LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 5) (USD $)	3 Months Ended								12 Months Ended
	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Allowance for loan losses rollforward
Allowance for loan losses at beginning year				$ 23,729,000				$ 24,063,000	$ 23,729,000	$ 24,063,000	$ 23,079,000
Provision for loan losses	503,000	2,200,000	905,000	(625,000)	1,324,000	2,083,000	466,000	11,170,000	2,983,000	15,043,000	17,966,000
Loans charged off									(6,185,000)	(20,985,000)	(22,793,000)
Recoveries									2,499,000	5,608,000
Allowance for loan losses at end of year	23,026,000				23,729,000				23,026,000	23,729,000	24,063,000
Loans	2,566,766,000				2,626,468,000				2,566,766,000	2,626,468,000
Residential Real Estate - Owner Occupied
Allowance for loan losses rollforward
Allowance for loan losses at beginning year				7,006,000				5,212,000	7,006,000	5,212,000
Allocation of previously unallocated allowance										1,117,000
Provision for loan losses									2,411,000	3,549,000
Loans charged off									(1,886,000)	(3,128,000)
Recoveries									285,000	256,000
Allowance for loan losses at end of year	7,816,000				7,006,000				7,816,000	7,006,000
Residential Real Estate - Non Owner Occupied
Allowance for loan losses rollforward
Allowance for loan losses at beginning year				1,049,000				1,142,000	1,049,000	1,142,000
Allocation of previously unallocated allowance										146,000
Provision for loan losses									43,000	144,000
Loans charged off									(241,000)	(520,000)
Recoveries									172,000	137,000
Allowance for loan losses at end of year	1,023,000				1,049,000				1,023,000	1,049,000
Commercial Real Estate
Allowance for loan losses rollforward
Allowance for loan losses at beginning year				8,843,000				7,724,000	8,843,000	7,724,000
Allocation of previously unallocated allowance										47,000
Provision for loan losses									539,000	2,015,000
Loans charged off									(1,190,000)	(1,033,000)
Recoveries									117,000	90,000
Allowance for loan losses at end of year	8,309,000				8,843,000				8,309,000	8,843,000
Commercial real estate - purchased whole loans
Allowance for loan losses rollforward
Provision for loan losses										34,000
Allowance for loan losses at end of year	34,000				34,000				34,000	34,000
Construction & Land Development
Allowance for loan losses rollforward
Allowance for loan losses at beginning year				2,769,000				3,042,000	2,769,000	3,042,000
Provision for loan losses									(902,000)	1,545,000
Loans charged off									(619,000)	(1,922,000)
Recoveries									48,000	104,000
Allowance for loan losses at end of year	1,296,000				2,769,000				1,296,000	2,769,000
Commercial & Industrial
Allowance for loan losses rollforward
Allowance for loan losses at beginning year				580,000				1,025,000	580,000	1,025,000
Provision for loan losses									876,000	(294,000)
Loans charged off									(466,000)	(176,000)
Recoveries									99,000	25,000
Allowance for loan losses at end of year	1,089,000				580,000				1,089,000	580,000
Warehouse Lines of Credit
Allowance for loan losses rollforward
Allowance for loan losses at beginning year				541,000				104,000	541,000	104,000
Provision for loan losses									(92,000)	437,000
Allowance for loan losses at end of year	449,000				541,000				449,000	541,000
Home Equity
Allowance for loan losses rollforward
Allowance for loan losses at beginning year				2,348,000				2,984,000	2,348,000	2,984,000
Allocation of previously unallocated allowance										536,000
Provision for loan losses									515,000	988,000
Loans charged off									(632,000)	(2,252,000)
Recoveries									165,000	92,000
Allowance for loan losses at end of year	2,396,000				2,348,000				2,396,000	2,348,000
Refund Anticipation Loans
Allowance for loan losses rollforward
Provision for loan losses									(845,000)	6,876,000	11,560,000
Loans charged off										(11,097,000)	(15,484,000)
Recoveries									845,000	4,221,000
Loans					796,015,000					796,015,000	1,038,862,000
Consumer: Credit cards
Allowance for loan losses rollforward
Allowance for loan losses at beginning year				210,000				503,000	210,000	503,000
Allocation of previously unallocated allowance										47,000
Provision for loan losses									202,000	(253,000)
Loans charged off									(142,000)	(123,000)
Recoveries									19,000	36,000
Allowance for loan losses at end of year	289,000				210,000				289,000	210,000
Consumer: Overdrafts
Allowance for loan losses rollforward
Allowance for loan losses at beginning year				198,000				135,000	198,000	135,000
Allocation of previously unallocated allowance										17,000
Provision for loan losses									191,000	92,000
Loans charged off									(601,000)	(468,000)
Recoveries									411,000	422,000
Allowance for loan losses at end of year	199,000				198,000				199,000	198,000
Consumer: Other consumer
Allowance for loan losses rollforward
Allowance for loan losses at beginning year				151,000				227,000	151,000	227,000
Allocation of previously unallocated allowance										55,000
Provision for loan losses									45,000	(90,000)
Loans charged off									(408,000)	(266,000)
Recoveries									338,000	225,000
Allowance for loan losses at end of year	126,000				151,000				126,000	151,000
Unallocated
Allowance for loan losses rollforward
Allowance for loan losses at beginning year								1,965,000		1,965,000
Allocation of previously unallocated allowance										(1,965,000)
Subprime
Allowance for loan losses rollforward
Loans	58,000,000				66,000,000				58,000,000	66,000,000
Loans originated for Community Reinvestment Act ("CRA") purposes	$ 17,000,000				$ 19,000,000				$ 17,000,000	$ 19,000,000