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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
INTEREST INCOME:    
Loans, including fees $ 31,914 $ 75,292
Taxable investment securities 2,040 3,267
Federal Home Loan Bank stock and other 447 1,028
Total interest income 34,401 79,587
INTEREST EXPENSE:    
Deposits 1,055 1,539
Securities sold under agreements to repurchase and other short-term borrowings 29 112
Federal Home Loan Bank advances 3,558 4,086
Subordinated note 629 630
Total interest expense 5,271 6,367
NET INTEREST INCOME 29,130 73,220
Provision for loan losses (625) 11,170
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 29,755 62,050
NON-INTEREST INCOME:    
Service charges on deposit accounts 3,210 3,303
Net refund transfer fees 12,014 71,749
Mortgage banking income 3,274 1,354
Debit card interchange fee income 1,811 1,556
Bargain purchase gain 1,324 27,899
Gain on sale of securities available for sale   56
Other 892 892
Total non interest income 22,525 106,809
NON-INTEREST EXPENSES:    
Salaries and employee benefits 16,114 16,971
Occupancy and equipment, net 5,577 6,074
Communication and transportation 1,030 2,661
Marketing and development 902 938
FDIC insurance expense 413 430
Bank franchise tax expense 1,715 1,931
Data processing 716 1,221
Debit card interchange expense 843 601
Supplies 354 949
Other real estate owned expense 889 605
Charitable contributions 236 2,678
Legal expense 430 368
FHLB advance prepayment expense   2,436
Other 2,083 3,290
Total non interest expenses 31,302 41,153
INCOME BEFORE INCOME TAX EXPENSE 20,978 127,706
INCOME TAX EXPENSE 7,622 45,234
NET INCOME 13,356 82,472
Tennessee Commerce Bank ("TCB")
   
NON-INTEREST INCOME:    
Bargain purchase gain   27,899
Gain on sale of securities available for sale   56
First Commercial Bank("FCB")
   
NON-INTEREST INCOME:    
Bargain purchase gain $ 1,324  
Class A Common Stock
   
BASIC EARNINGS PER SHARE:    
Basic earnings per share $ 0.64 $ 3.94
DILUTED EARNINGS PER SHARE:    
Diluted earnings per share $ 0.64 $ 3.92
Class B Common Stock
   
BASIC EARNINGS PER SHARE:    
Basic earnings per share $ 0.63 $ 3.92
DILUTED EARNINGS PER SHARE:    
Diluted earnings per share $ 0.62 $ 3.90