Ending deposit balances at March 31, 2013 and December 31, 2012 were as follows:

(in thousands)	March 31, 2013		December 31, 2012

Demand	$	636,094	$	580,900
Money market accounts		525,497		514,698
Brokered money market accounts		37,785		35,596
Savings		66,116		62,145
Individual retirement accounts*		31,140		32,491
Time deposits, $100,000 and over*		73,251		80,906
Other certificates of deposit*		88,956		100,036
Brokered certificates of deposit*(1)		88,808		97,110

Total interest-bearing deposits		1,547,647		1,503,882
Total non interest-bearing deposits		524,149		479,046

Total deposits	$	2,071,796	$	1,982,928

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(*) - Represents a time deposit.

(1) – Includes brokered deposits less than, equal to and greater than $100,000.