]          
Net interest income 30,987 28,375 89,903 83,024  
Provision for loan and lease losses 1,100 1,542 2,192 2,012  
Mortgage banking income 972 876 3,549 2,174  
Gain on call of security available for sale     88    
Other non interest income 6,199 5,497 17,536 16,646  
Total non-interest income 7,171 6,373 21,173 18,820  
Total non interest expenses 25,923 23,119 76,907 72,702  
Income before income tax expense 11,135 10,087 31,977 27,130  
Income tax expense 4,040 3,671 10,632 9,425  
NET INCOME 7,095 6,416 21,345 17,705  
Segment end of period total assets $ 4,007,172 $ 3,609,336 $ 4,007,172 $ 3,609,336  
Net interest margin (as percent) 3.27% 3.38% 3.23% 3.34%  
Republic Processing Group          
Segment Reporting Information, Profit (Loss) [Abstract]          
Net interest income $ 437 $ 67 $ 1,601 $ 272  
Provision for loan and lease losses 1,133 (32) 1,130 (512)  
Net Refund Transfer Fees 97 (133) 17,339 16,091  
Other non interest income 538 287 1,765 1,412  
Total non-interest income 635 154 19,104 17,503  
Total non interest expenses 2,315 2,086 9,570 8,986  
Income before income tax expense (2,376) (1,833) 10,005 9,301  
Income tax expense (921) (663) 3,602 3,454  
NET INCOME (1,455) (1,170) 6,403 5,847  
Segment end of period total assets $ 28,805 $ 16,283 $ 28,805 $ 16,283